Sentences with phrase «by each homeowners insurance policy type»

Learn what's generally covered by each homeowners insurance policy type — and what's not.

Not exact matches

This type of insurance is usually required by your mortgage lender and can be included in your homeowner's insurance policy.

Homeowners insurance policies sold by State Farm pay for damage to your home caused by many different types of loss, including but not limited to fire, lightning, windstorm, hail, theft and freezing of your plumbing system.

HO - 1 or Basic Coverage, is the type of packaged Homeowners Insurance policy meant for protection of home, detached structures, and personal property from losses caused by the following disasters and perils: fire or lightning, wind or hail, explosion, riot or civil unrest, aircraft, vehicles, volcanic eruptions, smoke, theft, vandalism or malicious mischief and self - damaging instances (e.g. damage by glass material that is part of the building, a part of the building falling, etc).

When analyzed by type of insurance policy, the data showed that the use of credit scoring impacted more homeowners policies positively (50.2 percent) than auto insurance policies (46 percent).

A majority of their policies are for vehicle insurance, followed by homeowner policies, with the remainder being distributed between health, life, and other types of insurance.

If your homeowners or renters insurance policy won't cover your guests (or damage caused by them), look into a type of insurance called an «umbrella policy.»

St Petersburg homeowner insurance policies differ by which losses are covered, which coverages you choose, and what type of residence you own.

Different types of homeowners insurance policies cover different events, but all of the primary types of homeowners policies cover damage caused by windstorms, hail and lightning.

«Return of Premium» In most types of term insurance, including homeowners and auto insurance, if you haven't had a claim under the policy by the time it expires, you get no refund of the premium.

Remember to that if you can combine home insurance or homeowners insurance (as it is known) with auto insurance you can potentially save a substantial amount on both policy types by buying both types of insurance as «companion policies» through the same insurance company.

Along with type of policy you choose, the biggest individual factors that will affect your Michigan home insurance quotes are the value of your home, its vulnerability to damage as determined by location, and your personal record as a homeowner (past claims, credit rating, home security, etc.).

Before entering into a home - sharing situation (or ASAP if you already have) carefully consider what you need covered and ensure, line by line, that your homeowners policy, supplemental homestay insurance (like Airbnb's), or your commercial umbrella policy covers each situation, event, or type of property or injury.

Mobile home insurance is a type of homeowners insurance policy designed specifically to meet the unique risks faced by owners of manufactured homes.

Most standard home insurance policies this type of storm, but there are exceptions, and it is the responsibility of the homeowner to make sure that their policy covers all of the perils which might be faced by their home.

If you take the time to understand your coverage, you may notice that some types of incidents are also excluded by typical Mesquite homeowners insurance policies.

It might be very important to determine what types of damage are not covered by your Irving homeowners insurance policy as well.

Your policy may include many of the same types of coverage provided by traditional homeowners insurance.

The prices and features of homeowners insurance policies vary by company, type of plan, coverage amounts and area, so carefully compare each policy and insurer to get the coverage you want at the best rates available to you.