Sentences with phrase «by borrowing for»

Examples of good debt are taking out a mortgage, buying things that save you time and money, buying essential items, investing in yourself by borrowing for more education or to consolidate debt.
Household credit growth continues to be driven by borrowing for housing, though personal credit has also grown strongly over recent months.
It has been boosted in recent months by borrowing for purchases of Olympic Games tickets and Telstra 2 shares.

Not exact matches

The advisory group, in a report submitted to Congress and the U.S. trade representative in late June, suggested the USTR borrow exact language pertaining to the agricultural sector and suggested using the Asiawide trade deal as the basis for text on environmental and labor regulation, with «additional strengthening of measures beyond what was in TPP,» according to a copy of the June 30 letter obtained by CNBC.
Vancouver app maker Voleo, meanwhile, is refreshing the investing club concept for the digital age by borrowing elements from gaming and social media.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Its net interest income, the «spread» between what it charges on loans and pays for the deposits that fund those borrowings, jumped from by $ 900 million or 9 % to $ 11.2 billion, compared with Q2 of last year.
One of the reasons the IMF has changed its tune on fiscal policy is because research it has done in the past year shows that borrowing to pay for infrastructure pays for itself over the longer term by generating faster economic growth.
Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.
It was a second - hand piece borrowed from friends whose daughter had outgrown it, and by the time our son was too old for a baby carrier, that ERGObaby had provided nearly five years of regular use.
Macron has said he hopes to pool liability for various kinds of debt: a completed banking union would ensure bailout costs for individual financial institutions would be distributed across the continent rather than borne by individual countries, and the so - called Eurobonds would allow national governments to borrow money against a joint continental credit rating.
His country had been spending far more than it collected in taxes for as long as he had lived, and paying for the shortfall by printing money or borrowing from international investors.
Terri Levine, a business mentoring expert, explains on QuickBooks, that she advises her «clients to collect all outstanding debts quickly, decrease prices by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.»
As for total debt, the CBO last predicted borrowings of $ 25.5 trillion by 2027.
Carney insisted that Aug. 2 is the drop - dead date for the Treasury's cash flow — «beyond that date we lose our capacity to borrow» — and expressed confidence that the debt ceiling would be raised by the deadline.
As that capability is refined, your PC might get you what you need even before you think to ask for it — the location of the file you left on your desk but that was borrowed by a colleague, perhaps, or an ambulance when you slump over clutching your chest.
Just last month, the American Sears had to borrow $ 400 million from a hedge fund operated by Lampert in order to prepare for the holiday season.
Borrowing by students and their families has picked up steam over the years as social and economic pressure grows to obtain a college education to get ahead, even as states reduce their financial support for colleges and colleges raise their tuition.
For example, treasuries often use the BAX contract to hedge their short term borrowings by selling the contract to effectively lock - in a favourable rate in case rates should increase in the future.
Business owners often think if they purchase a piece of equipment for $ 100,000, they should be able to borrow $ 100,000 by pledging the equipment as collateral.
One way to improve that balance of power is by learning to recognize when loan officers may believe it's the right time for your company to borrow funds.
In a model produced by New Street Research analyst Jonathan Chaplin on Friday, AT&T might pay $ 110 a share for Time Warner, with a split of 56 % in new stock and 44 % in cash raised from borrowing.
By taking the story of Cinderella and borrowing the emotional and intellectual equity for its own, the promises of quality (glass slippers) and fashion rightness (even princes admired them) were brought to the customers of Cinderella Shoes.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.
For example, the carry trade involving the Japanese yen had reached $ 1 trillion by 2007, as it became a favored currency for borrowing thanks to near - zero interest ratFor example, the carry trade involving the Japanese yen had reached $ 1 trillion by 2007, as it became a favored currency for borrowing thanks to near - zero interest ratfor borrowing thanks to near - zero interest rates.
I instruct my clients to collect all outstanding debts quickly, decrease prices by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.
