Sentences with phrase «by hard credit checks»

Don't worry — your credit score won't be impacted by a hard credit check forever, but you do want to avoid doing multiple hard checks in a short amount of time.

Not exact matches

State Attorney General Eric Schneiderman says as you prepare to spend your hard earned dollars beware of misleading bargains and added fees, compare warranty terms, know the terms of a layaway plan, check return and refund policies, beware of restricted gift cards, shop only on secure Internet connections, do not be tricked by confusingly similar website and domain names, protect yourself by using credit cards, be wary of too - good - to - be-true contests and prize promotions, and read the fine print.

You can do this by applying separately to different installment loan companies, just make sure that they're not performing hard credit checks on you each time you do as that could harm your credit.

STEER CLEAR OF RETAIL CARDS The next time you're tempted to sign up for a Brick or Sears card, remember that each separate credit card application inquiry results in a «hard check» that lowers your credit score by seven points.

Even though your credit is not checked and no hard credit inquiry is placed on your credit report, lenders will still determine whether or not you are credit worthy for an approval by running your Social Security Number.

Of course, you should check for errors on your credit file, but hard and fast reasons are difficult to come by.

Since these are private loans, you don't have anything to lose by looking at refinancing, except maybe a few points on your credit score (temporarily) due to the hard check on your credit.

If the raised credit limit is not automatic and you submit a request for an increased credit limit, be prepared to have a hard check on your credit score which can temporarily lower your credit score by a few points.

And a hard credit check can drop your credit score by a couple of points.

Whenever hard credit pulls occur without consent, checking the credit report details aids in any decision for dispute (these reports can be disputed by the way).

Hard inquiries are the types of credit checks that can impact your credit score slightly and is usually done by a creditor.

And it's a «soft pull» on your credit, so you're not taking a «hard» hit to your score daily by checking (very important!).

As you're working hard to achieve better credit, keep an eye on your progress by checking your credit reports from time to time.

In addition, requesting authorized users can lower a cardholder's credit score by a few points, because some card companies check credit reports when customers request additional cards — known in the business as a «hard inquiry.»

Having the opportunity to save money on auto coverage by avoiding a credit check can really help out drivers who have faced hard times and had challenges keeping up with their expenses.

Living with bad credit or evictions on your record can be a very expensive proposition — there's no need to make it harder on yourself by paying an exorbitant amount of application fees or three times the rent just to get an approval on a no credit check rental.