Sentences with phrase «by decrease in the rates»

According to company spokesperson Belinda Williamson, most of the borrowers feel positive about variable interest rate like they did in August 2011, when borrowers had encountered nine successive months of constant interest rates, which was followed by decrease in the rates.

Not exact matches

Further evidence of the decline can be seen in the decreasing rates of first - time patents since the 1980s, as well as increases in demand for professional licensing, which could further restrict new business opportunities by requiring expensive (and often unnecessary) credentials.

A common retort by the industry is that rates of the health outcome studied - whether it's asthma or preterm birth - are lower in fracking areas than in areas without fracking, or that the rate of the outcome is decreasing over time.

The decrease in income tax expense was primarily driven by the lower U.S. corporate income tax rate, partially offset by the inclusion in the prior year quarter of a $ 15 million benefit from the resolution of prior year tax matters.

Some good news in the war on breast cancer: «From 1989 to 2015, breast cancer death rates decreased by 39 %, which translates to 322,600 averted breast cancer deaths in the United States,» according to a new report published by the American Cancer Society.

This has resulted in decreased sales costs and marketing spend and some businesses have reported lead conversion rates improving by up to 300 %.

«A decrease in nominal GDP growth resulting solely from a one - year, 1 - percentage - point decrease in the rate of GDP inflation» reduces the budgetary balance by $ 1.9 billion.

The decreases in individual tax rates, on the other hand, are smaller and less certain, with rates set to revert back to current levels by 2026.

In 2014 rental vacancy rates decreased by 2 % which indicates more people were opting to rent instead of purchasing a home.

Cities with large groups of people meditating for peace saw a decrease in crime rate by 24 percent, compared to those cities without a collective belief for peace, which saw an increase in crime.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

A 1 percentage point reduction in tax rates increases investment by 4.7 percent of installed capital, increases payouts by 0.3 percent of sales, and decreases debt by 5.3 percent of total assets.

In its trading business, income from its markets business decreased 4 percent to 1.35 billion pounds, as macro income fell 14 percent due to a weaker performance by its U.S. rates business and the impact of exiting energy - related commodities.

The exit would be preceded by a gradual decrease in the size of asset purchases (i.e., a slowing in the amount of extra easing), followed by the end of asset purchases, a gradual withdrawal of excess liquidity from the system, measured increases in the federal funds rate and, eventually, a normalization of the Fed's balance sheet.

The Conservatives have already legislated a decrease in the small business tax rate to 9 per cent by 2019.

Performance of companies in the financials sector may be adversely impacted by many factors, including, among others, government regulations, economic conditions, credit rating downgrades, changes in interest rates, and decreased liquidity in credit markets.

Corporate income tax revenues were down $ 0.4 billion, due to the reduction in the general corporate income tax rate, largely offset by a decrease in refunds, while «other revenues» declined by $ 1.4 billion.

Adjusted EPS decreased 1.1 percent to $ 0.90, mainly reflecting growth in Adjusted EBITDA that was more than offset by a higher effective tax rate versus the prior year period.

However, it can increase or decrease at any time — variable rates fluctuate in time with industry rates set by global financial institutions.

Filers with incomes over $ 500,000 would be greatly affected, but their loss in deductions would also be offset by the decrease of the top income tax rate (from 39.6 % to 37 %), the doubling of the estate tax deduction and cutting the capital gains rate from 23.8 % to 21 %.

Japan's market is aided by a slight decrease in the jobless rate and a pickup in industrial production.

Select from 1, 3, 5, 7, or 10 year periods during which the interest rate remains unchanged, followed by 1 - year periods in which the interest rate may increase or decrease on an annual basis resulting in a change in your monthly payment amount

By this, I mean, if inflation kicks in, interest rates should rise, and homes will effectively be worth less because of the decreased purchasing power.

For example, a 3 - year duration means a bond will decrease in value by 3 % if interest rates rise one percent, or increase in value by 3 % if interest rates fall one percent.

Contractionary monetary policy slows the rate of growth in the money supply or outright decreases the money supply in order to control inflation; while sometimes necessary, contractionary monetary policy can slow economic growth, increase unemployment and depress borrowing and spending by consumers and businesses.

This comes out to a 60 % growth rate, but the figure changes significantly based on the observation points: if the index experiences very slow growth for most of the term, only to see rapid growth late in the term, then the average appreciation will decrease, since 67,500 divided by 5 is 13,500, or 35 % growth.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The Fed can increase or decrease the amount of liquidity in the U.S. financial system by raising or lowering the federal funds rate.

