Sentences with phrase «by borrowing more money»

A cash - out refinance is a way to raise a large sum of money by borrowing more money than the outstanding mortgage and receive the difference in cash.

But you paid them by borrowing more money for the larger cost of the home.

Not exact matches

They make money by selling the more expensive asset short and buying the cheaper one, sometimes delivering it in place of the borrowed asset they need to replace.

What if the Federal Reserve and U.S. Treasury stopped trying to stimulate the economy by encouraging more borrowing with «quantitative easing» and instead «dropped money from helicopters» into households» accounts?

His country had been spending far more than it collected in taxes for as long as he had lived, and paying for the shortfall by printing money or borrowing from international investors.

«In troubled times like these, public companies turn to the private - equity markets because they don't have the same financing opportunities that they might otherwise possess, either by selling more stock in the secondary markets or by borrowing whatever money they need from banks,» he says.

Lower interest rates might have provided a bit more support, but would have done so partly by encouraging people to borrow yet more money, thus adding to the risks.

Little by little, that makes goods and services, and money to borrow, more expensive.

By using margin, and borrowing on my account, I could buy more shares than I could actually afford on my own money.

By having a line of credit for your business, you don't waste valuable time going through an application and approval process each time you need to borrow more money.

Of course, people can borrow money to top up a reserve account, pay their bills by borrowing more, and have perfect credit without the means to buy an expensive house.

Under the current monetary regime, major upward trends in interest rates are not driven by the desire to consume more in the present (the desire to save less) or by rapidly - increasing demand for borrowed money to invest in productive enterprises.

It loads down economies with debt — and when debt service exceeds the surplus out of which to pay it, the central bank tries to «inflate its way out of debt» by creating enough new credit («money») to make real estate, stocks and bonds worth more — enough for debtors to borrow the interest due.

A recent investigation by the Citizens Advice Bureau found that 39 % of claimants asked had waited more than six weeks to receive their first payment and 57 % of those had been forced to borrow money while they waited.

Democrats want to use $ 35 million in bond premiums — essentially money generated by borrowing more than needed at higher interest rates — and cutting police overtime by reopening two closed police precincts and reducing the use of outside counsel.

The mid year financial report released by Cuomo's budget office says options to close the gap include more cuts to state agencies, delaying payments to local governments and schools, suspension of some construction projects, and even borrowing money short term to pay for operating expenses.

Farley, a partner at the equity firm Mistral Capital, launched her effort with a video that borrowed an argument recently deployed by Democratic Gov. Andrew Cuomo: New York State pays roughly more in federal taxes ($ 40 billion in 2016, she noted) than it gets back in federal aid — money, Farley said, that could be used to rebuild state infrastructure and boost education, among other things.

A debt ceiling means the treasury can't borrow more money by way of issuing new bonds (see below for some history).

12:26 - Stephen Phillips, Con, kept together by his clothes, but only just, says the shadow chancellor wants to borrow more money blah blah blah.

He then repaid those debts by borrowing money from his father at more favorable terms.

Lawmakers project $ 30 million in revenue by recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates.

Vos said he was disappointed with the road funding — he had pushed for raising more revenue by raising the gas tax or raising vehicle - registration fees rather than borrowing more money — but pledged that the Assembly would not return to the floor next week to adopt any Senate changes.

I may get you a more complete answer later, but since 2010 we've arguably been saving money by borrowing because the real interest rates are negative.

Increases in the debt ceiling allow the Treasury to borrow more money and increase the national debt to a level higher than previously allowed by law.

In the letter, Gonsalves also said NIFA is applying unfair standards by preventing lawmakers from recovering the value of bond premiums — money generated by borrowing more than needed at higher interest rates — and «has perpetuated the conditions that allow it to maintain a control period.»

The tentative plan would reduce state spending by more than 2 percent and would address a $ 10 billion deficit without raising taxes or borrowing money.

More than 30 small business owners in rural Texas were interviewed, among them a young woman who borrowed from her father to open a specialty cake business after being discouraged by a bank; and an elderly woman who built a restaurant and banquet hall, investing her own money when banks» terms were too difficult and interest rates too high, Mencken said.

When you book is borrowed, you get paid by a growing pool of money Amazon sets... [Read more...]

On the one hand, the money you can borrow on your home will probably be of a lower interest rate than most other forms of loans and this can help you to reduce your monthly repayments by using the house money for clearing more expensive debt.

So, I'll offer up the following quote by Warren Buffett on the topic of leverage, «I've seen more people fail because of liquor and leverage — leverage being borrowed money.

To try to slow the economy by making it more expensive to borrow money.

You have to follow their plan by contacting creditors, keeping up with payments, abstaining from borrowing more money, cutting back on spending (if that is your reason for the debt), forcing yourself to put money aside for emergencies, and learning how to budget successfully.

Examples of good debt are taking out a mortgage, buying things that save you time and money, buying essential items, investing in yourself by borrowing for more education or to consolidate debt.

By having a line of credit for your business, you don't waste valuable time going through an application and approval process each time you need to borrow more money.

In spite of trillions [19] paid out by the US federal government, it became much more difficult to borrow money.

The lender makes money by charging interest on the loan, meaning you'll pay back more than you initially borrowed.

By borrowing against your line of credit and paying it off in a timely fashion each month, your bank will be willing to increase your credit line and allow you to borrow more money through your credit card.

Ignoring market risk can be worrisome for portfolios financed with borrowed money; for portfolios run by managers with a trading mentality; for portfolios run by managers who do not study individual securities in depth; and by managers who believe that the market knows more than they do about any individual security, e.g., believers in MCT.

By the same token, a person who regularly borrows money and pays it back is somewhat safer to loan money to than someone who's never borrowed money before, simply because the latter is a more unknown quantity.

When you buy on margin, you borrow money from a broker to pool with your cash, buying more stock than you could by yourself.

Borrowing money through a short - term loan product might cost you more than a traditional bank loan, but when you factor in the speed, flexibility, and smaller funding sizes offered by alternative lenders, working capital loans are often more attractive.

So, the total money, which you have to repay within the stipulated short period of time, which might be from 6 months to 18 months or rarely, even more, is obtained by multiplying your borrowed sum with the factor rate.

When home prices decline, lenders have no way to compel homeowners to add more equity, like the margin calls employed by stock brokers when investors buy shares with borrowed money.

Investors who get a margin call are forced to come up with cash to pay back the money they borrowed, usually by selling more stock.

Myth: I can juggle my mortgage by borrowing money from family and friends or getting more credit cards

Buffett could save money and take on more risk by borrowing at the holding company, but he typically does not do that.

Although sovereign debt will always involve default risk, lending money to a national government in the country's own currency is referred to as a risk - free investment because with limits, the debt can be repaid by the borrowing government by raising their taxes, reducing spending, or simply printing more money.

Debt can magnify your investment returns - by borrowing in order to have more money to invest.

If you are borrowing money from a lender other than an Authorised Deposit - taking Institution such as a bank, building society or credit union, by law they must not charge more than 48 % interest including all fees and charges.

In years when expenses exceeds income, which would normally result in a deficit that needs to be funded by either borrowing money or tapping savings; when already retired, this usually results in having to withdraw more money from investments.