Examples of good debt are taking out a mortgage, buying things that save you time and money, buying essential items, investing in
yourself by borrowing for more education or to consolidate debt.
Household credit growth continues to be driven
by borrowing for housing, though personal credit has also grown strongly over recent months.
It has been boosted in recent months
by borrowing for purchases of Olympic Games tickets and Telstra 2 shares.
Not exact matches
The advisory group, in a report submitted to Congress and the U.S. trade representative in late June, suggested the USTR
borrow exact language pertaining to the agricultural sector and suggested using the Asiawide trade deal as the basis
for text on environmental and labor regulation, with «additional strengthening of measures beyond what was in TPP,» according to a copy of the June 30 letter obtained
by CNBC.
Vancouver app maker Voleo, meanwhile, is refreshing the investing club concept
for the digital age
by borrowing elements from gaming and social media.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to
borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Its net interest income, the «spread» between what it charges on loans and pays
for the deposits that fund those
borrowings, jumped from
by $ 900 million or 9 % to $ 11.2 billion, compared with Q2 of last year.
One of the reasons the IMF has changed its tune on fiscal policy is because research it has done in the past year shows that
borrowing to pay
for infrastructure pays
for itself over the longer term
by generating faster economic growth.
Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy
by keeping interest rates very low and thereby making it cheaper
for the federal government to
borrow.
It was a second - hand piece
borrowed from friends whose daughter had outgrown it, and
by the time our son was too old
for a baby carrier, that ERGObaby had provided nearly five years of regular use.
Macron has said he hopes to pool liability
for various kinds of debt: a completed banking union would ensure bailout costs
for individual financial institutions would be distributed across the continent rather than borne
by individual countries, and the so - called Eurobonds would allow national governments to
borrow money against a joint continental credit rating.
His country had been spending far more than it collected in taxes
for as long as he had lived, and paying
for the shortfall
by printing money or
borrowing from international investors.
Terri Levine, a business mentoring expert, explains on QuickBooks, that she advises her «clients to collect all outstanding debts quickly, decrease prices
by 10 to 15 percent, think about refinancing or
borrowing money, offer customers discounts
for prompt or upfront payments, and reduce costs
by eliminating unnecessary overhead.»
As
for total debt, the CBO last predicted
borrowings of $ 25.5 trillion
by 2027.
Carney insisted that Aug. 2 is the drop - dead date
for the Treasury's cash flow — «beyond that date we lose our capacity to
borrow» — and expressed confidence that the debt ceiling would be raised
by the deadline.
As that capability is refined, your PC might get you what you need even before you think to ask
for it — the location of the file you left on your desk but that was
borrowed by a colleague, perhaps, or an ambulance when you slump over clutching your chest.
Just last month, the American Sears had to
borrow $ 400 million from a hedge fund operated
by Lampert in order to prepare
for the holiday season.
Borrowing by students and their families has picked up steam over the years as social and economic pressure grows to obtain a college education to get ahead, even as states reduce their financial support
for colleges and colleges raise their tuition.
For example, treasuries often use the BAX contract to hedge their short term
borrowings by selling the contract to effectively lock - in a favourable rate in case rates should increase in the future.
Business owners often think if they purchase a piece of equipment
for $ 100,000, they should be able to
borrow $ 100,000
by pledging the equipment as collateral.
One way to improve that balance of power is
by learning to recognize when loan officers may believe it's the right time
for your company to
borrow funds.
In a model produced
by New Street Research analyst Jonathan Chaplin on Friday, AT&T might pay $ 110 a share
for Time Warner, with a split of 56 % in new stock and 44 % in cash raised from
borrowing.
By taking the story of Cinderella and
borrowing the emotional and intellectual equity
for its own, the promises of quality (glass slippers) and fashion rightness (even princes admired them) were brought to the customers of Cinderella Shoes.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval
for state
borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion
by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads
for at least 75 years to a new public benefit corporation that could sell bonds secured
by future tolls, which it would be allowed to raise
by 50 % plus inflation every four years beginning in 2010.
For example, the carry trade involving the Japanese yen had reached $ 1 trillion by 2007, as it became a favored currency for borrowing thanks to near - zero interest rat
For example, the carry trade involving the Japanese yen had reached $ 1 trillion
by 2007, as it became a favored currency
for borrowing thanks to near - zero interest rat
for borrowing thanks to near - zero interest rates.
I instruct my clients to collect all outstanding debts quickly, decrease prices
by 10 to 15 percent, think about refinancing or
borrowing money, offer customers discounts
for prompt or upfront payments, and reduce costs
by eliminating unnecessary overhead.
