Sentences with phrase «by cutting expenses»

Sometimes this involves making smarter decisions with credit cards (and perhaps working with a financial counselor to reorganize debt), improving one's employment situation (including, perhaps, learning how to find a better job and increase the chances of promotion), and learning how to save money by cutting expenses.

Sometimes they can get you a better rate by cutting expenses and overheads.

As for budgetary issues, most budget items can not be solved by cutting expenses.

By looking at the items that you are spending money on each month, you may be able to find several hundred dollars worth of savings each month by cutting the expenses that are not necessary.

You can also find ways to free up funds in your budget by cutting expenses large and small.

This can be achieved by cutting expenses in different areas and rationalizing your spending.

This can be achieved by cutting expenses in different areas and rationalizing... [Read more...]

In order to reach financial freedom you can choose to live below your means by cutting expenses to the bone and living in a state of scarcity or you can expand your means and live in a state of abundance by increasing your income and enjoying the $ 5 latte or other indulgences of your choice.

«We were getting ahead by cutting expenses instead of falling behind, which is pretty much all we ever did in Vegas,» Elizabeth said.

In order to reach financial freedom you can choose to live below your means by cutting expenses to the bone and living in a state of scarcity or you can expand your means and live in a state of abundance by increasing your income and enjoying the $ 5 latte or other indulgence of your choice.

Build up a reserve: By cutting expenses or making some more money (or, ideally, both), you are increasing the amount of money you have leftover for the month.

We kept financially afloat by cutting our expenses and drawing down our emergency savings fund.

You may be able to improve your cash flow by cutting expenses in other areas.

It will also have great value to utility companies by cutting expenses and improving reliability.

Together with four of my colleagues, therefore, I proposed amendments to the budget that would have allowed us to pay for our full pension obligation by cutting expenses elsewhere.

Since his time in office, Astorino has helped to bring the tax levy down 2 % by cutting expenses in each department, restructuring and eliminating some positions.

As a result there is a good chance that there are significant savings to be had by cutting expenses, resulting in improved margins.

In order to reach financial freedom you can choose to live below your means by cutting expenses to the bone and living in a state of scarcity or you can expand your means and live in a state of abundance by increasing your income and enjoying the $ 5 latte or any other indulgence of your choice.

Best Buy has been able to avoid death by cutting expenses, aggressively matching competitors» online prices, and improving its own website.

The world's largest seed company signaled low corn and soybean prices are likely to persist beyond 2015 as it prepares for potentially reduced revenue by cutting expenses.

Even so, Arnold started out by cutting expenses — most prominently by moving back in with his parents, which he said was difficult after having been out on his own at college for four years.

Likewise, many small companies in Canada survived the recession by cutting expenses and accumulating cash.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Philips Lighting, the world's largest maker of lights, reported better - than - expected core fourth - quarter earnings on Friday, underpinned by cost - cutting and lower research and development expenses.

He was able to save about $ 25,000 in two years by cutting back on housing, as well as transportation and dining expenses.

To cut expenses, they lived rent - free in an apartment owned by Sha's grandparents, located within a gated community exclusively for senior citizens.

Trump has suggested that the U.S. can recoup wall expenses from Mexico via alternative methods, including by cutting its trade surplus with the U.S.. He's also floated the option of invoking the Patriot Act to cut off or tax remittance payments to Mexico from Mexican immigrants living in the U.S. Mexicans sent home $ 25.7 billion in remittances in 2016, according to the Banco de Mexico.

The company has already cut expenses by $ 150 million.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

But she insisted that by working with the plan we could cut expenses without laying off anyone.

Goldman, headed by CEO Lloyd Blankfein, is already expected to report steep cuts in expenses in its first quarter earnings on Tuesday.

It also said it would cut operating expenses by more than $ 200 million and return to EBITDA profitability in 2017.

Cenovus reported one - time severance costs of $ 43 million as it cut its staff count by 15 per cent in the first quarter, and a $ 59 - million non-cash expense for Calgary office space that exceeds current needs.

By cutting back on expenses, Jacobson was able to retire at 38 even though his joint income with his wife never surpassed $ 135,000.

Chevron cut operating and administrative expenses by 7 percent during the quarter, but it was not enough to fully offset the price drop.

The current capital expenditure program of up to $ 2 billion had been cut by about $ 700 million in January as the company moved to trim expenses.

The RSC budget would permanently extend the expiring individual tax cuts and expensing provisions of the Tax Cuts and Jobs Act (TCJA), lowering revenues by about $ 771 billion through 2cuts and expensing provisions of the Tax Cuts and Jobs Act (TCJA), lowering revenues by about $ 771 billion through 2Cuts and Jobs Act (TCJA), lowering revenues by about $ 771 billion through 2028.

In the absence of tax increases, the government will not be able to achieve its goal of a balanced budget by 2015 - 16 without major cuts in direct program expenses and the elimination of «boutique» tax expenditures in the order of $ 8 to $ 11 billion by 2015 - 16.

By charging many of your businesses day - to - day expenses onto a rewards credit card, you can earn either cash back, miles, or rewards points that can be used to cut costs.

Many small businesses cut down on expenses by making wise purchasing decisions, but only a very small number of businesses take full advantage of all the options available to them with regard to working out all the taxes involved in their business.

Despite the blow to banks, Moody's expect them to attempt to offset the lost revenue by raising fees for other products and cutting expenses, though this process will be difficult and the timing is unclear.

The corporate tax cut that took effect this year helped reduce CTG's income tax expense by more than $ 400,000.

If you've saved $ 500,000 at the time you retire, cutting your investment expenses by just half a percentage point could mean an extra $ 1,500 to spend every year in retirement.

Engineers can return their focus to the core product, finance teams are able to cut costs and gain visibility into usage by team and expense bucket, and CIOs can improve and optimize governance.

That wealth, some economists argue, has come at the expense of workers by cutting into the capital spending that supports long - term growth — and jobs.

The plan the authors propose — cutting the business tax rate to 15 percent, allowing full expensing, offering a reduced rate on repatriation, and increasing infrastructure spending — could cost $ 5.5 trillion by our estimates.

A new report, released by Morgan Stanley's Institute for Sustainable Investing, argues that sustainable technology can cut a typical office building's annual expenses by 3 % to 30 % 1, depending on what US city it's in.

Find out how no - load funds, index mutual funds and ETFs can help investors boost returns just by cutting down on expenses and sales charges.

For instance, expense cuts alone from deregulation could boost earnings at Morgan Stanley and State Street by about 11 - 13 % next year.

WDAY could reach profitability by cutting those two expenses to the same % of revenue as Oracle; however, the company's after - tax profit (NOPAT) would be a meager $ 40 million.