Sentences with phrase «by household sector»

Credit expansion continues to be primarily driven by borrowing by the household sector, mainly for the purchase of housing.

A more important influence though is the continuing adjustment by the household sector to the structural decline in nominal lending rates since the 1980s.

As has been the case over the past five years, credit expansion in recent months has primarily been driven by household sector borrowing, especially for housing.

Not exact matches

The IIF said Argentina, Nigeria, Turkey and China recorded the largest buildup in debt ratios over the year, the latter fueled by ongoing growth in indebtedness of households and the nation's finance sector.

All sectors recorded an increase in debt loading from the end of 2016, lifting by $ 4.5 trillion, $ 6.5 trillion, $ 4.5 trillion and $ 5.5 trillion respectively for households, non-financial corporates, governments and the financial sector.

«While China's total debt growth slowed notably in 2017 with a drop in the non-financial corporate debt - to - GDP ratio largely offset by rising household and financial sector debt,» the group said.

One of my favorite statistics is pointed out by Jason Benderly, who suggests that households headed by a male adult with spouse present is a sector whose unemployment rate can be most consistently used to determine when wage pressure is beginning to rise.

We've already seen some easing off in credit growth to the household sector, and this is part of the mechanism by which tighter financial conditions can be expected to restrain demand over time.

If you multiply the sum of these two gaps by the total amount of household and farm deposits (very roughly around 80 - 100 % of GDP a few years ago, when I last checked), you get an estimate of the total transfer from the household sector to banks and borrowers.

It might be in principle possible to pull this off if Beijing is able to transfer 2 - 4 % of GDP from the state or elite sector to the household sector by reforming the hukou system, land reform, privatizations, and other transfers, but of course we shouldn't assume that this level of household income growth will be easy to maintain once investment growth, and with it GDP growth, drops sharply.

In other words, «The U.S. has prevented some household deleveraging through even more public - sector re-leveraging — that is, by stealing some growth from the future.»

These policies ultimately boost exports by indirectly transferring wealth from households to subsidize the tradable goods sector.

[177] The Fed also said that at the end of 2008, the debt owed by nonfinancial sectors was $ 33.5 trillion, including household debt valued at $ 13.8 trillion.

Looking at the sector - wide performance of Corporate America in the second quarter of this year, more than 80 percent of the companies in information technology, healthcare and the financial - services space reported higher than estimated EPS growth, closely followed by the consumer staples industry producing food, beverages, household articles, while about 60 - 70 percent of the companies listed under the energy, utilities and materials sectors reported better than expected EPS numbers.

In the past, China's household sector has been characterised by relatively low levels of debt.

Valuation effects, largely due to falls in the prices of bank shares, reduced the value of the household sector's directly owned share portfolio by 1.4 per cent in the March quarter, but these shares have since rebounded in value.

The household sector remains the key driver of growth, with retail sales having risen by 6.4 per cent over the year to March.

On the other side of the household balance sheet, the debt of the household sector has continued to grow rapidly, increasing by 14 1/2 per cent over the year to March.

We have government debt, corporate debt, and a much larger Fed balance sheet (which, some people argue, drove bond buying by the public), but those are offset by a significant deleveraging in household and financial sector debt.

Moreover, the improvements in household and business balance sheets have been accompanied by the increased safety of the financial sector associated with the macroprudential efforts I have outlined.

We can get a better sense of the forces driving the US business cycle by comparing the spending patterns in the household and business sectors.

In contrast to the improving conditions in the business sector, household spending has been flat over the past year, held back by a relatively subdued labour market.

Over the year to February, credit to the household sector grew by 11 per cent, compared with growth in households» nominal income which has been running at around 5 per cent; much of the growth in debt has occurred in home mortgages.

Over the past year, the value of the household sector's assets have increased by around 17 per cent, bringing the cumulative increase over the past three years to 43 per cent.

Despite the increasing exposure to financial markets, household sector balance sheets remain strong, with their aggregate net financial assets rising by around 14 per cent over the year to the March quarter 1998.

Growth has been fueled by the growth of household and foreign debt rather than by business investment, and we have become dangerously reliant on the resource sector.

Further, servicing costs of those households with debt are considerably higher than indicated by the average experience across the household sector, and have risen a good deal over the past ten years.

