Sentences with phrase «by individual life insurance companies»

Collects height, weight, blood pressure, pulse, blood, urine and EKG samples as required by individual life insurance companies requirements for applicants.

The reason for this is that all pricing must be submitted to the state insurance department for approval by each individual life insurance company.

Not exact matches

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Individuals are encouraged to seek advice from their own tax or legal counsel Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual)(Springfield, MA 01111 0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082).

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

By hastily rubber - stamping this deeply problematic proposal, the Committee has taken a step toward a future in which the lives of terminally - ill persons are treated as expendable, and in which insurance companies will be at liberty to make cost - saving coverage decisions that steer vulnerable individuals toward physician - assisted death.

MarketProtector Individual Modified Single Premium Deferred Fixed Annuity With Index - Linked Interest Option and Market Value Adjustment (contract form numbers FIA250, ICC17 FIA250) is issued by Jackson National Life Insurance Company ® (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC.

MarketProtector Advisory Individual Modified Single Premium Deferred Fixed Annuity With Index - Linked Interest Option and Market Value Adjustment (contract form numbers FIA255, ICC17 FIA255) is issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and distributed by Jackson National Life Distributors LLC.

MCAP's Home Mortgage Protection & Disability Insurance products are underwritten by Sun Life Assurance Company of Canada which is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers.

Individual annuities are also offered by Minnesota Life Insurance Company.

Finally, I don't necessarily think this was intended by Gardner, but the book also showcases how an individual late in life can benefit from their life insurance policy without having to take the lower cash - out offers from the insurance companies.

An annuity, by definition, also refers to a contract, or more specifically a contractual life insurance asset that is created between an individual or business entity AND a life insurance company.

All life insurance companies are regulated by the individual states within which they are conducting business.

He acts as an advocate for insured persons whose claims are denied, and also helps individuals efficiently navigate disability, CPP, fire loss, and life insurance claims by dealing with insurance companies or the courts.

Mr. Klamann has also been retained by and successfully represented individuals who have lost multi-millions of dollars in investment programs following company buy - out transactions and Mr. Schermerhorn has successfully represented an individual sold an unsuitable universal life insurance policy.

Individuals between the ages of 50 and 85 can not be turned down for Guaranteed Issue Whole Life insurance, regardless of health status, lifestyle or medical history by AIG Life Insurer Companies.

As opposed to being an individual life insurance policy, paid up life insurance can actually be an additional rider to a whole life insurance policy that gets offered by numerous companies.

The Principal Life Insurance Company's assistant vice president and chief underwriter of individual life insurance states on their website that studies done by the company discovered that about fifty percent (50 %) of eligible life insurance clients have a high amount of beneficial health variables which rules out the need for an exam and blood wLife Insurance Company's assistant vice president and chief underwriter of individual life insurance states on their website that studies done by the company discovered that about fifty percent (50 %) of eligible life insurance clients have a high amount of beneficial health variables which rules out the need for an exam and blInsurance Company's assistant vice president and chief underwriter of individual life insurance states on their website that studies done by the company discovered that about fifty percent (50 %) of eligible life insurance clients have a high amount of beneficial health variables which rules out the need for an exam and blooCompany's assistant vice president and chief underwriter of individual life insurance states on their website that studies done by the company discovered that about fifty percent (50 %) of eligible life insurance clients have a high amount of beneficial health variables which rules out the need for an exam and blood wlife insurance states on their website that studies done by the company discovered that about fifty percent (50 %) of eligible life insurance clients have a high amount of beneficial health variables which rules out the need for an exam and blinsurance states on their website that studies done by the company discovered that about fifty percent (50 %) of eligible life insurance clients have a high amount of beneficial health variables which rules out the need for an exam and bloocompany discovered that about fifty percent (50 %) of eligible life insurance clients have a high amount of beneficial health variables which rules out the need for an exam and blood wlife insurance clients have a high amount of beneficial health variables which rules out the need for an exam and blinsurance clients have a high amount of beneficial health variables which rules out the need for an exam and blood work.

Typically, this type of coverage is purchased by individuals who are in the age range of between 50 and 80 years of age — although there are some life insurance companies that will offer policies to people who are older.

For example, if an individual owns a 10 - year return of premium term life insurance plan and the 10 - year term has expired, the premiums paid by the owner will be returned, less any fees and expenses which the life insurance company retains.

5Star Financial, LLC, a financial services holding company owned by the AFBA Investment Trust, offers AFBA members and the general marketplace financial services including individual life insurance.

Excessive use of alcohol or a history of alcoholism is viewed by life insurance companies as a lifestyle issue that is proven to negatively impact an individual's life expectancy.

According to a report by Kotak Institutional Equities, life insurance companies in the private sector delivered 13 % growth in individual APE during last month, leading to 18 % growth year to date (YTD) over the past four months.

a financial services holding company owned by the AFBA Investment Trust, offers AFBA members and the general marketplace financial services including individual life insurance.

For Example: A stunt pilot who knows they will receive a better individual life insurance rate by lying to the life insurance company about his occupation and omits this information from the application.

The rider will expire when a child reaches adulthood (age determined by the insurance company) and when it does, you'll need to purchase an individual life insurance policy if you want to continue coverage.

