Sentences with phrase «by federal regulatory agencies»

In addition, some lenders are directly supervised by federal regulatory agencies, as shown in the list that follows:

High down payment requirements being proposed by federal regulatory agencies as part of the upcoming rulemaking under the Dodd - Frank Wall Street Reform and Consumer Protection Act will unnecessarily burden homebuyers and significantly impede the economic and housing recovery.

In addition, some lenders are directly supervised by federal regulatory agencies, as shown in the list that follows:

Not exact matches

These licenses and registrations subject us, among other things, to record - keeping requirements, reporting requirements, bonding requirements, limitations on the investment of customer funds, and inspection by state and federal regulatory agencies.

This problem today is engendered and sustained by virtually every institution responsible for the creation of the built environment: the real estate development industry; the construction industry; federal, state and local regulatory agencies; the rule - of - thumb manuals of transportation engineers; the lending policies of banks; the professions of architecture and planning; the patrons of architecture; and above all the zoning ordinances that regulate where and how buildings get built.

As one of the most highly regulated food industries in the United States, dairy must comply with regulations issued by multiple federal agencies, including the U.S. Food and Drug Administration, the U.S. Department of Agriculture, the U.S. Environmental Protection Agency, the U.S. Department of Homeland Security and the U.S. Department of Commerce, among other state and local regulatory bodies.

The CATA - GAC will enhance the professional stature of Athletic Trainers as allied health care providers by working cooperatively with federal, state, and local regulatory agencies.

Review Federal Regulations for Repeal — Vote Passed (240 - 185, 4 Not Voting) The measure would establish a commission to review existing federal regulations and identify those that should be repealed in order to reduce costs on the U.S. economy — including those that should be repealed immediately and those that should be repealed over time through a new regulatory «cut - go» system under which agencies could not issue new rules unless the cost of a new rule was offset by repealing existing rules identified by the commFederal Regulations for Repeal — Vote Passed (240 - 185, 4 Not Voting) The measure would establish a commission to review existing federal regulations and identify those that should be repealed in order to reduce costs on the U.S. economy — including those that should be repealed immediately and those that should be repealed over time through a new regulatory «cut - go» system under which agencies could not issue new rules unless the cost of a new rule was offset by repealing existing rules identified by the commfederal regulations and identify those that should be repealed in order to reduce costs on the U.S. economy — including those that should be repealed immediately and those that should be repealed over time through a new regulatory «cut - go» system under which agencies could not issue new rules unless the cost of a new rule was offset by repealing existing rules identified by the commission.

The study, published today in the journal Environmental Research Letters, is based on a new high - resolution model that maps flood risk across the entire continental United States, whereas the existing regulatory flood maps produced by the Federal Emergency Management Agency (FEMA) cover about 60 percent of the continental U.S.

Increased regulatory training mandated by state, local and federal governments account for part of the increase in eLearning, and the regulatory agencies» ever - increasing appetite for issuing new regulations guarantees a steady stream of new course development.

Solicit the views of agencies, associations, and other interested parties on proposed regulatory changes that may be of interest to them (solicitations need not be published in the Federal Register (FR); however, notice of availability of proposed changes to the transit benefit policy may be published in the FR if requested by a member of the Group.

(e) If requested by a Federal, state or local safety agency with regulatory authority over you or the employee, you must provide drug and alcohol test records concerning the employee.

In the face of a disaster or some other emergency situation, the FAA can and does use its regulatory authority and operational capabilities to sustain the NAS while supporting, often through the DOT - led Emergency Support Function 1 activities, response and recovery efforts undertaken by the Federal Emergency Management Agency and other Federal, State, local, tribal, and territorial interagency partners, as well as the private sector.

Licensed and regulated by various state and federal regulatory agencies.

(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).

If you believe that the lapse was due to delays caused by the lender or someone else involved in the loan process, you should try first to reach a mutually satisfactory agreement with the lender, if that effort fails, consider writing to the appropriate state or federal regulatory agency.

