Sentences with phrase «by financial institutions at»

Once you've registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Brendan Wallace, Fifth Wall Ventures: «Many generic online lending startups will fail or be acquired by large financial institutions at discount valuations.»

After being rejected by at least fives Canadian banks, one foreign financial institution believed in their grassroots idea and contributed a little less than half of the $ 7 million investment they needed to get the new brewery going.

Wang Yiming, deputy head of the Development Research Centre of China's State Council, said at the forum that although many belt and road projects were funded by major financial institutions — including the Asian Infrastructure Investment Bank, New Development Bank, China Development Bank (CDB), the Export - Import Bank of China and the Silk Road Fund — there was still a huge funding gap of up to US$ 500 billion a year.

The stricter residential mortgage lending regulations introduced by the Office of the Superintendent of Financial Institutions were aimed at reducing risk in the market amid high housing prices.

The central bank announced that it will charge an interest rate of -0.1 % for excess reserves parked at the bank by financial institutions.

Because the Financial Times and The Economist, which both rank 100 institutions, include many non-U.S. schools in their rankings, a larger number of very good MBA programs at U.S. schools remain unranked by those two publications.

an independent agency of the federal government, created in 1933, charged with preserving and promoting public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions up to applicable limits; by identifying, monitoring, and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails; further information on the FDIC and FDIC coverage may be found at fdic.gov

Federal Funds Sold are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

Federal Funds Purchased are short - term loans to other depository financial institutions without any collateral, provided by Federal Reserve banks, usually at the Federal Funds rate.

In the last decade, the Bush Administration, seeking a Trojan Horse to privatize Social Security in the United States, applauded Chile's disastrous privatization of pension accounts (turning many over to US financial institutions) even as that nation's voters rejected the Pinochetistas largely out of anger at the vast pension rip - off by high finance.

The «beneficial owner» rule, officially called the Customer Due Diligence Requirements for Financial Institutions rule, is aimed at helping banks better understand precisely who is behind the business entities they are banking by collecting more information about the people associated with these entities.

However, it can increase or decrease at any time — variable rates fluctuate in time with industry rates set by global financial institutions.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevaFinancial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevafinancial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

They already use money in an electronic form in the reserve accounts at the central bank that can be held only by banks and other designated financial institutions.

At what point will investors stop begging the government to save private companies and recognize that the losses should be taken by the stock and bondholders of the offending financial institutions?

Warren also revealed that Yellen this week responded to a letter written to the Fed by the senator confirming that the Fed does have legal authority to remove the board of directors at a financial institution it oversees if warranted.

Last year, the member - owned network of banks and other financial institutions revealed a successful proof - of - concept aimed at reimagining the nostro - vostro accounts used by companies to store cash around the world, and in January, it signed an agreement with seven central securities depositories to evolve the way the centralized organizations might leverage blockchain.

Instead, when the Fed makes its first rate hike — something that probably won't happen until at least September - 2015 — it will do so by 1) raising the interest rate paid on bank reserves, 2) increasing the amount that it pays to borrow money via Reverse Repurchase agreements, and 3) boosting the rate that it offers to financial institutions for term deposits.

Eleven of the banks — Bangkok Bank, BBVA (Banco Bilbao Vizcaya Argentaria), BNP Paribas, HSBC, ING, Intesa Sanpaolo, Mizuho, RBS (Royal Bank of Scotland), Scotiabank, SEB and US Bank — are preparing to use R3's blockchain software Corda to test an application aimed at cutting costs and increasing efficiency in the processing of sight letters of credit, which, as it is intended, will be payable immediately upon receipt of the letter and supporting documents by the relevant financial institution.

An Annuity is a financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time.

A pre-authorized debit (PAD) is a withdrawal from your account at a financial institution (FI) that is initiated by a company or an FI that has your authority to do so.

«Thus, it would be prudent to accompany any consideration of material adjustments to the calibration of the structural buffers held by the large banking institutions with compensating adjustments to the countercyclical buffer in order to achieve the same overall level of resilience through the cycle,» she said at an event hosted by the Securities Industry and Financial Markets Association.

The share of foreign currency issuance denominated in US dollars remained low by historical standards at just over 50 per cent; financial institutions issued substantial amounts in euros, pounds sterling and Canadian dollars.

Though Scotland's Futuresuggests otherwise, it is likely that a corollary of this is that a great deal of financial regulation will also be undertaken at the British level: if the Bank of England is to act as lender of last resort, it will also want to have some control over financial regulations that mitigate the risks run by Scottish institutions.

The attrition of the public realm; the remorseless growth of inequality; the social pathologies associated with its growth; the humiliations suffered by those at the bottom of the economic pile; the callous indifference of those at the top; the penetration of state institutions by corporate interests; the decline of public trust; and, not least, the hubristic irresponsibility of a sometimes criminal financial sector — all the stigmata of pre-crisis Britain — loom as large as they did before 2008.