Some societies have deeply embedded cultural beliefs about the gendered division of family responsibilities, with men focusing on financial matters and women focusing on household matters, even when those women work in the formal sector or outside of the home, as documented by Nkwake [26] in Uganda.

If implemented, from 2013, 670,000 households in the social sector will have their housing benefit cut by an average of # 13 per week - # 670 penalty a year - if they are deemed to have a spare bedroom according to DWP's proposed size criteria.

«Additional sources of risk to the household sector include slower housing market growth than expected, brought about in part by strong home price growth, as well as a steeper slowdown in auto sales than anticipated.»

In households, for example, where both adults work in the public sector the Conservatives lag by 32 %.

In England, funding for the «flagship» Warm Front programme, which provides heating and insulation grants for vulnerable private sector households, has been cut by 70 % and will terminate completely in 2013.

The Tories are calling on the government to extend the «warning» time tenants are given from two weeks to seven; saying with over three million households living in the private rented sector, the government need to take action to protect those tenants who could be affected by repossession.

But by 2006, households had become the largest emitting sector.

The majority of pigs are kept by women in smallholder households, as part of the large informal sub sector, with limited access to technology information and services.

In economic terms, the broader conversation about financing early years education and care should acknowledge that the sector is financed not only by governments and parents, but also propped up financially by members of educators» households.

However, this expansion of the capital - goods sectors isn't counterbalanced by a shrinking of the consumption - goods sectors, the way it would be if households actually started saving more.

But corporate profit margins are 70 % above their historical norms, and the deviation is — painfully — well explained by its mirror image: the combined deficit in the government and household sectors (the deficit of one sector must, in equilibrium, emerge as the surplus of another).

(The study noted the $ 1.5 trillion in assets owned by government and employer pension funds are not allocated to the household sector, although they are ultimately held for the benefit of households.)

The expansion in the housing sector was accompanied by an expansion in home mortgage borrowing by US households.

It adds that job losses would be minimal; the new carbon market would create new jobs; that the manufacturing sector will lose a few jobs; that household consumption will fall by only one percent at worst; that increases in energy costs would be modest; and that overall costs would be small enough to permit expansion of programs to offset the burden for low - income households.

Last year, ILUMÉXICO and its partners across sectors made a CGI Commitment to Action to install 1,500 solar systems for households and communities, and 22 for schools, in five rural impoverished areas of Mexico by mid-2016.

Fraunhofer ISI estimates that cost - effective energy saving investments could reduce emissions in the EU's transport, industry, tertiary and household sectors by about 52 % by 2030.

The potential benefits of greater energy efficiency in the household sector are large; a 2009 study by Thomas Dietz and colleagues found that annual greenhouse gas emissions from the residential sector could be reduced by 20 % within 10 years by employing 17 types of behavioral interventions, such as weatherizing houses or properly maintaining vehicles and heating, ventilation, and air conditioning equipment.

The automobile had been invented and entered mass production in the early 1900s, but just as the internal combustion engine started to prevail over electric cars at that time and mass production took hold with Ford's Model T bringing some cars and trucks into upper middle class households and into use by businesses and farms, the Great Depression and World War II dramatically reduced private personal consumption, so for the two decades from about 1929 until the several years after World War II that it took to convert factories from war production to civilian peacetime production, the automobile industry's private sector sales were greatly suppressed, domestic civilian road and bridge construction came to a near halt during World War II as government funds were diverted to the war effort, and domestic oil consumption was likewise suppressed.

Retiree healthcare benefits are increasingly rare in the private sector, requiring households to fund their own healthcare costs in retirement beyond what is covered by Medicare.

Almost 60 % of 20 to 39 - year - olds will be privately renting by 2025, with a total of 7.2 million households in the private rented sector.

The measurements that will be discussed include the overall strength of the economy as measured by inflation - adjusted gross domestic product (GDP), the job market, the housing sector, consumer confidence, household net worth, the stock market, wage growth and inflation, Fed policy, and interest rates.

The major Australian banks» ability to withstand a severe downturn in the housing market and household sector, should it occur, has been strengthened by regulatory intervention to tighten underwriting standards and bolster capital buffers.