The enforcement actions complement the actions under consideration by the federal and state regulatory and law enforcement agencies, and do not preclude those agencies from taking additional enforcement action.

A bank may obtain FDIC insurance only if it meets and adheres to the FDIC's high standards as determined by federal and state regulatory agencies.

Before the federal consumer watchdog agency, the Consumer Financial Protection Bureau, gained regulatory authority on Sept. 30, 2012, the credit reporting industry was regulated solely by the Federal Trade Commfederal consumer watchdog agency, the Consumer Financial Protection Bureau, gained regulatory authority on Sept. 30, 2012, the credit reporting industry was regulated solely by the Federal Trade CommFederal Trade Commission.

If you feel you have been discriminated against by a lender or anyone else in the home buying process in violation of the ECOA or the Fair Housing Act, you may contact a federal regulatory agency to submit a complaint.

Margin trading is regulated by the federal government and other self - regulatory agencies in an effort to mitigate potentially crippling losses for both investors and brokerages.

a. The licensee, by itself or with its affiliates, is licensed in five or more states to engage in the mortgage lending business and (i) is supervised by a state or federal regulatory agency whose regulatory scheme has been determined by the Commissioner to be substantially similar to that of North Carolina, (ii) is organized and supervised under the laws of a state that has adopted a model licensing law endorsed by the Commissioner; or (iii) is supervised by a state or federal agency that is a party to an interstate compact, or has otherwise entered into a cooperative reciprocal agreement by which the state or federal regulatory agency and the State of North Carolina, directly or by duly authorized act of the Commissioner, have mutually agreed to recognize state licensing laws which have specific enumerated criteria.

He also worked on regulatory initiatives and increased enforcement efforts by federal and state government agencies.

The Associated Press is reporting the results of these studies were not made public by microchip companies or federal regulatory agencies.

«The regulatory framework provided by state and federal agencies are important and effective tools in the monitoring of professional dog breeders,» said Dr. Bret Marsh, Indiana state veterinarian, who was engaged in the early work of the program.

This is accomplished by working with the federal and state regulatory agencies.

The mission of the American Horse Council is to promote and protect the equine industry by representing its interests in Congress and in federal regulatory agencies on national issues of importance; to unify the equine industry by informing industry members of regulations and pending legislation, and by serving as a forum for all member organizations and individuals; and to advise and inform government and the industry itself of the equine industry's important role in the United States economy.

«What you can not do with a 501 - c - 3 is donate revenue from it for a 501 - c - 4,» Vinick said, in response to questions about his currently being paid by the Alliance to Protect Nantucket Sound for what has so far been his apparent full - time coordination of its opposition to Cape Wind, lobbying federal and state legislators and regulatory agencies to pass amendments and policies specific to Cape Wind, while coordinating media campaigns paid for by the Alliance or its donors.

This includes API Standard 65 Part 2 (overseeing cementing and well construction practices) and API's Recommended Practice 100 - 2 (providing proven practices for planning and operating wells, and managing environmental aspects through the life of the well), two of hundreds of API standards and recommended practices cited by several federal agencies and state regulatory bodies.

Energy Secretary Rick Perry has granted a 30 - day extension sought by Federal Energy Regulatory Commission (FERC) Chairman Kevin McIntyre last week to give the regulatory agency more time before it acts on the controversial proposed Grid Resiliency Pricing Rule.

The IQA is intended to ensure the quality, integrity, credibility and reliability of any science used by federal agencies to justify regulatory actions.

For the formal announcement, Pruitt was introduced by NADA's President and CEO Peter Welch, who praised the administrator for «[spearheading] over two dozen significant regulatory reforms worth over one billion dollars in savings in his first year at EPA» and «issuing more deregulatory actions than any other federal agency under the Trump administration.»

«In an executive order published last week in the Federal Register, Mr. Bush said that each agency must have a regulatory policy office run by a political appointee, to supervise the development of rules and documents providing guidance to regulated industries.

