Sentences with phrase «by fair»

If your credit card (or its number) is stolen and fraudulent purchases are made, you are protected by the Fair Credit Billing Act, which caps your personal liability at $ 50.

Welcome to our great hotel located by the Fair and Expo in Louisville Kentucky with affordable rates and cheap budget discount lodging.

The charters offer guests of the bride and groom an ocean experience planned from start - to - finish by Fair Wind Cruises» dedicated groups and special events manager.

«FICO score» refers to the specific credit score developed by the Fair Isaac Corporation.

Transmission or reproduction of protected items beyond that allowed by fair use, as defined in the copyright laws, requires the written permission of the copyright owners.

If your investigation shows the information to be accurate, I respectfully request that you forward to me a description of the procedure used to determine the accuracy and completeness of the item in question within 15 days of the completion of your re-investigation as required by the Fair Credit Reporting Act.

Unarguably the most recognizable credit score model, the FICO ® Score was introduced by the Fair Isaac Corporation in 1989 as an objective tool for evaluating borrower credit risk.

(4) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency, as provided by the Fair Credit Reporting Act (15 U.S.C. Sec. 1681 et seq.).

Fannie and Freddie currently use a credit scoring model introduced by Fair Isaac in 2003 known as FICO 5, but the FHFA has been moving toward updating the government - sponsored enterprises» credit scoring models for the last several years.

Last year an appeals court upheld its victory in the lawsuit brought by Fair Isaac (FICO).

By fair valuing securities whose prices may have been affected by events occurring after the close of trading, the funds seek to establish prices that investors might expect to realize upon the current sales of these securities.

It takes a little patience and knowledge of the dispute settlement procedures provided by the Fair Credit Billing Act (FCBA).

Our traffic has grown by almost 80 % in the past 12 months and that extra traffic increases our operating expenses by a fair bit.

FICO ® Scores, the credit scores created by Fair Isaac Corporation (FICO), are the most widely used credit scores in lending decisions.

Board of Trustees considers the reports provided by the fair value team, including follow up studies of subsequent market - provided prices when available, in reviewing and determining in good faith the fair value of the applicable portfolio securities.

For example, the VantageScore credit score is based on a scale from 500 to 990 — whereas FICO (the original credit scoring model created by Fair Isaac Corporation) is based on a scale from 300 to 850.

A survey by The Fair Isaac Corporation (FICO) says that poor debt - to - income ratio (DTI) is the No. 1 reason mortgage applications are denied.

The FICO scoring formula is invented by Fair Isaac Corporation, a California - based company.

The credit reports provided or requested through our Site are not intended to constitute the disclosure of information by a credit reporting agency as required by the Fair Credit Reporting Act or similar laws.

Experian and the credit bureaus Equifax and TransUnion developed this credit score as an alternative to the more popular FICO score provided by the Fair Issac Corporation.

SageStream, LLC is a consumer reporting agency that is regulated by the Fair Credit Reporting Act.

FICO ® Score: Credit scores created by Fair Isaac Corporation (FICO) and widely used in lending decisions.

The FICO score uses credit bureau data, but was invented and is controlled by Fair Isaac Corporation, a separate firm.

The industry standard in the credit and loan community is the FICO score, issued by the Fair Isaac Corporation.

While this practice is permitted and regulated by the Fair Debt Collection Practices Act, it is frequently abused.

Although explicitly prohibited by the Fair Debt Collections Practices Act, they may threaten to:

FICO is the original credit scoring system created by Fair, Isaac, and Company.

Your FICO Score was created by Fair, Isaac, and Company.

(4) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency, as provided by the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.);

But, the most widely used credit score, by far, is the score developed by the Fair Isaac Company, the pioneer of credit scores.

The widely used credit scoring standard is the FICO credit score, invented by Fair Isaac Corporation.

Third - party collection agencies are bound by the Fair Debt Collection Practices Act (FDCPA), but in - house collection departments of the creditor are not bound by this Act.

The most common score used is the FICO score calculated by Fair Isaac Corporation.

Although the exact formula used by the Fair Isaac Corporation, which compiles the score, is proprietary and not publicly disclosed, here's basically what it looks at, and how each factor is weighed:

The most commonly used scores are FICO ® Scores, which are created by Fair Isaac Corporation.

Although collectors are legally entitled to attempt to collect all owed debts, they are restricted in the methods they can employ by the Fair Debt Collection Practices Act.

I can direct you to a site that is owned by Fair Isaac, the company that produces the FICO scoring algorithms - again I have no idea what is used in Europe.

There are no immediate tax consequences to the survivors, other than an adjustment to the cost base of the property, which is increased by the Fair Market Value of the newly acquired portion of the property.

Issued by Fair Isaac Co., FICO scores are the gold standard of credit scores, and are most often used to gauge your creditworthiness.

The following table presents the net notional value outstanding as of December 31, 2007 and the related income statement net gain or loss for the year ended December 31, 2007 by fair value technique of all credit and other derivatives within the Company's investment management services portfolio and corporate operations.

The top two models in use are the FICO Score, created in 1989 by Fair Isaac Corporation as the first general - purpose score, and VantageScore, created in 2006 by the top three credit bureaus and the independent company VantageScore Solutions as a FICO alternative.

The latter ranges from a low of 300 to a high of 850, and is published by the Fair Isaacs Corporation.

Both bureaus calculate what's called your FICO score using a secret mathematical equation created in 1958 by the Fair Isaac Corporation.

The most widely used credit score is the FICO score, created by the Fair Isaac Corporation in 1989.

Loan - to - Value (LTV) Ratio — The amount of the new loan or line of credit added to the balance of any existing loans and then divided by the fair market value of your home.

The most widely used credit scores are FICO scores, which were developed by Fair Isaac & Company, Inc. (and they're named after their inventor!).

If you're expecting a debt collector, know that you're protected by the Fair Debt Collection Practices Act (FDCPA).

The FICO score was developed by the Fair Issac Corporation.

By the Fair Credit Reporting Act you're also entitled to receive an experian free yearly or annual credit report once a year.

This score is sometimes referred to as a FICO score (because the agencies obtain your score using software provided by Fair Isaac Corporation) or BEACON score.