Sentences with phrase «by banks and insurance companies»

Upon learning that many of these rate hikes were inaccurate and were based on misinterpretations of the law by banks and insurance companies, the National Association of REALTORS ® last year demanded a slowdown in the increases.

Principal Protected Notes (PPN) are a product offered by banks and insurance companies that allow you to participate (to an extent) in the risky stock markets while your initial investment is guaranteed to be repaid in (say) five or ten years.

Not exact matches

Typically, a given company administers its 401 (k) by working with a specific provider, from a pool that includes insurance - driven companies like Prudential, banks like Wells Fargo, and an array of mutual - fund companies.

Employees of firms that offer PRPPs are automatically enrolled (they can opt out), and the funds are pooled and administered by a third party, such as a bank or insurance company.

By the late»90s, call centres had become the main point of contact for the customers of airlines, insurance companies, banks and telecoms.

The Federal Deposit Insurance Corp. counted $ 331 billion in commercial and industrial bank loans under $ 1 million as of Dec. 31, the largest amount since the end of 2008, when the government agency reported a record $ 336 billion in such loans that are generally taken out by small companies.

In June, Beijing's banking regulators ordered a group of lenders to assess their exposure to offshore acquisitions by a handful of companies that have been on overseas buying sprees, including HNA Group, Wanda Group, Anbang Insurance Group and Fosun International Ltd..

And while the bank grew through mergers and by adding new business lines throughout the 2000s — acquiring Canadian Direct Insurance and Valiant Trust Company in 2004, Adroit Investment Management in 2008 and National Leasing Group Inc. in 2010 — «these initiatives are still in early stages,» Chan notAnd while the bank grew through mergers and by adding new business lines throughout the 2000s — acquiring Canadian Direct Insurance and Valiant Trust Company in 2004, Adroit Investment Management in 2008 and National Leasing Group Inc. in 2010 — «these initiatives are still in early stages,» Chan notand by adding new business lines throughout the 2000s — acquiring Canadian Direct Insurance and Valiant Trust Company in 2004, Adroit Investment Management in 2008 and National Leasing Group Inc. in 2010 — «these initiatives are still in early stages,» Chan notand Valiant Trust Company in 2004, Adroit Investment Management in 2008 and National Leasing Group Inc. in 2010 — «these initiatives are still in early stages,» Chan notand National Leasing Group Inc. in 2010 — «these initiatives are still in early stages,» Chan notes.

Companies like Anbang Insurance Group, Fosun International, HNA Group and Dalian Wanda Group have feasted on cheap debt provided by state banks, spending lavishly to build their empires.

His most valuable asset is a 57 percent stake in America Movil, the biggest mobile - phone operator in Latin America, followed by his stakes in holding company Grupo Carso and banking and insurance firm Grupo Financiero Inbursa.

According to a survey by Aon Hewitt, employees of commercial banks, insurance companies and credit unions reported an engagement level of around 70 per cent or higher.

It did this by allowing banks, investment banks, and insurance companies to deduct half of the lender's interest income in computing their own corporate taxes for loans or structured bonds to corporations to access credit to finance ESOPs for broad groups of employees.

Assets likely to be held by private investors include: cash in bank deposits, securities (such as shares issued by private companies, and government or corporate bonds), property, insurance policies, foreign currencies, cars, art and antiques.

Variable Rate Demand Note Inventory and Remarketing PNC has a portfolio which approaches $ 8 billion and includes issues enhanced by letters of credit from investment grade commercial banks and insurance companies with bank liquidity facilities.

Capital Confirmation operates as a provider of an online audit confirmation network used by requesters (i.e. audit firms), their clients, and responders (i.e., banks, law firms, insurance companies, and corporations).

The false weapon of community backing, shamelessly exploited by LILCO and its Wall Street and nuclear industry buddies, and the lobbyists, banks, insurance companies and the powerful construction trade unions, was dramatically snatched right out of their hands.

