Sentences with phrase «by financial institutions which»

Check issued by a financial institution which functions as cash but is protected against loss or theft.

A fee disclosure is a document issued yearly by the financial institution which uncovers information regarding all of the fees that are related to a specific defined contribution plan.

Not exact matches

The privately held firm, which is not regulated by the Office of the Superintendent of Financial Institutions (OSFI), claims its assets under management jumped more than tenfold to $ 225 million between 2009 and 2015.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Essentially, a company credit report gives you the benefit of seeing an objective summary of a company's credit history and from this you get its credit score, which is used by all financial institutions in assessing credit worthiness.

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are set.

• Alogent, which is backed by Battery Ventures, acquired Jwaala LLC, an Austin, Texas - based provider of digital banking solutions for U.S. financial institutions.

Still in early development, BTC Swap is planned to facilitate a variety of what Middleton calls «Zero - Trust Digital Contracts,» which recreate financial functions in software code by matching offered and desired transactions between parties without the need for intermediary institutions.

That was followed by a financial stress test for buyers, which officially came into effect on Jan. 1 for federally regulated lenders, following an October announcement by the Office of the Superintendent of Financial Instfinancial stress test for buyers, which officially came into effect on Jan. 1 for federally regulated lenders, following an October announcement by the Office of the Superintendent of Financial InstFinancial Institutions.

In the case of more traditional financial institutions, creditors have to abide by the Credit Practices Rule, which states that any financial institution, auto dealer, retailer or credit union must advise consumers about their legal obligations and more.

Because the Financial Times and The Economist, which both rank 100 institutions, include many non-U.S. schools in their rankings, a larger number of very good MBA programs at U.S. schools remain unranked by those two publications.

A plausible model would be that issuance would be by the central bank, with distribution and transaction verification by authorised entities (which might or might not include existing financial institutions).

The CCPA today released my report: â $ œThe Big Banks Big Secretâ $ which provides the first public estimates of the emergency funds taken by Canadian banks. The report bases its estimates on publicly available data from CMHC, the Office of the Superintendent of Financial Institutions, US Federal Reserve, the Bank of Canada, as well as quarterly -LSB-...]

Most private student loan lenders base their rates on LIBOR, which stands for the London Interbank Offered Rate, a rate estimated by leading financial institutions in London.

Over a year which has seen large banks halt funding for fossil fuel projects, major institutions divest from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate Change Collaboration suggests nervousness over climate risk has shot up in financial circles.

Private mortgage insurance, which applies to conventional loans, might be more or less expensive than the FHA's mortgage insurance and is supplied by a financial institution rather than the government.

The increasing interest around Blockchain technologies in 2017 led the CTFC to release a Primer on Virtual Currencies which acknowledged that Blockchain technologies can be used by governments, financial institutions and cross-industries to optimize everyday operations via a Blockchain system.

Powell also suggested that the Fed supports the banking bill proposed by senator Mike Crapo which proposes raising the limit of designating for systemically important financial institutions from $ 50 to $ 250 billion.

On Tuesday, CME Group announced that the platform, which includes technology from companies AlphaPoint and BitGo, is being tested by a select few «major financial institutions» and will be available later this year.

Money transmitter licenses, which are required for California MSBs (money services businesses), protect consumers by preventing money laundering in addition to maintaining public confidence in financial institutions and preserving the health, safety, and general welfare of the public.

Eleven of the banks — Bangkok Bank, BBVA (Banco Bilbao Vizcaya Argentaria), BNP Paribas, HSBC, ING, Intesa Sanpaolo, Mizuho, RBS (Royal Bank of Scotland), Scotiabank, SEB and US Bank — are preparing to use R3's blockchain software Corda to test an application aimed at cutting costs and increasing efficiency in the processing of sight letters of credit, which, as it is intended, will be payable immediately upon receipt of the letter and supporting documents by the relevant financial institution.

Dinner was to be served, according to the agenda circulated in advance of the meeting of the Senior Advisory Committee, which is chaired by deputy minister of Finance and includes the heads of the Bank of Canada, the Office of the Superintendent of Financial Institutions, the Canada Deposit Insurance Corp., and the Financial Consumer Agency of Canada.

Interest income is reported by the bank or other financial institution on Form 1099 - INT, a copy of which is then sent to you and to the IRS.

Perpetual step - up preference shares (which are classified as equity for tax and accounting purposes) have accounted for the majority of issuance by both financial and non-financial institutions since the previous Statement.

Although financial institutions have become more cost sensitive, with some considering relocating to less expensive space outside the CBD, high - quality and premium space is still sought after, especially by mainland Chinese firms which are increasingly setting up their offices in Hong Kong (Central) in prestigious buildings.

Coinbase enjoys the backing of trusted financial investors and venture capital by prestigious institutions and banks, which means that it can not compromise on security.

The fragility of this — due, among other things, to exchange rate instability, market volatility, the development of derivatives, and to the structural deficiencies of the institutions (IMF and the World Bank) upon which the financial system rests — is now admitted by all.

In a context where millions in our world are either excluded or have been rendered invisible by callous and inhuman policies and actions of international financial institutions and agencies (which are supposedly there to regulate trade and create the space for the powerless), to talk of ethical engagement of Christians in struggle for life, is more urgent now then ever before.