This state of affairs can be only partially encouraging, however, for the increasing worldwide popularity of TV has been accompanied by a steady decrease in reading (and in nations where the literacy rate is low, television can have an instant impact on people who have never read a newspaper or magazine) At any rate, recent research has concluded that of all media, newspapers do the best job of presenting a satisfactory image of aging.

Furthermore, if investment rates in the U.S. fall (as a result of decreases in investment by foreigners and rising budget deficits), the result will be slower growth in American productivity, which jeopardizes both near - term and long - distant future earnings.

Over the last 15 years in fact, sugar contribution from soft drinks has decreased by 26 % per person while obesity rates continue to climb.

Brazil Segment revenue was negatively impacted by a decrease in bran processing levels as well as a 12 % quarter over quarter decline in the average Brazilian Real versus US Dollar exchange rate.

Brazil Segment revenue was negatively impacted by a decrease in throughput as well as a 27 % quarter over quarter decline in the average Brazilian Real versus US Dollar exchange rate.

In a study by Campbell and colleagues, they noted that the rates of successful implantation with in vitro fertilization decreased significantly among women who took prenatal vitaminIn a study by Campbell and colleagues, they noted that the rates of successful implantation with in vitro fertilization decreased significantly among women who took prenatal vitaminin vitro fertilization decreased significantly among women who took prenatal vitamins.

In fact, every additional month of paid maternity leave decreases infant mortality rates by 13 %.

SUDDEN INFANT death syndrome (SIDS) is the sudden death of an infant, unexpected by history and unexplained by a thorough postmortem examination, including a complete autopsy, death scene investigation, andreview of the medical history.1 The decreased risk of SIDS associated with nonprone sleep positions led to the recommendation in 1992 by the American Academy of Pediatrics that infants be placed to sleep on the side or back.2 In 1994, the national public education campaign «Back to Sleep» was launched, and the supine position is now recommended.3 Sudden infant death syndrome rates in the United States have decreased by about 40 % as prone prevalence has decreased from 70 % in 1992 to 17 % in 1998.3in 1992 by the American Academy of Pediatrics that infants be placed to sleep on the side or back.2 In 1994, the national public education campaign «Back to Sleep» was launched, and the supine position is now recommended.3 Sudden infant death syndrome rates in the United States have decreased by about 40 % as prone prevalence has decreased from 70 % in 1992 to 17 % in 1998.3In 1994, the national public education campaign «Back to Sleep» was launched, and the supine position is now recommended.3 Sudden infant death syndrome rates in the United States have decreased by about 40 % as prone prevalence has decreased from 70 % in 1992 to 17 % in 1998.3in the United States have decreased by about 40 % as prone prevalence has decreased from 70 % in 1992 to 17 % in 1998.3in 1992 to 17 % in 1998.3in 1998.3,4

Studies indicate that breastfed infants have fewer ear and respiratory tract infections, diarrheal illnesses, and atopic skin disorders.2, 3 Increased mother — infant bonding and an overall decrease in the infant morbidity and hospitalization rates have also been reported.4 Mothers benefit by faster return to prepregnancy weights.5

Decreased medical intervention in labor Increased satisfaction with her partner and her birth experience Reduces the overall cesarean rate by 50 % Reduces use and request of pain medication by 28 % Reduces dissatisfaction with birth by 33 % Reduces length of labor by 25 % to 50 %

• Assumptions about different cultural groups and how they impact breastfeeding support • Shoshone and Arapaho tribal breastfeeding traditions shared through oral folklore • Barriers to decreasing health disparities in infant mortality for African Americans • Effects of inflammation and trauma on health disparities that result in higher rates of infant mortality among minority populations • Barriers to breastfeeding experienced by Black mothers and how lactation consultants can support them more effectively • Social support and breastfeeding self - efficacy among Black mothers • Decreasing pregnancy, birth, and lactation health disparities in the urban core • Positive changes in breastfeeding rates within the African American community • Grassroots breastfeeding organizations serving African Americdecreasing health disparities in infant mortality for African Americans • Effects of inflammation and trauma on health disparities that result in higher rates of infant mortality among minority populations • Barriers to breastfeeding experienced by Black mothers and how lactation consultants can support them more effectively • Social support and breastfeeding self - efficacy among Black mothers • Decreasing pregnancy, birth, and lactation health disparities in the urban core • Positive changes in breastfeeding rates within the African American community • Grassroots breastfeeding organizations serving African AmericDecreasing pregnancy, birth, and lactation health disparities in the urban core • Positive changes in breastfeeding rates within the African American community • Grassroots breastfeeding organizations serving African American mothers

The reception of oxytocin from the mother to the infant through skin to skin contact triggers regulation of body temperature as well as a decrease in heart rate due to the relaxation caused by the emotional sense of safety also caused by oxytocin reception.