There is a sense that the fundamental fairness that is a critical part of the American social compact has been lost, and I think that as attorney general, I would work not just to see that everybody plays by the rules but to restore public confidence in big banks, insurance companies.

For the protection of New York State residents, banks, insurance companies, utilities, investment companies and many other businesses are required by state law to surrender inactive accounts to the state.

As an alternative the government is considering measures which will effectively give financial services companies an indirect role in policing the hidden economy, by making access to business services such as insurance and bank accounts conditional on proving that you are registered for tax.

By 2014 Banks had grown theirs to N25 billion and Composite Insurance Companies to N5 billion showing that Banks had grown capital requirements 8x faster.

«Such an institution should also present a financial guarantee being provided by a Bank, an Insurance Company, and a Church, among others, to ensure completion of enrolled...

The example in favor of this solution is financial institutions, such as banks, insurance companies, and brokers, which are often obliged by law to check skills and knowledge of their salesforce and customer care consultants.

I can assure you that my generation has only recently woken up — probably rudely shaken to reality by the fact that our struggles to plan for a carefree «after work» life, has not and will not materialize, and most of us finding that the efforts to ensure a good pension plan, has largely been based on illusions, dished out by the insurance companies, which ultimately are not much better than the banks that have brought on the economic demise, but for their part will still continue their self - enriching bonus system.

Their role is to implement regulations to ensure that the market is fair and that customers are protected from misconduct by all financial institutions including banks, insurance companies and lenders.

Before being replaced by the FCA the Financial Services Authority had responsibility for regulating banks, insurance companies, financial advisors and the mortgage industry.

You may only make up to 6 withdrawals and / or transfers each month by check (for accounts with check privileges), preauthorized or automatic transfer (e.g., automatic payments to an insurance company), draft, point - of - sale debit card, telephone and / or online banking.

MYGAs are issued by insurance companies instead of banks and typically offer higher guaranteed interest rates, as well as the ability to be converted into a lifelong stream of income.

Life insurance policies are issued by The Savings Bank Mutual Life Insurance Company of Massachusetts, The Savings Bank Life Insurance Company of Massachusetts and Centrian Life Insurance in Coninsurance policies are issued by The Savings Bank Mutual Life Insurance Company of Massachusetts, The Savings Bank Life Insurance Company of Massachusetts and Centrian Life Insurance in ConInsurance Company of Massachusetts, The Savings Bank Life Insurance Company of Massachusetts and Centrian Life Insurance in ConInsurance Company of Massachusetts and Centrian Life Insurance in ConInsurance in Connecticut.

At least one of the following criteria must be met to be an accredited investor: (i) a buyer with a net worth individually or with a spouse of $ 1,000,000 or more; (ii) institutional investors including banks, insurance companies, registered broker / dealers, and large pensions plans; (iii) tax - exempt organizations with total assets in excess of $ 5,000,000; (iv); private business development companies; (vii) directors, officers, or general partners of the issuer; and (viii) entities owned entirely by accredited investors.

Claymore offers an equal weighted ETF whose index tracks the financial sector by allotting 10 % each to 10 banks and insurance companies.

I limited the list to three banks, two telecom firms and two insurance companies in an effort to boost its diversification by industry.

I initially intended to set up a HSA when I signed up for my company's insurance plan, however because I work by remote, and because the bank that they use does not exist where I live, I didn't.

Financial funds seek capital appreciation by investing primarily in equity securities of U.S. or non-U.S. financial services companies, including banks, brokerage firms, insurance companies, and consumer credit providers.

Financial funds seek capital appreciation by investing primarily in equity securities of U.S. or non-U.S. financial - services companies, including banks, brokerage firms, insurance companies, and consumer credit providers.

Investments / Insurance: Not FDIC Insured • Not Bank Issued, Guaranteed or Underwritten • May Lose Value The video commentaries presented on this page are provided for informational purposes only by USAA Asset Management Company (AMCO) and / or USAA Investment Management Company (IMCO), both registered investment advisers.