Legal requirements for accessibility to institutions which receive federal funds are listed in Section 504 of the Rehabilitation Act of 1973; it states that «no otherwise qualified handicapped individual... shall, solely by reason of his handicap, be excluded from the participation in, be denied the benefits of, or be subjected to discrimination under any program or activity receiving federal financial assistance.»

As numerous church - related institutions have faced financial crises brought on by escalating costs, growing competition from state and community colleges, and a shrinking enrollment, many have eyed the churches to which they are still «related» as possible sources of funding.

The prevailing terms of trade, monetary policy, and certain conditions tied to bilateral and multilateral aid, which are all perpetuated by the non-democratic decision - making processes of international economic, financial and trade institutions, also frustrate the full realization of the right to development9.

But the initiatives proposed by the international financial institutions or their powerful economic porte - paroles, far from being motivated by primarily humanitarian principles, are governed by the need to create new conditions under which to accumulate capital.

Recent revelations by the Economic and Financial Crimes Commission, EFCC, which have trappings on alleged illegal transaction between former Minister of Petroleum resources, Dieziani Alison - Madueke and Fidelity Bank Managing Director, Nnamdi Okonkwo may have snowballed into indicting the head honcho of other financial instFinancial Crimes Commission, EFCC, which have trappings on alleged illegal transaction between former Minister of Petroleum resources, Dieziani Alison - Madueke and Fidelity Bank Managing Director, Nnamdi Okonkwo may have snowballed into indicting the head honcho of other financial instfinancial institutions.

She blasted CoreCivic and Geo Group, which own a slew of private prisons around the world, for being «propped up» by financial institutions and profiting from incarcerated immigrants.

«Undergrads who attend New York State's proprietary colleges, which are degree - granting institutions certified by the Board of Regents like CUNY, SUNY or any other non-profit institution, deserve financial aid parity,» Klein's spokeswoman Candice Giove said.

A study by the World Bank this year shows that less than 5 % of adults in Yemen have an account at a formal financial institution, which shows how difficult it would be for any monitoring and oversight authority to trace political finance within Yemen.

Pan-African financial institution, United Bank for Africa (UBA) last weekend, carted away two key industry awards emerging the Winner of the 2017 Sectoral Leadership Awards — Financial Services (Banking) organised by the PEARL Awards; as well as the Bank CEO of the Year 2017 which was organised by New Telegraph nefinancial institution, United Bank for Africa (UBA) last weekend, carted away two key industry awards emerging the Winner of the 2017 Sectoral Leadership Awards — Financial Services (Banking) organised by the PEARL Awards; as well as the Bank CEO of the Year 2017 which was organised by New Telegraph neFinancial Services (Banking) organised by the PEARL Awards; as well as the Bank CEO of the Year 2017 which was organised by New Telegraph newspapers.

The highly thrilling 2015 competition which is the second edition organized by the financial institution showed class between Masters Cup and Principals» Cup winners.

Despite increase in our debt profile, it is still believed that Nigeria can borrow from the International financial institutions and use it to reflate the economy by quickly taking the advantage of the credibility of President Muhamadu Buhari which is a good leverage because some international financial institutions are ready to lend us money for infrastructural development.

The accused were also said to have made cash payments of the sum of about N235 million, which sum exceeded the amount authorized by Law, without going through a financial institution.

«There is no justification for massive pay and bonus awards in financial institutions, the most important of which are guaranteed or owned or have been rescued by the taxpayer,» he said.

Financial institutions are linked by multiple types of transactions, which Thurner and Poledna have modeled in a detailed network analysis.

It was both a time of new freedom from bureaucracy and rapid financial decay created by the collapsed Soviet economy which plunged the Russian scientific institutions into poverty.

Most credit counseling agencies will use the deposit you make on a monthly basis to repay medical bills, student loans, credit cards, and other balances, based on a payment schedule which has been approved by your financial institution.

Powered by This advertisement is provided by Bankrate, which compiles rate data from more than 4,800 financial institutions.

This advertisement is provided by bankrate, which compiles rate data from more than 4,800 financial institutions.

Of the politically and socially motivated standouts, The Social Network (d. David Fincher) and Black Venus (d. Abdellatif Kechiche) treated us to fictionalised accounts, vastly different in tone and aesthetic, of historical events (of which more below); while Post Mortem (d. Pablo Larrain) offered a fictional personal story set in the time of and impacted by the coup in Chile by Augusto Pinochet that overthrew Salvador Allende; and Inside Job (d. Charles Ferguson) blazed across the screen, a searing must - see documentary indictment of the men and institutions that caused the international financial crash of 2009 (again, more below).

The example in favor of this solution is financial institutions, such as banks, insurance companies, and brokers, which are often obliged by law to check skills and knowledge of their salesforce and customer care consultants.

Given the sizable shift of students toward recruiting institutions, the primary mechanism by which NHRP affects students» initial college choices appears to be a combination of direct college outreach and financial aid.

As our post-award audits have demonstrated, our Kelley Blue Book projections of resale value are extremely accurate in estimating the future values of new vehicles, which is why they are used by so many of the nation's leading financial institutions.