This regulation is interpreted differently
by different card issuers, so your results may vary depending on how long you've held a card and which bank issues it.
Here we'll provide users with an overview of what is provided
by different card issuers and an overview of the coverage.
Not exact matches
If you don't like your current interest rate or if they are unable or unwilling to lower it you can always take your business elsewhere
by transferring the balance to a
different credit
card issuer.
With rewards
cards that instead earn points that can be redeemed for
different prizes and services, the purchases for which you can use your points is limited, and decided upon
by each
card's
issuer.
Depending on how you plan to use your plastic
card make sure that you understand
different interest rate charged
by its
issuer.
Sometimes
card issuers will not do a second pull as long as you apply the same day, but
by using a
different browser and applying in rapid succession you should find you have a chance of being instantly approved.
So, if you apply for that prescreen credit
card offer, but you use a name that is
different to the name used
by the
issuer making the offer,
different information might come up.
A secured
card is
different then a prepaid
card because a secured
card is a credit
card, a line of credit will be extended to you generally based on the amount of your deposit into an account which is held
by the
card issuer, the deposit is used for collateral and you must pay the credit
card balance due each month.
I'll start
by identifying which credit
card issuers are known for pulling certain bureaus and then get into the
different methods for figuring out which bureau will be pulled.
Credit
card issuers frequently test new offers
by presenting
different terms online.
Card issuers frequently test online offers
by showing
different terms to applicants.
Other signs it's time to consider giving a
different credit
card your attention: You're being treated like a second - class citizen
by your
card issuer and aren't receiving good (or any) customer service, your rewards are shrinking, or the
card issuer has placed new restrictions on how and when you can tap into them.