Not exact matches
By buying back $ 50 billion in stock at
high prices, thus diminishing its
balance sheet just as its competitors were bulging with
cash.
An alternative is to pay off
high - interest credit card
balances using another type of debt consolidation loan or
by refinancing your mortgage with a
cash - out option.
Last, companies with
high cash balances can also return money to you directly
by paying off debt, and thus increasing profits; buying back outstanding shares; and even paying a dividend.
Banks have an incentive to deposit as little as possible at this rate, and instead prefer to earn the
higher cash rate
by lending out their
balances.
They focus on identifying good companies characterized
by accelerating revenue and earnings growth,
high recurring revenues, strong
balance sheets and free
cash flow generation.
They focus on identifying good companies characterized
by accelerating revenue and earnings growth,
high recurring revenues, strong
balance sheets and free
cash flow generation.
The clear investment implication is to begin reducing risk in your stock portfolio — either
by building up
cash or shifting your holdings toward more conservative stocks, such as those with strong
balance sheets and which pay
high dividends.
Visa has
high credit worthiness,
cash flow, and plenty of room on its
balance sheet to issue debt and reduce their shares outstanding
by a lot more.
My top goal is to avoid bank fees
by maintaining the minimum
balance — bank fees are much
higher than any interest I could earn on
cash.
Use the check
by filling it out for the
balance on your
high - APR credit card or to yourself for a
cash advance.
The companies that I own are fundamentally strong and I am not too worried; their
balance sheets are amazing, they make tones of
cash flows and
high portion of their business are owned
by owner - operators that are amazing at allocating capitals.
The second major protective factor is the company's fortress - like
balance, specifically one marked
by an enormous net
cash position (enough to fund the dividend for 18 years), and one of the
highest current ratios (short - term assets / short - term liabilities) in the industry, indicating the company has no problems servicing its debt or liabilities.
Online savings accounts offered
by competitors such as E * Trade (
Cash Optimizer account offers 4.15 %), Achieva Financial (Daily Savings Account offers 4.1 %), PC Financial (Interest Plus pays 4 % if you maintain a
balance of more than $ 1,000), etc. sport a much
higher interest rate than ING's regular rate of 3.5 %.
Outerwall has historically produced
high returns on capital, and it's a business that doesn't need much tangible capital to produce huge amounts of
cash flow (an attractive business), but it has been run similar to companies that get purchased
by private equity firms — leverage up the
balance sheet, issue a dividend (or buyout some shareholders), thus keeping very little equity «at risk».
IMN's current valuation could be ascribed to a company with major near - term problems, typical of those that burn considerable
cash and have poor
balance sheets characterized
by high levels of debt and / or near - term refinancings.
Market timing may adversely impact the funds» performance
by disrupting the efficient management of the fund, increasing fund transaction costs and taxes, causing the funds to maintain
higher cash balances, and diluting the value of the funds» shares.
Those periodic special dividends are feasible because of the firm's immaculate
balance sheet, which has almost no debt, relatively
high cash levels (relative to the size of the company and its acquisitions), and a
high current ratio (i.e. the company's short - term assets cover its short - term liabilities
by more than three-fold, thus protecting it from unexpected negative financial strains, such as during recessions when demand from restaurants can lead to declining sales, earnings, and
cash flow).
According to a study released last month
by the Federal Reserve Bank of Chicago, rewards cards that offer
cash back incentives, such as 1 percent
cash back, often lead consumers to spend more each month and accrue a
higher month - to - month
balance.
If you're carrying
balance on a
high - interest credit card, you can save a lot of money
by transferring the debt over to the Double
Cash card.
If you have an outstanding
balance on a
high interest credit card, you'll save a lot of money
by transferring it over to the PNC
Cash Rewards Visa.
Whether you choose to go after the loans with the smallest or largest
balance, or prioritize your payments
by throwing extra
cash at the one with the
highest interest rate, it helps to have a plan!
Funds that are in a permanent life insurance policy's
cash value can be either borrowed or removed
by the policy holder for any purpose, such as supplementing retirement income, paying off debt (typically
higher interest debt such as credit card
balances), purchasing a new vehicle, paying for a child or grandchild's college education, or for going on a long - awaited vacation.
A riskier approach some investors use is to look for investment arbitrage opportunities
by investing their loan funds in assets they believe will provide them with
higher returns than would be achieved
by simply allowing the
cash balance to grow at the policy rate.
Accountant — Goodman Services — Buffalo, NY — 9/2013 to Present • Manage accurate and timely payroll for 200 employees • Analyze accounts and expenditure reports to ensure proper
balancing, and resolve and report discrepancies to the department supervisor • Introduce an updated ledger system to accelerate processing times
by 10 percent • Observe and document all company expenses with detailed records of invoices, receipts, and other financial documentsAccountant — Foxworth & Trinston Finances — Buffalo, NY — 5/2009 to 9/2013 • Prepared tax returns and financial statements for auditing purposes • Monitored company
cash flow on a daily basis and reported to the company president at the end of every week • Received Employee of the Year Award for recommending supplier consolidation that resulted in saving the company $ 1 million • Trained six new employees in company accounting policies and procedures as well as state and federal laws and restrictions to ensure
high performance and the meeting of all deadlines
Bank Teller — ABC Bank of New Jersey, Atlantic City, NJ — 3/2012 — Present • Use computer software proficiency to advise staff on accelerated processing techniques to reduce customer wait times
by 20 percent • Enforce a
high standard of customer service in the greeting and assisting of customers in the drive through and bank lobby • Verify signatures and
balances when
cashing checks and processing withdrawals and deposits • Calculate daily transaction amount and
balance the
cash drawer at the start and end of every shift, with an unwavering record of no shortages or overages throughout employment • Answer customer inquiries concerning
balances, account details, and financial services, and refer questions to head management when necessary • Open and close customer accounts, resolve customer complaints, and perform account lookups on a daily basis
• Greet customers and provide them with the menu and ensure that any discounts or deals are communicated to them • Ascertain that customers are being serviced
by waiters or attendants
by coordinating the liaison • Sum up customers» totals and print out bills after ensuring that the amounts are accurate • Process
cash and credit and debit card payments and tender change and receipts •
Balance cash drawers at the end of each shift and make sure that any discrepancies are resolved prior to closedown • Count
cash at the beginning of each shift and ensure that sufficient change is available • Fill out bank deposit slips and deposit all earned
cash at the end of the day • Provide assistance to waiters during rush hours
by preparing and packing orders • Take and process orders for takeaway and deliveries and follow up to make sure that they are prepared on time • Resolve customers» problems and complaints
by providing them with the
highest level of services • Ascertain that inventory of supplies such as condiments, napkins and food items is updated on a constant basis • Pack food items according to customers» instructions and ensure that appropriate condiments are added with packed items • Take reservations over the telephone and in person and ensure that restaurant managers are made aware of them