Sentences with phrase «by consumers of»

The United States Department of Housing and Urban Development («HUD») has stated that RESPA is only violated if a purchaser is required to use a service provider; HUD allows the use of discounts by settlement providers to encourage use by consumers of affiliated settlement service providers.
Usually companies will sell the coverage in 15 or 30 year increments, which match the most common lengths of mortgages taken out by consumers of bank mortgages.
Spotty complaints by consumers of claims process.
He correctly acknowledges that such content is more likely to be built by consumers of legal services rather than lawyers.
New California Appellate Decision Makes Brand Name Drug Manufacturers Potentially Liable for Injuries Suffered by Consumers of Generic Drugs
Perhaps as a matter of triage they could be useful, but such a use assumes we're happy with the underlying success metrics, and I strongly suspect this use case is not the one most often sought by consumers of «crime prediction.»
It is paid by all consumers of electricity with the exception of energy intensive industries (in order to avoid damage to international competitiveness) and operators of renewable and small conventional power plants that use electricity they generate themselves.
The expansion of renewable energy is financed by feed - in - tariffs paid by consumers of electricity, but the rising efficiency of renewable energy means, that the cost to consumers of 33 % renewable energy in 2020 will be lower than the 11 % provided in 2002.
Comments by the consumers of Goddard's article indicate that a sizable slice (I would argue the majority) of our populace probably have no true understanding of the «scientific method» or how it has come to be implemented.
The CPI is calculated for prices of food, shelter, clothing, fuel, transportation, and medical services that are used by consumers of a certain nationality.
The second equilibria point is the «ebook - first» market - where the cost of printing, marketing, distribution, and physical sales are borne by consumers of physical books.
State standards are so important that our evaluations of them need to be based on defensible criteria that are open to examination by the consumers of the evaluations.
The district school system is not controlled by the consumers of education — parents and children — but by politically driven interest groups, especially the school employee labor unions.
Some are happily accepted by consumers of women's magazines, though derided by critics; others are often given a pretentious worthiness by the literary establishment which makes them unappealing to the ordinary reader.
This is coupled with a generally favorable reception by consumers of the products.
It would allow her to maintain the kind of «wholesome» image that is apparently demanded by consumers of fitness advice in OK magazine.
Brands would transmit a message, without any sort of expectation by consumers of conversation or reciprocity.
The Gluten Intolerance Group (GIG) and our GFCO Certification Program was recently made aware by a consumer of a packaging error for Tofurky Tempeh Smoky Maple Bacon sold in Quebec.
That would give a total figure for Amazon in the US and UK, for self - published trade ebooks, based on the purchase price paid by the consumer of # 875m in 2014.
An action to enforce any liability created under this chapter may be brought within two years from the date on which the liability arises, except that where a defendant has materially and willfully misrepresented any information required under this chapter to be disclosed to a consumer and the information so misrepresented is material to the establishment of the defendant's liability to that consumer under this chapter, the action may be brought at any time within two years after discovery by the consumer of the misrepresentation.
C. Any waiver by a consumer of any of the provisions of this chapter shall be deemed void and unenforceable by a credit services business as contrary to public policy of this Commonwealth, and any attempt by a credit services business to have a consumer waive rights given by this chapter shall constitute a violation of this chapter.
(b) Any waiver by a consumer of any of the provisions of this Article shall be deemed void and unenforceable by a credit repair business.
At para. 75, the court said «Such a test would make it possible to exonerate a merchant who is lucky enough to be sued by a consumer of above ‑ average intelligence.»