The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.
Finally, a team of six central banks, led by the U.S. Federal Reserve, took action, reducing the cost for banks — especially cash - strapped European ones — to borrow U.S. dollars.
Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
With auto sales cruising at a near record pace, the amount of money borrowed by car, truck and SUV buyers topped $ 1 trillion for the first time ever.
Interest on Other Borrowings represents interest paid for borrowingsBorrowings represents interest paid for borrowingsborrowings by banks.
A surge in acquisitions by large Chinese companies in recent years has increased worries that several of them, which rely on borrowed money for their large purchases, could pose a risk to the banks that lend to them.
Unlike the borrowings for these Crown corporations, the market debt of the federal government is not fully supported by offsetting assets.
It was argued that consolidating the borrowings of these Crown corporations would reduce borrowing costs for them by eliminating the «agency spread».
Parliament demanded that the Borrowing Authority Bill be accompanied by a budget in order to provide a proper economic and fiscal context to justify the need for the incremental bBorrowing Authority Bill be accompanied by a budget in order to provide a proper economic and fiscal context to justify the need for the incremental borrowingborrowing.
But with nominal GDP is growing at 20 %, this extremely incapable investor still makes a substantial profit by borrowing at 7 % and earning 10 %, even though his investment creates no value for the economy.
The indicated solution is to limit the proliferation of debt by borrowing less, for instance, and to channel savings more into equities and tangible investment than into debt - claims on economic output.
Nearly 17 percent of those who borrow for education costs will graduate owing more than $ 50,000, according to the recent study by the Brookings Institution.
Western governments are now demanding that the borrowings undertaken to sustain this capital flight be repaid by depreciating the rate at which Russian products exchange for the imports on which Russia is increasingly dependent.
Suppose the quantity of money is increased by tax reduction or government transfer payments, government expenditures remaining unchanged and the resulting deficit being financed by borrowing from the central bank or simply printing money [he adds a footnote, which Friedman lifted without direct attribution: «Open market operations are different, because they result merely in a substitution of one type of asset for another.»]»
Borrowing by small businesses is seen as a harbinger for the broader economy because they account for as much as 80 percent of new hiring.
And instead of printing new treasury bonds to give away in exchange for these bad mortgages it would have established simply a line of credit which at first would have been the same thing but the credit would have been repaid not only by the banks that borrowed but by all the banks in the country paying insurance — essentially bank insurance.
By charging banks more to keep deposits at the central bank and less to borrow from it, Mario Draghi, the E.C.B. president, and his colleagues hope to make it less attractive for commercial banks to hoard cash.
When you want something you don't need and can't currently afford, save money, look for bargains or wait for sales deals — but never risk losing your home by borrowing against your equity for things you can live without.
The Fed has a dual mandate to maximize employment and stabilize inflation, which it tries to achieve primarily by pushing up or down the federal funds rate, the benchmark short - term financing cost for banks that influences a wide range of borrowing rates for households and businesses.
As a whole, the American fracking experiment has been a financial disaster for many of its investors, who have been plagued by the industry's heavy borrowing, low returns, and bankruptcies, and the path to becoming profitable is lined with significant potential hurdles.
By letting you borrow directly from America's local and not - for - profit lenders, we're building something that's been sorely missing in online lending: transparent low - interest lending.
A case in point is Senator Wilfred Moore's Bill S - 217 «An Act to amend the Financial Administration Act», which would require Parliamentary approval for any new borrowings by the federal government in financial markets.
prior to Chinese WTO entry and accelerated thereafter... MNC's (all nationalities) engaging in borrowing in US financial markets then investing in China, into investment for production, USD deposited in Chinese banks, purchased by PBOC, driving up value of USD.
It's hard to say, but certainly in a scenario where our government attempts to make up for the sins of over borrowing by creating inflation, we should expect interest rates to increase enough to hurt.
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