The biggest issue most debtors think about when accounts are sent to collections is the harassing, aggressive tactics often used
by debt agencies who want their money.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and
agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Despite rising
debt levels and increasing home prices, Canadians continue to allocate less income toward paying off
debt, according to the Canadian Household Financial Health and Consumer Credit Q1 2015 report [paywall] recently published
by credit rating
agency DBRS.
While both plans would increase the
debt ceiling, ratings
agencies have said a short - term increase such as the one proposed
by House Republicans may not be enough to protect the U.S. from a ratings downgrade.
Ratings
agency Moody's reported Monday that the rolls of «potential fallen angels,» or issuers with investment - grade
debt currently in danger of becoming junk, swelled
by 17 in the third quarter, while no companies fell into the opposite category, called «potential rising stars.»
A downgrade
by a credit rating
agency usually means investors will demand a higher interest rate when a company goes to raise cash
by issuing bonds or other
debt.
Many people believe that housing
agency Canada Mortgage and Housing Corp. (CMHC) has facilitated the formation of a bubble in the Canadian housing market
by insuring so much mortgage
debt.
Debt obligations issued
by agencies of the U.S. federal government or
by private
agencies, called government - sponsored enterprises (GSEs), which are federally chartered, but publicly owned
by their stockholders
During this period, the Federal Reserve tried to support employment
by cutting its federal funds rate target nearly to zero;
by creating a number of special liquidity facilities to support the extension of credit; and
by engaging in a large scale asset purchase program, buying Treasuries,
agency debt and
agency mortgage - backed securities.
In addition, while the Barclays Aggregate Index is dominated
by Treasuries, it also includes
agency mortgage securities as well as investment grade
debt.
Then the
debt is handled
by the guaranty
agency, a company authorized to collect on student loans.
In addition, large, broad - based indexes such as the Barclays Aggregate Bond Index have become less diversified over time, and now are dominated
by U.S. government and
agency debt.
You will be criticized, (not
by debt rating
agencies), but even if the deficit were to rise to one per cent of GDP (about $ 20 billion) the
debt burden would still continue to decline.
In the latest report issued
by Moody's Investors Service on Wednesday, the internationally famous credit rating
agency downgraded its outlook on China's credit rating from «stable» to «negative,» while affirming the still - respectable Aa3 grade on its sovereign
debt.
Consumers» ability to repay their
debt obligations in a timely manner and manage their credit wisely is reflected
by their personalized credit score (sometimes known as FICO score), which is derived from the three credit reporting
agencies.
WASHINGTON (AP)-- More than 35 percent of Americans have
debts and unpaid bills that have been reported to collection
agencies, according to a study released Tuesday
by the Urban Institute.
The credit rating
agency said the downgrade, which affects about $ 975 million of
debt, was prompted
by a growing number of lawsuits, federal and state probes, and Michigan legislation that could all hurt the university's finances.
This collateral (i.e., permissible vehicles investments) may include: (i) match - funded assets, and, (ii)
debt securities, equity securities and other financial instruments issued or guaranteed
by the US government or its
agencies, sovereign governments, supra - national entities, corporations, financial institutions and asset - backed or mortgage - backed issuers that are the subject of credit support agreements.
These notes are not guaranteed
by and are not
debts or obligations of the United States or any federal
agency or instrumentality other than the sponsoring enterprise.
Presently the Fed is in the process of monetizing $ 2 trillion in Treasuries,
Agency paper, such as Fannie Mae and Freddie Mac and collateralized
debt obligations held
by lenders.
These portfolios primarily invest in U.S. high - income
debt securities where at least 65 % or more of bond assets are not rated or are rated
by a major
agency such as Standard & Poor's or Moody's at the level of BB (considered speculative for taxable bonds) and below.
China's credit rating was downgraded one notch to A +
by ratings
agency Standard & Poor's (S&P), which cited increased economic and financial risks, following the significant rise in the country's
debt levels since the global financial crisis.
Once a credit card
debt defaults, it will trigger an aggressive
debt collection process, during which borrowers are contacted frequently
by collection
agencies.
They wound up selling packages of very poor quality mortgages (sub-prime) called «collateralized
debt obligations» (CDOs) and convinced the rating
agencies (who were paid
by Wall Street) to rate these «securitized mortgages» AAA.
We remain concerned that if the U.S. continues the trend of a rising
debt / GDP ratio, it increases the chances of a sovereign -
debt credit downgrade
by the credit ratings
agencies.
By buying government (or agency) debt, and paying banks to hoard the reserves it creates by doing so, the Fed shunts a bigger share of the public's savings into the Fed's coffers, and from there to government or its agent
By buying government (or
agency)
debt, and paying banks to hoard the reserves it creates
by doing so, the Fed shunts a bigger share of the public's savings into the Fed's coffers, and from there to government or its agent
by doing so, the Fed shunts a bigger share of the public's savings into the Fed's coffers, and from there to government or its agents.
They could send the unpaid
debt to a collections
agency or, worse, attempt to garnish your wages
by taking you to court.
Municipal Bond Funds invest primarily in municipal bonds which are
debt issued
by state governments, local governments, and government
agencies such as a port authority or water board.
First, our quickly escalating
debt / GDP ratio puts the U.S. sovereign credit rating at risk for a future downgrade
by some rating
agencies, if left unchecked.