Advising public and private companies on training their employees and management on how to respond to search warrants executed by state and federal law enforcement and regulatory agencies.

With extensive experience serving in senior national security posts in federal agencies, our lawyers provide regulatory, legislative and transactional advice to companies that supply products and services to governmental customers and to clients whose commercial operations or strategic development are affected by changing security requirements and policies.

Our attorneys defend corporations and individuals, including directors and officers, in investigations and enforcement actions by federal and state agencies, self regulatory organizations, and professional licensing bodies.

His practice concentrates in the areas of commercial, civil and white - collar criminal litigation, as well as regulatory investigations by state and federal agencies.

His experience includes representing clients in investigations by the Securities and Exchange Commission, as well as before Federal Grand Juries, the Federal Trade Commission, and before various state and local regulatory agencies, including the California and Arizona State Boards of Accountancy.

The importance is highlighted by the implementation of certain federal regulatory agencies that guide the specific standards that commercial truck drivers must follow.

Our firm's energy litigators, a number of whom have previous government experience at the FERC, Environmental Protection Agency and Department of Justice, regularly represent clients in complex regulatory litigation before, and investigations undertaken by, the FERC, the departments of Energy, Commerce, the Interior, and Agriculture, and many other federal and state regulatory bodies.

If the U.S. treats cryptocurrencies as currency, it seems more likely that the actions by the federal government and federal regulatory agencies would preempt states» licensing.

The Volcker Rule of the Dodd - Frank Act, which was released jointly by the Federal Reserve and a number of federal regulatory agencies, prohibits banks like Jamie Dimon's JP Morgan from engaging in speculative trading of almost every kind, of which the shorting of digital currencies definitely Federal Reserve and a number of federal regulatory agencies, prohibits banks like Jamie Dimon's JP Morgan from engaging in speculative trading of almost every kind, of which the shorting of digital currencies definitely federal regulatory agencies, prohibits banks like Jamie Dimon's JP Morgan from engaging in speculative trading of almost every kind, of which the shorting of digital currencies definitely counts!

Complies with necessary regulatory standards and licensure requirements mandated by Federal and State Agencies (i.e. HIPAA, OSHA, and CPR certification)

We work with you to develop a program that follows the guidelines of the Equal Employment Opportunity Commission (EEOC) and also meets all federal, state and local laws and standards mandated by regulatory agencies.

Five federal regulatory agencies are issuing a joint notice of proposed rulemaking to amend regulations pertaining to loans secured by property located in special flood hazard areas.

The Federal Reserve Board has joined with five other federal regulatory agencies in proposing a new rule to impose appraisal requirements for loans secured by a borrower's home and bearing interest rates higher than the average prime offer rate (APOR) for comparable properties and morFederal Reserve Board has joined with five other federal regulatory agencies in proposing a new rule to impose appraisal requirements for loans secured by a borrower's home and bearing interest rates higher than the average prime offer rate (APOR) for comparable properties and morfederal regulatory agencies in proposing a new rule to impose appraisal requirements for loans secured by a borrower's home and bearing interest rates higher than the average prime offer rate (APOR) for comparable properties and mortgages.

The Federal Reserve Board, along with five other federal regulatory agencies, issued a final rule to impose appraisal requirements for loans secured by a borrower's home and bearing interest rates higher than the average prime offer rate (APOR) for comparable properties and morFederal Reserve Board, along with five other federal regulatory agencies, issued a final rule to impose appraisal requirements for loans secured by a borrower's home and bearing interest rates higher than the average prime offer rate (APOR) for comparable properties and morfederal regulatory agencies, issued a final rule to impose appraisal requirements for loans secured by a borrower's home and bearing interest rates higher than the average prime offer rate (APOR) for comparable properties and mortgages.

If you become aware of possible tenant protection violations, whether by the new owner or another party acting on behalf of the owner, report your suspicions to the federal regulatory agency that oversees the financial institution that initiated the foreclosure and now owns the property.