Sentences with phrase «by homeowners»

Key Consumer Tip: Understand what is and isn't covered by your homeowners insurance policy to ensure that you are able to rebuild your home and replace your personal belongings.
What is not covered by your homeowner insurance policy depends on the details of your specific policy.
Dog bite losses exceed $ 1 billion per year, with over $ 300 million paid by homeowners insurance.
They are used by homeowners in setting a perimeter within their yards.
It is very important that you are aware of what is and what is not covered by your homeowners policy.
But when used by homeowners who understand what they're signing up for, reverse mortgages can be a valuable retirement tool.
A quit claim normally is a one sided transfer made by an homeowner who wants out of a lien.
Taxes (based on the assessed value of the home) paid by the homeowner for community services such as schools, public works, and other costs of local government.
Many people think that the liability and personal property insurance coverage provided by homeowners insurance will provide adequate coverage for boats.
As members of your community, these local agents understand the risks faced by homeowners in your neighborhood and can therefore provide you with sound guidance and advice.
We provide descriptions of the main coverages offered by homeowners insurance for mobile homes below.
Fortunately, the break occurred on land maintained by the homeowners association.
What are the most common decorating mistakes made by homeowners?
These were not individual plans owned by the homeowner.
However, floods can happen anywhere and a large number of flood claims are filed by homeowners who live outside these high - risk zones.
This is the most common policy purchased by homeowners with endorsements or riders being added to include the otherwise excluded coverage that may be needed.
This is a history of claims by homeowners and at specific properties.
And to determine risk, home insurance companies give significant consideration to past home insurance claims submitted by the homeowner as well as claims related to that property and the homeowner's credit.
Usually any fire that is deemed intentionally set by the homeowner or someone in the household will be rejected.
The painting above the fireplace is an original done by the homeowner.
I'm paying a mortgage, so my home is already protected by homeowner's insurance, right?
A passenger in the vehicle driven by the homeowner was injured.
However, it does not provide the building coverage that is going to be offered by a homeowners plan, and your landlord will be responsible to get that protection.
I act as the liaison between homeowners and board members which includes handling the administration of review requests submitted by homeowners.
Property taxes must be paid and maintained by the homeowner.
Most of the early discussions around the smart home market has been for standalone products, designed to do a specific function and meant to be installed by the homeowner or tenant.
What I love about this series is that we are seeing real homes from real people, getting to know who lives in them and seeing pictures taken by the homeowners.
Designed and sold by the homeowner, these plush pumpkins are all handmade.
Mortgage insurance is commonly included in your regular mortgage payments, while homeowners insurance must be purchased by the homeowners.
The amount to be paid by each owner is assessed by the homeowners or condo owners corporation or association, this is known as the loss assessment.
But a policyholder who operates a daycare out of their home will likely be required by their homeowners insurance company to purchase an endorsement or a separate commercial policy.
A variable rate line of credit secured by a homeowner's equity.
This report looks at the reasons homeowners complete outdoor remodeling projects, the value of taking on such projects, and the increased happiness experienced by homeowners once a project is completed.
The claims against the clients were part of a group litigation filed by a homeowner against the real estate agents, their brokers and inspectors who were involved in the sale of the home.
A lot of gardens, yards and patio areas are neglected by homeowners.
In addition, the maximum benefit is determined by the homeowner at time of purchase.
A majority of their policies are for vehicle insurance, followed by homeowner policies, with the remainder being distributed between health, life, and other types of insurance.
The details of the new mortgage loan can be customized by the homeowner, include the new loan's mortgage rate, loan length in years, and amount borrowed.
And more often than not, problematic foundations are caused by homeowner neglect.
You will not necessarily get a discount for a safety measure that is put in place by the homeowner.
Unlike home repairs that are arranged on an ad hoc basis by the homeowner, you do not have to negotiate fees for a specific job.
Opportunity to refinance mortgage by homeowners is one of the advantages you can enjoy when you own your own house.
Your vehicle is not insured by your homeowners insurance policy, even if it's parked in your garage.
Finally, these same solar energy benefits are enjoyed by all homeowners connected to the grid, regardless of income level.
Due to the tremendous amount of equity lost by homeowners during the recent housing crisis, reverse mortgages may not be an attractive alternative at this time.
Yet the law does not count electricity generated by homeowners in rooftop solar panels towards meeting that ambitious energy goal.
It's written by a homeowner for other homeowners who wants a high performance green home.
In recent years it's become common for homeowners to be sued for injuries or damages to others, even when there is no evidence of negligence by the homeowner.
The drapes were left by the homeowner and the darker color added a bit of drama to the space.
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