Sentences with phrase «by financial institutions such»

Loan officers are primarily employed by financial institutions such as credit unions, commercial banks or savings institutions.
Many credit building loans are offered by financial institutions such as credit unions, brick - and - mortar banks and online banks.
Home equity lines of credit are heavily marketed by financial institutions such seeking to capitalize on consumer residential equity.
They work very similarly, your «credit limit» is based on how much money you deposit onto the card to serve as collateral in case you default, but the main difference is that this card is given by a financial institution such as your bank and how you use the card affects your credit score.
The hard plastic form of an account — a credit card or debit card issued by a financial institution such as a Chase, Citi, or Bank of America credit card.

Not exact matches

«Both financial institutions and their non-banking competitors face the risk that payment processing and other services could be disrupted by technologies, such as cryptocurrencies, that require no intermediation.»
For assets such as stocks and bank accounts, the accounts must be retitled by the financial institutions where they are held.
The complaints were filed by such transparently named financial institutions as HSBC Bank USA, and EMC Mortgage Corporation, and BAC Home Loans Servicing, L.P., and LSF6 Mercury REO Investments Trust Series 2008 - 1, and Citibank, N.A., as Trustee for the Holders of Bear Stearns Alt - A Trust 2006 - 6 Mortgage Passthrough Certificates Series 2006 - 6, and Deutsche Bank Trust Company Americas f / k / a Banker's Trust Company, as Trustee and Custodian for IXIS 2006 - HE3 by: Saxon Mortgage Services, Inc. f / k / a Meritech Mortgage Services...
Merchant services accounts are offered by specialized providers, independent sales organizations or financial institutions such as banks — although most banks charge fairly high fees for small, home - based or online businesses.
Since the financial institution is taking on a greater risk by extending a loan to such an individual, they need to be compensated appropriately.
We note that it would not be possible to copy that procedure exactly nowadays, primarily because most debt / credit relationships are intermediated via financial institutions, such as banks, insurance companies, etc., rather than by governments or wealthy families directly.
Such structural improvements protect the financial system by making it less likely that banks will suffer liquidity crises or that such crises will spread contagiously from one institution to another (see belSuch structural improvements protect the financial system by making it less likely that banks will suffer liquidity crises or that such crises will spread contagiously from one institution to another (see belsuch crises will spread contagiously from one institution to another (see below).
Overall, our work suggests that stability in financial markets might be improved by considering how social, environmental and procedural factors such as the release of important financial information may impact the hormone levels of traders participating in those markets, and therefore could be of benefit to policymakers intent on developing more efficient institutions.
Instead of increasing or reducing the availability of credit by adding to or subtracting from the supply of Fed deposit balances, the Fed now loosens or tightens credit by controlling financial institutions» demand for such balances using a pair of new monetary control devices.
Such a threshold would require a financial institution to certify the sale by agents but IMOs are not considered financial institutions, although the DOL is considering how best to offer IMO's a pathway to becoming such institutiSuch a threshold would require a financial institution to certify the sale by agents but IMOs are not considered financial institutions, although the DOL is considering how best to offer IMO's a pathway to becoming such institutisuch institutions.
Financial institutions, the next market for Windward's unique data platform, are hungry for advanced data solutions that can provide valuable trading opportunities by extracting faint trading signals from noisy datasets such as maritime information.»
A federal student loan is one that is issued by the government, and a private student loan is issued by a third party financial institution, such as a bank.
By connecting and powering cross-border payments between financial institutions such as LianLian and their customers across the globe, Ripple believes it can help money move the same way digital information moves — instantly.
Saxo Bank A / S is licensed by the Danish Financial Supervisory Authority and as such is subject to both Danish and EU regulations governing financial instFinancial Supervisory Authority and as such is subject to both Danish and EU regulations governing financial instfinancial institutions.
However, the United States should also be an active partner in the on - going reform process by tackling the existing patronage system, particularly — but not exclusively — through its financial and military influence in institutions such as the International Monetary Fund and NATO respectively.
Zenith Bank, the financial institution named by embattled Governor Ayo Fayose of Ekiti State as sponsoring his election in 2014 today denied ever doing such.
And with such an overwhelming oversight mechanism in place, how then or by what means did some financial institutions like DKM microfinance and God is love fund club get the means to operate.
«Such an institution should also present a financial guarantee being provided by a Bank, an Insurance Company, and a Church, among others, to ensure completion of enrolled...
The example in favor of this solution is financial institutions, such as banks, insurance companies, and brokers, which are often obliged by law to check skills and knowledge of their salesforce and customer care consultants.
Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.
Salvage or Total Loss of Vehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehicle.
