Sentences with phrase «by credit scoring algorithms»

Student loans are included in one out of two different debt utilization ratios used by credit scoring algorithms.

The information could continue to be compiled and provided to lenders, but could not be used by the credit scoring algorithm.

Not exact matches

Credit scores are factored by Credit Monitoring Services by using a complex algorithm.

The reply was that «the credit inquiries would in all likelihood be de-duplicated by the FICO scoring algorithm.

Your credit score is determined by an algorithm developed by the Fair Issac Corporation (hence its other name of FICO score).

The overall premise and goal of the site is to give you some idea of your creditworthiness; it works by giving you a credit grade from A to F, which is formulated through algorithms applied to your credit report and real credit score.

A FICO score is the three digit credit score devised by the Fair Isaac Corporation and is calculated using a complex algorithm based on how you have handled your finances over the years.

Once that is done, an algorithm is used to reduce all of that information down to the single number represented by your credit score.

There really isn't a clear - cut answer as the algorithms are still protected by the credit bureaus, but mostly, all these versions are older varieties of the FICO scoring model that do not take as many financial variables into consideration.

Your credit score is determined by an advanced algorithm which was developed by FICO and pulls the data from your credit report to determine your score.

They rarely look at this credit report manually, but it's used by scoring algorithms to see how worthy of credit you are (really they are checking your risk as a customer.

One of the most widely accepted credit scores, this number comes from an algorithm developed by Fair, Isaac and Company in the 1950.

The VantageScore is a credit scoring algorithm jointly developed by the «Big 3» credit bureaus (Equifax, Experian & TransUnion) in an effort to compete with FICO.

Your credit score is determined by an algorithm developed by the Fair Isaac Corporation (hence its other name FICO score).

When a negative item is disputed, that item (while under investigation) goes into a «limbo» status where it is no longer factored into the credit scoring algorithm UNTIL the investigation has been completed by the Credit Bureaus and the Reporting Creditor, this is typically a 30 - 45 day wcredit scoring algorithm UNTIL the investigation has been completed by the Credit Bureaus and the Reporting Creditor, this is typically a 30 - 45 day wCredit Bureaus and the Reporting Creditor, this is typically a 30 - 45 day window.

Your credit score is determined by an algorithm developed by FICO.

Your credit score is determined by a complex algorithm applying weighted values to many data factors.

A credit score is a three - digit number, calculated by an algorithm that uses information from your credit report.

You need at least one revolving account to meet the minimum criteria of the scoring algorithms used by all three credit bureaus.

Traditional credit scores are referred to as FAKO and they are determined by an algorithm that each company uses and thus why the number varies from credit bureau to credit bureau.

Credit scores are an expression of your credit worthiness based on a number created by a mathematical algoCredit scores are an expression of your credit worthiness based on a number created by a mathematical algocredit worthiness based on a number created by a mathematical algorithm.

Most lenders judge borrowers on information provided by FICO, the analytics company whose algorithms generate credit scores.

Below, you can get started by browsing some of our more popular financial planning tools, including an easy to use score matching algorithm that allows you to quickly find credit cards that match your personal credit score.

Our credit scores are also determined by algorithms, and we have the right to exam and challenge that.

Agree with David, The algorithm that calculates your score understands that if you get your credit pulled by a bank for a mortgage you'll likely shop around as well so it doesn't hurt you to have your credit pulled several times by mortgage companies in a short period of time (30 days sounds right).