The European Central Bank on Thursday delivered basically what the market expected for QE: 60 billion euros of purchases per month directed at investment - grade - rated government and
agency debt and with a total size, considering the contemplated end date
by September 2016, of around one trillion euros.
The days and weeks of commemoration organized at the secular level
by bodies such as the United Nations Organization and its related
agencies can help orient the eucharistic communities also to issues such as children's rights, women's emancipation, the aged, foreign
debt, peace, environment, food, employment, AIDS, drugs, crime, cancer... etc..
He also warned that Salmond's plans to refuse to pay Scotland's share of the national
debt if Westminster rejected a currency union would be viewed as a default
by credit rating
agencies.
Already Buhari has started giving excuses for the abysmal performance.He attributed the quagmire to drop in the price of oil globally and cleverly laid the blame on the doorsteps of all Nigerian accusing them of relying solely on oil.All renowned rating
agencies including fitch continue to downgrade Nigeria ever since Buhari took over and it is projected that Nigeria will not be able to repay its
debt obligations.Fitch for instance downgraded Nigeria's longterm foreign currency issuer default rating to B + from BB - and longterm local currency IDR to BB - from BB.The general position expressed
by almost all the Briton wood institutions is that Nigeria's fiscal and external vulnerability has worsened under Buhari and it is projected that the government's general fiscal deficit could grow up to 4.2 %
by the end of 2016 after averaging 1.5 % under the previous regime.A recent capital importation report
by Nigeria Bureau of Statistics confirms that, last year, the country recorded total inflow of capital into the economy stood at $ 9.6 billion which was a 53 % drop from previous year and the lowest recorded total since 2011.
The government is taking payment -
by - results to a whole new level -
by encouraging
debt collection
agencies to retrieve money in ways MPs fear could hit vulnerable debtors hard.
The Federal Executive Council (FEC) on Wednesday approved the payment of a whopping N26 billion to Electricity Distribution Companies (DISCOS) as
debt owned them for power consumption
by Ministries, Departments and
Agencies (MDAs).
The ratings issued
by the various credit rating
agencies gives a convenient at - a-glance of how safe they consider a country's
debt.
«Strong, conservative fiscal policies of cutting spending and limiting our
debt have created a strong financial foundation that allows us to invest in our community and grow our tax base,» said Oneida County Executive Anthony J. Picente Jr. «The three national credit
agencies have once again confirmed our conservative approach
by maintaining our stellar credit ratings.»
The plan includes $ 180.5 million in
debt service savings for Fiscal 2018, primarily from re-estimates of
debt service costs related to variable - rate bonds and the retention of state building aid revenue
by the Transitional Finance
Agency.
The de Blasio administration says that the increases are more than offset
by savings related to health care costs,
debt service, and
agency adjustments.
The portion of the budget paid for
by state taxpayers will rise just under two percent Despite the one - time windfall, he had to bridge a $ 1.8 billion deficit in the current budget, which he did
by counting $ 373 million in additional, not immediately identified revenues as well as cutting $ 92 million from state
agencies, booking $ 121 million in savings from «
debt management» and cutting $ 1.4 billion from funding for various local assistance programs.
Metropolitan Transportation Authority board members warned of the danger posed
by the
agency's rising
debt Wednesday, even as they approved a $ 2.9 billion capital spending increase funded with $ 1.6 billion of new bonds.
Liu's campaign responded to Avella's attack
by saying the former comptroller saved taxpayers $ 5 billion through a number of means, including audits conducted of city
agencies, scrutiny of city contracts and the refinancing of $ 20 billion of outstanding bond
debt.
The latest report
by the independent
agency predicts the city faces a $ 1.2 billion budget shortfall for the coming fiscal year — nearly $ 800 million less in
debt than the city's latest budget predicted.
What's more, even his fiscal rule to have national
debt growing no faster than the economy
by the end of this Parliament was shaped
by the demands of the credit rating
agencies.
George ends with some observations that are often forgotten: Third World
debt has been largely or entirely repaid; those who borrowed were rarely elected
by their peoples (who now suffer the terrible consequences); those who loaned were irresponsible or intent on making debtors subservient to their interests and, finally, there are no checks on international funding
agencies.
Rarely do they disclose private information unless compelled
by the law or where they have to use a
debt collection
agency to recover their money.
The only instance when your information will be shared is either when providing banking information to a
debt - collection
agency or when required
by law.
Utilizing a $ 10 million federal enhancement grant and a $ 100,000 contribution from the Texas Education
Agency (TEA), TCEP provides credit enhancement for municipal bonds that provide financing for the acquisition, construction, repair or renovation of Texas charter school facilities (including certain refinancing of facilities
debt that meet federal guidelines),
by funding a
debt service reserve fund for such issuances.
At the same time, Bloomberg is reporting that Saab has to pay the money it owes to two suppliers
by tomorrow to avoid having the
debt sent to a collection
agency.
Each project, at the time of its application for assistance, is required to furnish a preliminary rating opinion letter from one of the bond rating
agencies identified
by the Securities and Exchange Commission as a «Nationally Recognized Statistical Rating Organization,» indicating that the project's senior
debt obligations have the potential to achieve an investment - grade bond rating.