TD Guaranteed Acceptance Life Insurance is an individual life insurance product offered and underwritten by TD Life Insurance Company («TD Life&raquLife Insurance is an individual life insurance product offered and underwritten by TD Life Insurance Company («TD LifeInsurance is an individual life insurance product offered and underwritten by TD Life Insurance Company («TD Life&raqulife insurance product offered and underwritten by TD Life Insurance Company («TD Lifeinsurance product offered and underwritten by TD Life Insurance Company («TD Life&raquLife Insurance Company («TD LifeInsurance Company («TD Life&raquLife»).

By working with a qualified life insurance agent or company representative, you'll be able to select the policy that best meets your individual needs, budget, and financial goals.

The company's consumer complaint ratio score, calculated by the association, was 0.63 for individual life insurance in 2015.

The insured is the individual who goes through underwriting and shares their health records and fluids to be examined by the insurance company, and the insured is the person whose life is depended upon by their loved ones.

When you have a problem with an auto, home, health or life insurance company, both the National Association of Insurance Commissioners and individual state insurance commissions recommend that you first try to resolve the issue by following the company's grievanceinsurance company, both the National Association of Insurance Commissioners and individual state insurance commissions recommend that you first try to resolve the issue by following the company's grievanceInsurance Commissioners and individual state insurance commissions recommend that you first try to resolve the issue by following the company's grievanceinsurance commissions recommend that you first try to resolve the issue by following the company's grievance process.

Individuals are encouraged to seek advice from their own tax or legal counsel Insurance products issued by Massachusetts Mutual Life Insurance Company (MassMutual)(Springfield, MA 01111 0001) and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (Enfield, CT 06082).

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Companyinsurance plans are insured by Cigna Health and Life Insurance CompanyInsurance Company (CHLIC).

Like we mentioned previously, the top life insurance companies for you will be determined by your individual health, needs and factors.

Our goal is simple, to provide the best life insurance quotes and rates to our clients by aligning them with the company that best fits each client's individual needs, goals -LSB-...] Continue Reading

Life settlements are often pooled together and owned by institutional investors, like banks or insurance companies, although some are owned by individuals.

The taxable value (economic benefit) of the insurance received is determined by using the lower of the IRS Table 2001 cost or the life insurance company's cost for an individual, standard rated one - year term policy.

Guaranteed life insurance policies basically say that if you meet the age requirement, and you're a US citizen (and can meet the required payment methods outlined by the individual insurance company) you'll be approved!

The following list is organized by the Comdex ranking of the top rated life insurance companies that offer life insurance to individuals.

Death Claim settlement for Individual refers to the numbers of Life Insurance claims which were filed due to the death of any individual and are settled by the insurancIndividual refers to the numbers of Life Insurance claims which were filed due to the death of any individual and are settled by the insuranceInsurance claims which were filed due to the death of any individual and are settled by the insurancindividual and are settled by the insuranceinsurance company.

Many individuals who apply for a life insurance plan are initially puzzled by the fact that the insurance company asks them to provide their driver's license number.

Claim Settlement Ratio -LCB- Also Check Individual Death claim Settlement ratio for 2013 - 14 -RCB- is a ratio of claims settled by any Life Insurance Company out of the total claims submitted.

Being self - employed can be a wonderful way to earn a good living, but details like life and health insurance must be handled by the individual rather than the company.

A growth of 11 % depicted by private life insurance companies whose individual 1st annual premium growth was recorded to Rs 12,571 crores was recorded.

Claim Settlement Ratio -LCB- Also Check Individual Death claim Settlement ratio for 2013 - 14 -RCB- is a ratio of claims settled by any Life Insurance Company out...

The insurance industry safeguards the assets of its policyholders by transferring what is know as «Risk» (exposure to the hazard or chance of loss), from an individual or business to an insurance company for homeowners insurance, renter's insurance, auto insurance, boat insurance, motorcycle insurance, life insurance, health insurance and business insurance for the most part.

Graded death benefit clauses are clauses written by the insurance companies to protect them from insuring individuals who are very ill and might die from natural causes shortly after purchasing their guaranteed issue life insurance policy.

The universal life premiums (which are variable), are broken down by the life insurance company into insurance and savings, allowing the policy owner to make adjustments based on his / her own individual circumstances.

Every person's experience is unique, and most life insurance companies appreciate that; by asking you these questions they can assess your individual situation and make a decision based on your specifics.

Recently, The Savings Bank Life Insurance Company (SBLI), which provides life insurance products to individuals and families throughout the U.S., was looking to satisfy the needs of today's life insurance applicants by providing faster turnaround times, while reducing underwriting coLife Insurance Company (SBLI), which provides life insurance products to individuals and families throughout the U.S., was looking to satisfy the needs of today's life insurance applicants by providing faster turnaround times, while reducing underwritiInsurance Company (SBLI), which provides life insurance products to individuals and families throughout the U.S., was looking to satisfy the needs of today's life insurance applicants by providing faster turnaround times, while reducing underwriting colife insurance products to individuals and families throughout the U.S., was looking to satisfy the needs of today's life insurance applicants by providing faster turnaround times, while reducing underwritiinsurance products to individuals and families throughout the U.S., was looking to satisfy the needs of today's life insurance applicants by providing faster turnaround times, while reducing underwriting colife insurance applicants by providing faster turnaround times, while reducing underwritiinsurance applicants by providing faster turnaround times, while reducing underwriting costs.