Not exact matches

Regulators such as the Financial Services Commission of Ontario have also strongly expressed the opinion that telematics devices should be used primarily for the benefit of the consumer, and to help individuals become better drivers (as evidenced by a presentation given by the FSCO at a UBI Symposium this past February).
There are elements of Warby Parker and Bonobos in Casper, to the extent Casper is building a designer brand and attacking a consumer product category by obsessing about the full range of the customer's buying experience.
Speaking to Deadline, Jackson said that the movie industry is currently «dying, slowly» while arguing that Screening Room could help the traditional movie industry add a new, healthy revenue stream by tapping into the demographic of consumers who are already eschewing trips to movie theaters.
Paul Ferley, assistant chief economist at RBC, expects positive results for consumer spending in the quarter overall (up an annualized 2.8 % in Q2 from a weaker Q1), but noted that retailers are still dealing with modest levels of spending by households.
Make sure you have an effective strategy that will catch consumers by surprise and enhance their appreciation of your goods.
A noted decrease in job growth is less of a concern if it's accompanied by signs «that manufacturing activity is starting to rebound, that businesses are spending more on investment, and that consumers are continuing to spend,» he said.
Citing the benefits of more competition for consumers and competitive pressure for firms, they recommended that foreign ownership restrictions and barriers to entry by foreign firms be relaxed.
The stores inflate costs for consumers by tens of thousands of dollars with various vague fees.
Analysts are expecting a «retracement» in the June Consumer Price Index numbers, following the fairly sizeable gain of 1.9 % in retail trade indicated by the CPI in May.
A recent digital wallet survey conducted by data analytics company Thrive Analytics, reported on by trade publication Payments Source on Wednesday, shows that while 80 percent of consumers are aware that digital wallets exist, less than one third use one.
According to CNNMoney.com, in an article written by Jessica Dickler, about 60 % of consumers say that they would like to receive a gift card rather than a traditional present.
The IMF also estimates that consumer prices will climb by an astronomical 13,000 percent this year due to the monetary financing of large fiscal deficits and the loss of confidence in the country's currency.
Shum and Colaco point out that any reclassification of risk would be heavily scrutinized by Canadian regulators, in order to make sure that changes aren't self - serving on the part of policy providers and in fact benefit consumers.
The First Round data, among other surprises, shows that having a technical co-founder served to sink the value of a consumer - focused startup by 31 percent.
While the emerging field of neuromarketing seeks to address this issue by peering directly into the brain, there are things we can do easily and cheaply to make sure we're not reacting just to consumers» conscious minds, but to their unconscious as well.
Understandably, two - thirds of consumers polled in a recent study by Gartner said they worried that their home devices could be used to listen in on their private conversations.
An Oval Office bill signing attended by lawmakers and financial services interest groups devolved into a venting session about Richard Cordray, the embattled director of the Consumer Financial Protection Bureau, according to six people in the room and two people briefed on the conversation.
If consumers become fearful of their data being accessed by nefarious players, it could mute the adoption and use of these tools.
Honestly, it's only a matter of time before it becomes clear that all the tracking devices, all the navigation devices, all the data - generating wearables of whatever stripe (just like all the content created by professional media publishers) will need to knuckle under and feed their results through Facebook's front door to the consumer, because that's where the consumer lives and that's where the data needs to be.
«This Agreement addresses the most significant negative competitive effects of the merger by ensuring that consumers continue to benefit from competitive prices in the retail sale of drugstore and pharmacy products in Canada.
Ultimately, it's not a zero - sum game; the overall market has expanded by appealing to consumers who didn't previously think of themselves as gamers at all.
However... «if Amazon were successful in changing the brand pricing model to be based on «net» price versus the current gross model, we estimate a portion of rebates and other supply chain discounts currently being retained by plan sponsors, PBMs, and to a lesser degree drug distributors could pass back to consumers
If, by this possible omission and limitation of FCC powers, net neutrality were made ineffective by allowing the otherwise prohibited behaviors to occur further upstream, consumers would rightly judge their net neutrality to have been taken away.
The consumers are part of the big three credit bureau's estimate of 145.5 million people affected by the breach, a figure it marked up from an original September estimate of 143 million.
By aggressively pursuing youth sports, then growing with their consumers to supply college teams and eventually professional sports teams, Under Armor seeded, nurtured and grew a large and loyal base of customers.
But a new study from consumer lender Earnest shows that the vast majority of those 4 million people aren't making very much money by working on any of the major gig economy platforms.
To get to this point, 23andMe had to conduct extensive studies proving the accuracy of its tests and assuring regulators that the reports can be easily understood by consumers so that they can make informed health care decisions.
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