He explained that all prospective bidders bid through their primary dealers, who in turn submitted the investors» bids through the Central Securities Depository platform, adding that at no time during the book building process did the Ministry of Finance negotiate with any investor in any way, and it will indeed be quite difficult to manipulate the process when the three financial institutions are governed strictly by the Bank of Ghana's rules and regulations.

A study by the World Bank this year shows that less than 5 % of adults in Yemen have an account at a formal financial institution, which shows how difficult it would be for any monitoring and oversight authority to trace political finance within Yemen.

Too much by supporters anguished at the financial plight of a great institution and the grim reality of listless defeat at Goodison Park; more by millionaires who gained control of this institution than by the millionaires responsible for this loss.

There's no way of knowing how many other Owens are working at America's universities, trapped into similarly untenable and punitive agreements by financial need and by professors» and institutions» failure to provide basic information about the positions» obligations.

At CNIO, Wagner's group is funded by Fundación BBVA, the corporate responsibility arm of BBVA, a 150 - year - old global financial institution ranked as Spain's second largest bank.

The Prime Minister replied that the proposed investment of about # 177 million to complete the construction of two 440 - megawatt Soviet - designed VVER 213 reactors at Mochovce will be the first nuclear project financed by an international financial institution.

Those concerned with the security for mobile wallets, should know that on May 14th the Canadian Bankers Association with the country's leading financial institutions issued guidelines and principles operating on the same security standards used by chip - enabled credit and debit cards and existing wireless point - of - sale terminals at retailers.

We classify by market capitalization — there's large - cap, mid-cap, small - cap, and even micro-cap mutual funds available at every major financial institution.

You can simplify your credit card payment process by making your payments electronically from any checking or savings account owned by you at BancorpSouth or at any other bank or financial institution.

This will let you enjoy a lower rate than you could get from any of the commercial lending institutions and the person could also get a better return than they would get by investing the money in those financial institutions or at the bank.

Open a new account with HSBC InvestDirect by transferring in at least A) $ 25,000; B) $ 100,000; C) $ 250,000; D) $ 500,000 or E) $ 1,000,000 or more from another Canadian financial institution and execute at least three commission - generating trades by April 30th, 2018, and you may be eligible to receive a cash bonus of up to A) $ 88; B) $ 188; C) $ 288; D) $ 688 or E) $ 988.

In situations like this you will be able to borrow money at a lower rate than you could get from any of the financial lending institutions and the person lending you the money could also get a better return than they would get by investing their money in those same institutions or at the bank.

Blockchain technology is still in its infancy and widespread adoption by the world's financial services institution would be necessary to replace the status quo, according to Matthew Spoke, strategy and execution lead at Rubix, a blockchain software platform launched by professional services firm Deloitte.

To find out whether a bank allows external tools to access account information, ask someone at the bank directly or search through the list of financial institutions supported by the tool you're using, such as Mint or Personal Capital.

As the Federal Deposit Insurence Corporation states, «The FDIC preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $ 250,000.»

By visiting the Attorney General website for Tennessee or by contacting the consumer hotline at 1-615-741-3491, consumers who have issues with a lender or financial institution can file a complaint and seek assistance in resolving their situatioBy visiting the Attorney General website for Tennessee or by contacting the consumer hotline at 1-615-741-3491, consumers who have issues with a lender or financial institution can file a complaint and seek assistance in resolving their situatioby contacting the consumer hotline at 1-615-741-3491, consumers who have issues with a lender or financial institution can file a complaint and seek assistance in resolving their situation.

Since the financial institution can calculate an average of payments that you receive through them, they can easily provide you financing knowing that they can debit any amount you decide to pay or at least the minimum payments consistent only on the interest rates generated by the money withdrawn from your line of credit.

he FDIC preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $ 250,000.»

; Bill Pay with no monthly fee; ** all Charter Oak foreign ATM fees will be rebated, surcharge fees charged by other financial institutions or networks will be rebated up to $ 9.99 each to a maximum of $ 20 a month and rebated at the end of the month; fees for financial institution to financial institution transfers out of your Charter Oak account will be rebated at the end of the month; Readi - Cash Too withdrawal transfer fee and overdraft transfer from share fee is waived; one free standard order of checks during a six month period (order must be placed at a branch or through the Call Center); free Cashier's Checks and Money Orders; and a $ 100 credit will be applied towards the closing costs of any new Charter Oak mortgage loan.

A credit card is a card issued by a financial institution giving the holder the ability to borrow funds, generally at point of sale.

Information obtained by a financial institution via a soft pull of an individuals credit report that identifies the consumer as meeting the base requirements at first glance to potentially be eligible for one of the offers issued by that bank.

At the peak of the financial crisis in 2008, Citigroup, one of the largest financial institutions in the country, had to be bailed out by taxpayers to prevent it from collapsing.

State Farm Bank, for example, not only allows customers to make deposits at select, full - service State Farm Bank ATMs, but also lets customers make deposits at ATMs owned by financial institutions that participate in deposit sharing.