Concomitantly, the overall cesarean delivery rate decreased from 22.8 % in 1989 to approximately 20 % by 1996 (16).

For instance, it has been suggested that the physical restraint associated with swaddling may prevent infants placed supine from rolling to the prone position.299 One study's results suggested a decrease in SIDS rate with swaddling if the infant was supine, 182 but it was notable that there was an increased risk of SIDS if the infant was swaddled and placed in the prone position.182 Although a recent study found a 31-fold increase in SIDS risk with swaddling, the analysis was not stratified according to sleep position.171 Although it may be more likely that parents will initially place a swaddled infant supine, this protective effect may be offset by the 12-fold increased risk of SIDS if the infant is either placed or rolls to the prone position when swaddled.182, 300 Moreover, there is no evidence that swaddling reduces bed - sharing or use of unsafe sleep surfaces, promotes breastfeeding, or reduces maternal cigarette smoking.

The prone or side sleep position can increase the risk of rebreathing expired gases, resulting in hypercapnia and hypoxia.54, — , 57 The prone position also increases the risk of overheating by decreasing the rate of heat loss and increasing body temperature compared with infants sleeping supine.58, 59 Recent evidence suggests that prone sleeping alters the autonomic control of the infant cardiovascular system during sleep, particularly at 2 to 3 months of age, 60 and can result in decreased cerebral oxygenation.61 The prone position places infants at high risk of SIDS (odds ratio [OR]: 2.3 — 13.1).62, — , 66 However, recent studies have demonstrated that the SIDS risks associated with side and prone position are similar in magnitude (OR: 2.0 and 2.6, respectively) 63 and that the population - attributable risk reported for side sleep position is higher than that for prone position.65, 67 Furthermore, the risk of SIDS is exceptionally high for infants who are placed on their side and found on their stomach (OR: 8.7).63 The side sleep position is inherently unstable, and the probability of an infant rolling to the prone position from the side sleep position is significantly greater than rolling prone from the back.65, 68 Infants who are unaccustomed to the prone position and are placed prone for sleep are also at greater risk than those usually placed prone (adjusted OR: 8.7 — 45.4).63, 69,70 Therefore, it is critically important that every caregiver use the supine sleep position for every sleep period.

Introduced in the 1970s, EFM was supposed to decrease perinatal mortality and cerebral palsy (CP) by detecting fetal heart rate patterns that indicate oxygen deprivation during labor.

The most recent study report described in these same regions decreased tissue levels of 5 - HT and tryptophan hydroxylase, the synthesizing enzyme for serotonin, and no evidence of excessive serotonin degradation as assessed by levels of 5 - hydroxyindoleacetic acid (the main metabolite of serotonin) or ratios of 5 - hydroxyindoleacetic acid to serotonin.30 A recent article described a significant association between a decrease in medullary 5 - HT1A receptor immunoreactivity and specific SIDS risk factors, including tobacco smoking.40 These data confirm results from earlier studies in humans39, 41 and are also consistent with studies in piglets that revealed that postnatal exposure to nicotine decreases medullary 5 - HT1A receptor immunoreactivity.42 Animal studies have revealed that serotonergic neurons located in the medullary raphe and adjacent paragigantocellularis lateralis play important roles in many autonomic functions including the control of respiration, blood pressure, heart rate, thermoregulation, sleep and arousal, and upper airway patency.

Despite all this, Ms Rousseff's popularity peaked in October of that year, helped largely by the decreasing unemployment rate.

Among the happier findings in the report was that asthma death rates in New York have decreased by 18.1 percent in the past three years.

Oswego County had the highest decrease in unemployment of the three counties, lowering its unemployment rate by 1.1 percent this year.

In March 2016, Syracuse reported a 5.1 percent non-seasonally adjusted unemployment rate, a 0.8 percent decrease from March 2015 when the unemployment rate was 5.9 percent, according to data released by the New York State Department of Labor reported on April 19.

Tax Overhaul — Motion to Concur — Vote Passed (224 - 201, 7 Not Voting) Brady, R - Texas, motion to concur in the Senate amendment to the tax overhaul that would revise the federal income tax system by: lowering the corporate tax rate from 35 percent to 21 percent; lowering individual tax rates through 2025; limiting state and local deductions to $ 10,000 through 2025; decreasing the limit on deductible mortgage debt through 2025; and creating a new system of taxing U.S. corporations with foreign subsidiaries.