However, the fees and charges for the New York Life Plus Variable Annuity are somewhat higher than the fees and charges contained in other New York Life variable annuities, and, over time, the amount of the Credit may be more than offset
by those higher charges.
Mr Corbyn said this should be funded
by higher charges for parents who send their children to private school - and Labour quoted an estimate from the Fabian Society that VAT on private school fees could raise about # 1.5 bn per year.
The reputation of unit - linked insurance plans (Ulips) has been sullied
by their high charges, appallingly high commissions to agents and mis - selling by them.
Not exact matches
The United States Government Life Insurance program was approved
by Congress in 1917 and provided an alternative to commercial insurance which either did not pay out in deaths caused
by war or
charged extremely
high premiums for the coverage.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to
higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs,
charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
He was amazed
by the
high prices Starbucks was
charging for a commodity that was once Guatemala's top export but had collapsed in value in the 1980s as cheap beans from countries like Vietnam flooded the market.
Responding to Tory
charges that the NDP's proposed cap - and - trade system would wind up raising gas prices
by 10 cents per litre, Jack Layton blamed Stephen Harper «s subsidies to big oil companies and support for the harmonized sales tax in Ontario for
higher gas prices.
NEW YORK, April 5 - Thirteen big mutual fund firms, including BlackRock, T Rowe Price and Vanguard, will soon give retail investors a new tool to assess whether they are getting their money's worth for the
higher fees often
charged by actively managed stock funds.
Suddenly the companies that were weighed down
by regulation, like the banks, have led the
charge to all - time
highs, too.
The suit alleges the defendants are acting as a monopoly
by keeping fees they
charge merchants for credit card transactions artificially
high and that those fees would be lower in a free market environment.
While there are credit cards and lending programs designed for individuals with poor credit, these options will typically
charge a
higher interest rate to compensate for the credit risk posed
by a sub-prime borrower.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in
higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused
by the proposed tariffs
by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed
by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant
charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
That allows the company to offer custom shirts for half the $ 300
charged by typical
high - end retailers.
Second, he suspects that amateur, «do - nothing» investors following the same index fund strategy will in aggregate end up with results superior to those realized
by investors who choose to employ professionals
charging high fees.
Many of Verizon's new features, including data rollover, eliminating
high roaming fees in Canada and Mexico, and the end of overage
charges (instead slowing the speed of data after an allowance runs out), were pioneered
by T - Mobile.
And Frito - Lay sees an opportunity to reach new customers — and
charge higher prices —
by targeting organic - food shoppers.
But delivery operations are expensive to scale, so the company will help offset costs
by charging companies a
higher commission on orders that utilize Grubhub's delivery services.
«Most firms make a profit in two ways:
by charging a service fee of $ 10 to $ 30 or $ 40 per transaction, and
by pocketing the difference between the low price at which they buy currency and the
higher price at which they sell it to customers.»
Consider Opening a
Charge Card Joel Ohman, a certified financial planner and founder of CreditCardChaser.com suggests that entrepreneurs may be able to avoid high fees by taking out a business charge card rather than a business credit
Charge Card Joel Ohman, a certified financial planner and founder of CreditCardChaser.com suggests that entrepreneurs may be able to avoid
high fees
by taking out a business
charge card rather than a business credit
charge card rather than a business credit card.
The burger is in line with a push
by Wendy's to cast itself as being on the
higher end of the fast - food industry, which it says will allow it to
charge higher prices more in line with Panera and Chipotle.
The annual interest rates
charged by microlenders tend to be slightly
higher than those
charged by banks.
Unlike Serial, which explored how a suspect's race and religion might have been held against him, The Jinx riveted viewers
by exploring the role of privilege and how Durst's
high - priced legal defense team could manage to help him evade the most serious criminal
charges against him even when, in one case, he'd actually admitted to having dismembered a person's body.
But even a free - spending Whole Foodie would be enraged
by news that the
high - end grocery store was caught
charging customers extra in California stores.
uBeam, a
high - profile startup backed
by some of Silicon Valley's most prominent investors, has become a tech - industry sensation because of the wireless
charging technology it claims to have in its labs.
If you're going to
charge a price that's significantly
higher than the market standard, don't further insult your users
by tacking on lots of in - app purchases.