Self - reported information is notoriously less reliable than information reported by an authoritative source such as the local county government or regulated financial institution.
There are also private student loans, meaning the loans are made by private institutions such as banks, credit unions, and financial institutions.
Fees are what you are charged by financial institutions for services such as reviewing loan applications or servicing the account.
To find out whether a bank allows external tools to access account information, ask someone at the bank directly or search through the list of financial institutions supported by the tool you're using, such as Mint or Personal Capital.
Private student loans, sometimes known as alternative loans, are made by private lenders such as banks, credit unions, and financial institutions.
Such services are offered by credit bureaus directly, as well as by banks and other financial institutions.
Some companies such as financial and consumer credit institutions offer auto loan calculators on their websites for consumers so they can estimate their car payments by entering variables such as vehicle cost, interest rate and the length of the loan.
Some companies such as financial and consumer credit institutions offer calculators on websites where mortgage shoppers can quickly estimate their loan payment by entering variables such as home cost, interest rate and length of the loan.
Doug, any fees will be charged by the financial institution that administers it — it will be the investor's responsibility to find out any such fees.
Vermont: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies outside of our corporate family, except as permitted by law, such as with your consent, to service your accounts or to other financial institutions with which we have joint marketing agreements.
In - house products are products that are provided by a related party, such as the bank or other financial institution the adviser is employed by.
«What the $ 89 billion included,» reports the New York Times, «were costs associated with stabilizing Fannie Mae and Freddie Mac, the mortgage finance giants; loan guarantees by the Federal Housing Administration; and liquidity programs offered by the Federal Reserve, such as those authorizing the purchase of mortgage - backed securities from financial institutions.
«Other debt repayment solutions - such as bilateral repayment plans facilitated by their creditor financial institutions, as well as plans offered by CCS - are available to borrowers who are not eligible for the DCP,» said Mrs Ong.
In developing these estimates, a wide range of data sources were used, including data from the National Student Loan Data System; operational and financial data from Department of Education systems, including especially the Fiscal Operations Report and Application to Participate (FISAP) from institutions; and data from a range of surveys conducted by the National Center for Education Statistics, such as the 2011 - 2012 National Postsecondary Student Aid Survey and the 2004/09 Beginning Postsecondary Student Survey.
You recognize that the foregoing policy also applies to a cash deposit which is the result of a promotional award to you by us, or on your behalf by entitled third - parties such as your financial institution, to a qualified - type Account; and that it is your responsibility to monitor related amounts and their timing.
The regulations by the many lenders are available on the market.If only a short - term loan is required, why would you go to regular financial institutions, which will hassle you with tons of papers, hidden fees and such things?.
Individual Retirement Accounts are managed by any number of various financial institutions and as such those institutions may impose account management fees or early termination penalties which should be understood before opening an account.
With the safe bucket covered and generating passive, tax advantaged income, they then have the freedom to entertain opportunities such as real estate, business start ups, private lending and other lucrative opportunities by borrowing money at favorable rates, often from the mutual insurance companies general account using their policy cash value as collateral, or shopping the rate to other financial institutions to see who is most competitive.
By dramatically inflating the nominal prices of various «assets», including those that are now called «toxic assets», many of which were substantially created out of thin air, such as various derivatives, the banks, various financial institutions, and other holders of these assets, have essentially laid claims to a much larger proportion of the existing real wealth.
This base rate influences the rates offered to savers and borrowers by other financial institutions such as banks.
To limit the counterparty risk associated with such transactions, the Fund conducts business only with financial institutions judged by the Adviser to present acceptable credit risk.
Reserve currency is a foreign currency that is held by major financial institutions such as central banks with the purpose of realization the currency intervention and settling the intergovernmental reclamations or affecting the domestic exchange rate.
Adopting such a resolution regime, together with tougher oversight of large, complex financial firms, would make clear that no institution is «too big to fail» — while ensuring that the costs of failure are borne by owners, managers, creditors and the financial services industry, not by taxpayers.
The installation contains a large portrait of one individual affected by the economic crisis who was threatened with eviction from his home; a video projection presenting TAF's actions and social practice against eviction, and a graphic chart offering relevant information on the economic and hosing situation in Spain, such as «There is an eviction in SPain every 8 minutes, 532 evictions a day during 2012's first semester...» Audiences are invited to write postcards to the financial institutions who are responsible for conducting these evictions.
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