By «institutions,» Reed means everything from governments to banks to credit unions to insurance companies and investment houses.

9 Trip Cancellation and Trip Interruption Insurance is underwritten by TD Life Insurance Company (medical covered causes) and TD Home and Auto Insurance Company (non-medical covered causes) and designed exclusively for clients of The Toronto - Dominion Bank.

Credit reports are compiled by credit bureaus — private companies that gather information about your credit history and sell it to banks, mortgage lenders, credit unions, credit card companies, department stores, insurance companies, landlords and even a few employers.

It's no wonder that managed investment accounts are the preferred way to invest by large banks, insurance companies and family offices.

A. Every credit services business, before it enters into a contract with a consumer, shall file and maintain with the Commissioner, in form and substance satisfactory to him, a bond with corporate surety from a company authorized to transact business in the Commonwealth, or a letter of credit from a bank insured by the Federal Deposit Insurance Corporation in an amount equal to 100 times the standard fee charged by the credit services business but in no event shall the bond or letter of credit required under this section be less than $ 5,000 or greater than $ 50,000.

(ii) Any bank, trust company, savings bank, or savings institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or other federal insurance agency, or any credit union organized and chartered under the laws of this Commonwealth or the Uniteinsurance by the Federal Deposit Insurance Corporation or other federal insurance agency, or any credit union organized and chartered under the laws of this Commonwealth or the UniteInsurance Corporation or other federal insurance agency, or any credit union organized and chartered under the laws of this Commonwealth or the Uniteinsurance agency, or any credit union organized and chartered under the laws of this Commonwealth or the United States;

Depending on the bank and the requirements of the insurance company you are dealing with, unauthorised suites may present a problem and actually make it difficult for you to get approved for the mortgage because your lender may refuse to take into account money generated by the suite, thereby making you less qualified for the loan you desire.

Long - term lending would have to be other entities in the economy, such as insurance companies, pension funds, endowments, private individuals, foreign lenders, mortgage REITs, and banks funded by matching sources like CDs, bonds, and equity.

By investing through bank, insurance and fund company advisors offering only high cost mutual funds, millions of Canadians are in the same boat as Client A.

FHA - approved lending institutions - which include many savings and loan associations, banks and mortgage companies - can make loans covered by EEM insurance.

These securities, now called mortgage - backed securities, or MBSes, are purchased by insurance companies, banks, mREITs, and others.

Alabama but having a resident employee in Alabama whose employment includes making consumer loans or taking assignments of consumer credit contracts shall obtain a license for the location where the creditor maintains its records regarding Alabama loans or Alabama consumer credit contracts; and provided further, that, banks chartered by this state or any other state, banks chartered by the United States, trust companies, savings or building and loan associations, savings banks and other thrift institutions, credit unions, life insurance companies, and federally constituted agencies shall be exempt from licensing.

Insurance Mortgage Loans: Loans of between 81 % and 95 % of the appraised value or purchase price, whichever is less, on improved real estate supplemented by guarantee of a private mortgage insurance company for that portion of the loan which exceeds the Bank's conventional loan - to - valInsurance Mortgage Loans: Loans of between 81 % and 95 % of the appraised value or purchase price, whichever is less, on improved real estate supplemented by guarantee of a private mortgage insurance company for that portion of the loan which exceeds the Bank's conventional loan - to - valinsurance company for that portion of the loan which exceeds the Bank's conventional loan - to - value ratio.

Filed Under: Investing Tagged With: Health Insurance Companies, Obamacare, Patient Protection And Affordable Care Act, Profit From Obamacare, UNH, WLP Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entitiAnd Affordable Care Act, Profit From Obamacare, UNH, WLP Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entitiand have not been reviewed, approved or otherwise endorsed by any of these entities.

The broader TSX index and almost all Canadian Equity Mutual Funds are dominated by the Big 5 Banks, Big 3 Insurance names, a couple of Utilities and a couple of Oil & Gas companies.