She notes, though, that many online agencies often
charge higher guest fees than those offered
by Airbnb, which could temper consumer enthusiasm.
Hoff said his fund discouraged those types of investors
by charging high back - end fees because «they hurt the returns.»
The improvement in the current fiscal results is entirely due to
higher revenues, dampened
by somewhat
higher expenses, especially public debt
charges.
We've compiled the fees
charged by 15 online brokerages for full or partial account transfers, ranked from lowest to
highest fee
charged for full account transfers.
If you plan on transferring a brokerage account from one online brokerage service to another, beware the account transfer fees
charged by some providers, which can be as
high as $ 125.
Trendon Shavers, 32, of McKinney, Texas, was
charged with misappropriating about 146,000 of the 764,000 bitcoin, then worth more than $ 4.5 million, that he raised from September 2011 to September 2012
by promising investors «absurdly
high» interest rates, U.S. Attorney Preet Bharara in Manhattan said.
But the
charge has echoes of comments made
by high - ranking Uber executive, Emil Michael, who stirred outrage in 2014 when he suggested Uber should investigate journalists who did not write favorably about the company.
The
higher - than - expected deficit forecast in 2014 - 15 and lower - than - forecast surpluses thereafter primarily result from lower personal income taxes and EI premium revenues and
higher public debt
charges, offset somewhat
by higher - than - forecast corporate income tax revenues and lower EI benefits.
While some of their loans have
high interest rates, the rates
charged are similar to those
charged by other lenders for non-cosigned loans.
As Buffett writes, «The bottom line: When trillions of dollars are managed
by Wall Streeters
charging high fees, it will usually be the managers who reap outsized profits, not the clients.
Similar to Fundrise, which Uncles» REITs give investors access to real estate deals without the
high dollar commitment typically needed, without being an accredited investor and without paying the
high front - end load fees typically
charged by REITs.
The deficit improves
by $ 0.4 billion in 2011 - 12, increasing slowly to $ 1.2 billion
by 2015 - 16, as somewhat
higher revenues and lower public debt
charges more the offset
higher program expenses.
On a related note,
higher guarantee fees
charges by Fannie Mae and Freddie Mac have increased the fixed cost of originating loans and this has also increased the spread between primary and secondary mortgage rates.
Merchant services accounts are offered
by specialized providers, independent sales organizations or financial institutions such as banks — although most banks
charge fairly
high fees for small, home - based or online businesses.
You'll begin
by learning why self - esteem is so important, and why you alone must take
charge of creating your own
high self - esteem.
Netflix offers a similar tiered approach to pricing today
by charging a
higher price for those seeking the ability to receive ultra
high definition content.
Load shifting — The battery can provide economic benefit to its owner and the grid
by charging during low rate periods when demand for electricity is lower and discharging during more expensive rate periods when electricity demand is
higher.
Long - short multi-factor portfolios generate attractive returns before fees Returns are much less attractive post fees
charged historically However, some fees in the long - short space are likely justified given
higher complexity INTRODUCTION Reality is the murder of a beautiful theory
by a gang of
Also known as a progressive tax, it's a principal embraced
by 33 states that
charge wealthier individuals a
higher income tax rate.
As the
highest executive body within the SFC, the ExCo is
charged with administrative, financial and management responsibilities delegated
by the Board.
Jeanson said some of the hedge funds
charge high fees - an average of 1.6 percent for management and 17.5 percent for performance for funds tracked
by Eurekahedge - even though they are using largely passive strategies.
Purchase fees are
charged generally
by funds that routinely face
higher transaction costs when buying securities for the portfolio.
In most instances the rate for a product is determined
by the relative wealth of the country, with countries placed into one of three groups: Most - Favoured - Nation (MFN), General Preferential Tariff (GPT) or Least Developed Country Tariff (LDCT), with
higher - income countries being
charged a
higher tariff.
It is also expected to account for an even greater share of the total industry revenue, this is because they require
higher fees than those
charged by hedge funds and declining popularity of other alternative asset vehicles in the aftermath of the subprime mortgage crisis.
2 Expenses for a contract with a bonus may be
higher than for a contract without a bonus, the amount of the credit may be more than offset
by additional fees and
charges associated with the bonus, and the surrender periods may be longer than those of a non-bonus annuity.