Sentences with phrase «by borrowing more»

A cash - out refinance is a way to raise a large sum of money by borrowing more money than the outstanding mortgage and receive the difference in cash.

Since 2001, consumers have only maintained respective living standards by borrowing more in credit to make up for the shortfall in disposable personal income.

Now that you know buying a more expensive car by borrowing more is not a wise decision.

You do this by borrowing more than your current mortgage balance.

By borrowing more than you owe on your home, you are able to use the additional cash for whatever you like.

But you paid them by borrowing more money for the larger cost of the home.

Be realistic in your borrowing practices: Never overextend your credit by borrowing more than you can pay back.

The downside of borrowing against your home is where you are already struggling to make your home mortgage payments and by borrowing more you will be putting your house on the line and risk losing it.

Not by borrowing more or just passing the buck, not by assigning more bureaucrats to fix our communities, or tell us what we?

Mr. Cuomo's budget proposal would let municipalities and school districts address rising pension costs by borrowing more now — which will mean paying more later on, as interest rates, now at historic lows, are sure to rise.

You don't get rid of debt by borrowing more.

In the letter, Gonsalves also said NIFA is applying unfair standards by preventing lawmakers from recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates — and «has perpetuated the conditions that allow it to maintain a control period.»

Lawmakers project $ 30 million in revenue by recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates.

They think by borrowing more, they can borrow less.

Democrats want to use $ 35 million in bond premiums — essentially money generated by borrowing more than needed at higher interest rates — and cutting police overtime by reopening two closed police precincts and reducing the use of outside counsel.

Sure, banks could theoretically lend you personally a billion tomorrow, and you could spend it and «repay» it by borrowing more and more.

Of course, people can borrow money to top up a reserve account, pay their bills by borrowing more, and have perfect credit without the means to buy an expensive house.

At the moment, the burden of paying it back is not felt much in Canada because fiscal needs can be met by borrowing more.

Not exact matches

They make money by selling the more expensive asset short and buying the cheaper one, sometimes delivering it in place of the borrowed asset they need to replace.

What if the Federal Reserve and U.S. Treasury stopped trying to stimulate the economy by encouraging more borrowing with «quantitative easing» and instead «dropped money from helicopters» into households» accounts?

His country had been spending far more than it collected in taxes for as long as he had lived, and paying for the shortfall by printing money or borrowing from international investors.

First, the European debt crisis is a bit more complicated than Greeks going on a borrowing binge backed by German credit.

What's more, by another measure of its business — so - called free cash flow, which factors in depreciation and interest costs on borrowing — Berkshire Hathaway Energy has lost cash every year since 2013, including $ 574 million in 2015 alone.

A 2014 report from the New American Foundation estimated that 40 % of loan debt was held by the 14 % of students seeking graduate degrees and the College Board found that graduate students borrow an average of nearly three times more per year than undergraduates.

«In troubled times like these, public companies turn to the private - equity markets because they don't have the same financing opportunities that they might otherwise possess, either by selling more stock in the secondary markets or by borrowing whatever money they need from banks,» he says.

Household spending, another category expected to accelerate thanks in part to the more - favourable borrowing environment, only inched upwards by 0.1 per cent.

[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.

By having multiple privileges, borrowers will feel that they're special — so they'll continue borrowing more in the future.

If a central bank eases monetary policy, it stimulates the economy, largely by encouraging households and companies to borrow more and pushing up the prices of many types of financial assets.

First - year undergraduate students may borrow up to $ 5,500, with no more than $ 3,500 in subsidized loans if they are claimed as a dependent by their parents.

Lower interest rates might have provided a bit more support, but would have done so partly by encouraging people to borrow yet more money, thus adding to the risks.

Even that is an exaggeration: by further digging through the data, the researchers establish that the borrowers with the best credit records are only shifting their borrowing from card to card to take advantage of improved terms — not borrowing any more in aggregate.

The US set a first - quarter record, by borrowing a net $ US488 billion, or $ US47 billion more than previously estimated, the Treasury said on Monday in a quarterly announcement on its borrowing needs.

The indicated solution is to limit the proliferation of debt by borrowing less, for instance, and to channel savings more into equities and tangible investment than into debt - claims on economic output.

He also explained that if my score had been just slightly lower to start with, an 80 - point drop would cost even more: «By comparison, from 750 to 670, you'd be looking at an approximate 100 basis points (1.0 %) increase, or $ 60 per $ 100,000 borrowed [per month].»

Nearly 17 percent of those who borrow for education costs will graduate owing more than $ 50,000, according to the recent study by the Brookings Institution.

The Aussie will decline to 72 US cents by year - end as restrained economic growth and inflation mean the Reserve Bank of Australia will take a «few years» to catch up with the Federal Reserve in raising borrowing costs, said Philip Moffitt, Asia - Pacific head of fixed income in Sydney at the firm, which oversees more than $ US1 trillion.

And you may be able to borrow more, depending on what you have in your savings or CD account (the loan value is determined by what's in your account).

By charging banks more to keep deposits at the central bank and less to borrow from it, Mario Draghi, the E.C.B. president, and his colleagues hope to make it less attractive for commercial banks to hoard cash.

At the same time, some companies are finding that they are often able to borrow more cheaply by issuing securities than by borrowing from a bank.

To borrow from Benjamin Franklin one more time, «by failing to prepare, you are preparing to fail.»

This means «to borrow one's way out of debt,» because inflation is caused by banks providing credit to buy more — more assets in this case.

In an environment where balance sheets have become more and more bloated from excess borrowing stoked by the Federal...

Little by little, that makes goods and services, and money to borrow, more expensive.

While such a rate of expansion will clearly not be sustainable in the longer run, there is little sign at this stage that the appetite for borrowing has been restrained by the recent increases in interest rates, even though the higher debt burden of households might be expected to make them more responsive to interest rate changes.

Conversely, if the Reserve Bank supplies less than banks wish to hold, they will respond by trying to borrow more in the cash market to build up their holdings of exchange settlement funds; in the process, they will bid up the cash rate.

By using margin, and borrowing on my account, I could buy more shares than I could actually afford on my own money.

Quantitative easing is making it worse by facilitating more public - sector borrowing and preventing debt liquidation in the private sector - both erroneous steps in my view.

By having a line of credit for your business, you don't waste valuable time going through an application and approval process each time you need to borrow more money.

We, on the other hand, view it with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by borrowing from the uncreated wealth of the future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.