The amendment provided
for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 %
for LIBOR
borrowings and (b) 2.50 % to 2.00 %
for base rate
borrowings, (ii) an immediate lowering of the LIBOR floor
for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the
borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held
by such Non-Consenting Lenders on February 8, 2013.
Finally, a team of six central banks, led
by the U.S. Federal Reserve, took action, reducing the cost
for banks — especially cash - strapped European ones — to
borrow U.S. dollars.
Achievement of these goals was considered
by the HRC as very challenging, even aggressive, given the expected modest economic growth
for 2007
for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins
for financial services companies that
borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
With auto sales cruising at a near record pace, the amount of money
borrowed by car, truck and SUV buyers topped $ 1 trillion
for the first time ever.
Interest on Other
Borrowings represents interest paid for borrowings
Borrowings represents interest paid
for borrowingsborrowings by banks.
A surge in acquisitions
by large Chinese companies in recent years has increased worries that several of them, which rely on
borrowed money
for their large purchases, could pose a risk to the banks that lend to them.
Unlike the
borrowings for these Crown corporations, the market debt of the federal government is not fully supported
by offsetting assets.
It was argued that consolidating the
borrowings of these Crown corporations would reduce
borrowing costs
for them
by eliminating the «agency spread».
Parliament demanded that the
Borrowing Authority Bill be accompanied by a budget in order to provide a proper economic and fiscal context to justify the need for the incremental b
Borrowing Authority Bill be accompanied
by a budget in order to provide a proper economic and fiscal context to justify the need
for the incremental
borrowingborrowing.
But with nominal GDP is growing at 20 %, this extremely incapable investor still makes a substantial profit
by borrowing at 7 % and earning 10 %, even though his investment creates no value
for the economy.
The indicated solution is to limit the proliferation of debt
by borrowing less,
for instance, and to channel savings more into equities and tangible investment than into debt - claims on economic output.
Nearly 17 percent of those who
borrow for education costs will graduate owing more than $ 50,000, according to the recent study
by the Brookings Institution.
Western governments are now demanding that the
borrowings undertaken to sustain this capital flight be repaid
by depreciating the rate at which Russian products exchange
for the imports on which Russia is increasingly dependent.
Suppose the quantity of money is increased
by tax reduction or government transfer payments, government expenditures remaining unchanged and the resulting deficit being financed
by borrowing from the central bank or simply printing money [he adds a footnote, which Friedman lifted without direct attribution: «Open market operations are different, because they result merely in a substitution of one type of asset
for another.»]»
Borrowing by small businesses is seen as a harbinger
for the broader economy because they account
for as much as 80 percent of new hiring.
And instead of printing new treasury bonds to give away in exchange
for these bad mortgages it would have established simply a line of credit which at first would have been the same thing but the credit would have been repaid not only
by the banks that
borrowed but
by all the banks in the country paying insurance — essentially bank insurance.
By charging banks more to keep deposits at the central bank and less to
borrow from it, Mario Draghi, the E.C.B. president, and his colleagues hope to make it less attractive
for commercial banks to hoard cash.
When you want something you don't need and can't currently afford, save money, look
for bargains or wait
for sales deals — but never risk losing your home
by borrowing against your equity
for things you can live without.
The Fed has a dual mandate to maximize employment and stabilize inflation, which it tries to achieve primarily
by pushing up or down the federal funds rate, the benchmark short - term financing cost
for banks that influences a wide range of
borrowing rates
for households and businesses.
As a whole, the American fracking experiment has been a financial disaster
for many of its investors, who have been plagued
by the industry's heavy
borrowing, low returns, and bankruptcies, and the path to becoming profitable is lined with significant potential hurdles.
By letting you
borrow directly from America's local and not -
for - profit lenders, we're building something that's been sorely missing in online lending: transparent low - interest lending.
A case in point is Senator Wilfred Moore's Bill S - 217 «An Act to amend the Financial Administration Act», which would require Parliamentary approval
for any new
borrowings by the federal government in financial markets.
prior to Chinese WTO entry and accelerated thereafter... MNC's (all nationalities) engaging in
borrowing in US financial markets then investing in China, into investment
for production, USD deposited in Chinese banks, purchased
by PBOC, driving up value of USD.
It's hard to say, but certainly in a scenario where our government attempts to make up
for the sins of over
borrowing by creating inflation, we should expect interest rates to increase enough to hurt.