Sentences with phrase «by borrowing at lower rates»

Companies in most sectors can benefit by borrowing at lower rates and expanding their businesses.

Not exact matches

October 22: President Obama unveils a program to help small businesses borrow money, by allowing small banks to borrow funds at low rates from the Troubled Asset Relief Program (TARP).

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

Over the past couple of years, speculators have also used short sales of gold to obtain low cost funds to invest in other assets — for example, by shorting gold (borrowing it and selling it in the spot market), market participants have been able to obtain US dollars at between 1 and 2 per cent, well below the rate of return available on US assets.

Selling gold short has therefore been an alternative to the «yen - carry» trade which saw market participants fund investments in various markets by borrowing yen (at almost zero cost due to the low interest rates in Japan) and selling it for other currencies, mostly US dollars.

The banks are trying to win back their losses by arbitrage operations, borrowing from the Fed at a low interest rate and lending at a higher one, and gambling on options and derivatives.

The federal government would borrow on behalf of this Crown Corporation by issuing 30 - year bonds at historical low interest rates (around 2 %).

The Liberals embraced the recommendations of many economists, including ourselves, that with a sustainable fiscal situation, they could strengthen long - term economic growth by undertaking infrastructure spending financed by borrowing at historically low interest rates.

In addition, many companies in those lands financed their domestic businesses by borrowing Swiss francs, euros and other hard currencies at lower rates than in their own inflation - prone countries.

Mr. Cuomo's budget proposal would let municipalities and school districts address rising pension costs by borrowing more now — which will mean paying more later on, as interest rates, now at historic lows, are sure to rise.

The refunding, which is similar to refinancing a home mortgage, pays off existing debt by borrowing money at a lower interest rate.

In situations like this you will be able to borrow money at a lower rate than you could get from any of the financial lending institutions and the person lending you the money could also get a better return than they would get by investing their money in those same institutions or at the bank.

1) Inflate the size of my balance sheet by 2.5 x over last year, all through borrowing at really low rates.

Backed by the funds you have on deposit, its a secure way to borrow money at a low interest rate.

Buy that same home with a 15 - year loan at today's 2.86 % (the shorter time you borrow the money, the lower the rate), and your monthly payments balloon to $ 1,710 — but you'll pay only $ 43,306 in interest by the time you're done.

The creation of mortgage securities helps individuals own homes by reducing the cost of a mortgage, allowing a potential homeowner to borrow money at the lowest rate available.

Because mortgages are traditionally the least expensive form of borrowing (because the loan is secured by your house), you might be able to borrow at a low interest rate to repay your higher interest rate credit card and other debts.

Credit unions are saving schemes run by their members which also allow you to borrow twice more than you have saved, at a low interest rate.

Since the Manulife One account is secured by your residence, you will also be able to borrow at a much lower rate than credit cards and personal lines of credit.

These companies essentially profit by borrowing money at extremely low rates (0.25 - 0.5 %), buying these mortgage securities that yield 4 - 7 %, and the companies profit on the difference.

Of course, these relatively low interest rates mean that companies that are seen as higher risks by investors are now able to borrow at a lower cost that has been historically possible.

The loan amount will be determined by your savings, you'll be able to borrow up to 100 % of your savings at a low interest rate.

It is characterized by significant borrowing at low rates to invest in already appreciated assets in order to profit from a momentum - driven market.

James Athey, a senior money manager at Aberdeen Standard Investments Ltd. in London, says financial firms that typically seek profits by borrowing at short - term rates that are lower than longer - term — where they lend — are at risk in an inversion.

One discount point comes at a cost of one percent of the borrowed loan amount, and typically lowers a mortgage lender's quoted interest rate by 25 basis points (0.25 %).

By pledging their savings (shares) or stock, members can borrow the money they need at a very low interest rate and build excellent credit history.

They are coping with their debt problems by borrowing at artificially low interest rates, at the expense of savers and retirees.

For example, buying whole life or universal life with values at a young age can save you money since you will build investments that you can borrow from more easily than a bank when the time comes to start a business or a family, and you can also benefit from a lower rate by locking in a policy while you are in good health and have no problem passing the life insurance medical exam.

By investing in REITs, your gearing is still achieved, however, at a much lower borrowing rate due to the borrowing being done by the REITBy investing in REITs, your gearing is still achieved, however, at a much lower borrowing rate due to the borrowing being done by the REITby the REITs.

Second, Mr. Downs asserts: «For the REITs to pay the 6 % to 8 % dividend on the full amount invested, the REITs must heavily leverage the investors» funds by borrowing at current low rates.

One discount point comes at a cost of one percent of the borrowed loan amount, and typically lowers a mortgage lender's quoted interest rate by 25 basis points (0.25 %).

The guidelines — or «stress test» — issued by the Office of the Superintendent of Financial Institutions (OSFI) on October 17, 2017, will mean that lower - risk home buyers (those with more than 20 per cent down on their new home) will join higher - risk borrowers in having to qualify for a mortgage at a higher interest rate than the one at which they will actually borrow.