Sentences with phrase «by individual plan»

Since the claim can be easily met by your individual plan, make a claim on the plan and get it settled.

If the claim amount can be met by your individual plan, do not use your floater plan and leave the cover intact for your family members.

Many stable value funds impose a 12 - month waiting period on plans that wish to terminate participation in the fund; however, transactions by individual plan participants are not restricted.

Most Americans with health insurance get it from their employer and more than 26.5 million Americans are covered by individual plans that have been bought directly from an insurance company.

Not exact matches

By 2014, annual limits on new plans in the individual market and all employer plans will be banned.

You can take advantage of this by enrolling in a high - deductible healthcare plan where you're eligible to use a Health Savings Account — an investment vehicle where you can park thousands of pre-tax dollars every year ($ 3,350 for individuals and $ 6,750 for families).

Other proposals include a carbon tax on gasoline sales, limiting deductibility of state taxes for businesses by imposing the same caps that now apply to individuals, and taxing generous employer - provided health care plans.

The Trump Administration counters that critique by saying that these cuts will be deficit neutral, with individuals enjoying economic growth stemming from these cuts and reinvesting that windfall into the economy, an argument that Mnuchin delivered at a Wednesday press briefing announcing the plan.

Some families may benefit by sheltering after - tax dollars in retirement - savings vehicles, such as Roth individual retirement accounts and some types of annuities, said Will Alford, president of Education Planning Resources.

Your small business can stand out by not only helping employees set up a 401 (k) through a small business individual 401 (k) plan, but by also offering to match.

The plan, being floated by Ivanka Trump on Capitol Hill in recent weeks, would make child care expenses tax - deductible for individuals earning up to $ 250,000 and for couples earning up to $ 500,000.

A 2009 law requires companies that are covered by federal health privacy laws, like plans, providers, and their vendors, to report data breaches that affect more than 500 individuals.

U.S. Senate Republicans» version of a tax cut bill will delay corporate rate cuts by one year to take effect in 2019, and will not include a repeal of Obamacare's individual mandate, Republican Senate Finance Committee member Bill Cassidy said ahead of the plan's release later on Thursday.

Apps can help deliver benefits communications and information, but they can't answer individual questions or explain confusing plans step by step.

Close to 30 percent of Americans don't even have a retirement account — such as an employee - sponsored 401 (k) plan or an individual retirement account, according to a recent study by Personal Capital.

But as Congress moves toward repealing the mandate as part of tax reform, voters, legislators and industry experts have flocked to its defense, pointing out that doing away with it would cause already high premiums for individual health plans to rise by 10 percent.

It's not uncommon for individuals planning their finances to base their direction on myth, hearsay, what their parents did or advice provided by friends, neighbors, co-workers, internet forums or the media.

The White House has been finalizing an executive order that would expand health plans offered by associations to allow individuals to pool together and buy insurance outside their states.

Much of that decrease was due to enrollment by Georgians in private individual insurance plans sold either on new Obamacare government health exchanges or outside of those marketplaces.

Wells Fargo is under investigation by the Labor Department, which wants to see whether the bank has been pushing people with cheaper corporate 401 (k) plans to transfer their holdings to Wells's more expensive individual retirement plans.

California, for instance, plans to be fully renewable by 2045, and several countries are hitting 100 % renewable for individual days or weeks.

Under current law, the individual mandate and its associated penalties increase federal deficits by encouraging people to obtain subsidized coverage — through Medicaid, the health insurance marketplaces established under the ACA, or employment - based plans (which receive indirect subsidies to the extent that premiums for that coverage are excluded from taxable compensation).

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

In addition, as part of our governance review and succession planning, the Board (led by the Nominating and Corporate Governance Committee) evaluates our leadership structure to ensure that it remains the optimal structure for Tesla, reviews the composition, size and performance of the Board and its committees, evaluates individual Board members, and identifies and evaluates candidates for election or re-election to the Board.

The planned digital currency will be used among financial institutions, but not by individual consumers.

This Reinstatement Privilege does not apply to: (i) a purchase of Fund shares made through a regularly scheduled automatic investment plan such as a purchase by a regularly scheduled payroll deduction or transfer from a bank account, or (ii) a purchase of Fund shares with proceeds from the sale of Franklin Templeton fund shares that were held indirectly through a non-Franklin Templeton individual or employer sponsored IRA.

She plans to do so by investing 60 percent of her portfolio in stock funds and 40 percent in individual bonds at the start of retirement and moving to a 50 - 50 split in later years.

SINGAPORE (Reuters)- Financial technology firm Mesitis Pte Ltd plans to launch a robo - advisory business for high net worth individuals in the next two months, its CEO said, capitalizing on a growing trend by the rich to seek online investment advice at a lower cost.

There appears to have been an assumption that this disclosure is required, because these funds constitute «Designated Investment Alternatives,» a term defined by the applicable disclosure regulations as «an investment alternative designated by the plan into which participants and beneficiaries may direct the investment of assets held in, or contributed to, their individual accounts.»

After becoming a Certified Financial Planner ™ Practitioner and working in and studying the financial services industry for several years, Jim concluded that in order for individuals and families to be truly successful in their financial and investment planning they needed a highly trained, independent financial advisory team, loyal only to them and compensated only by them.

HSAs allow individuals who are covered by high - deductible health plans to receive tax - preferred treatment of money they have saved for medical expenses.

Individual tax rates: Similar to prior proposals by Trump, the new plan replaces the graduated seven - rate structure with a three - bracket system of 12 %, 25 % and 35 %.

All told, though, the plan is, like its House counterpart, a proposal to dramatically slash corporate tax rates, open up a big new loophole for wealthy individuals, and pay for the cuts by dramatically expanding the national debt and ending a number of tax deductions that could leave a substantial share of middle - and upper - middle - class people paying more.

Fidelity believes one of the best ways to do that over the long term is by considering an appropriate amount to invest in a diversified portfolio of stock mutual funds, exchange - traded funds (ETFs), or individual stocks as you plan and implement an investment strategy that fits your time horizon, risk preferences, and financial circumstances.

The plan, crafted by Senate Finance Committee Chair Orrin Hatch and Majority Leader Mitch McConnell, would slash corporate tax rates permanently, offer temporary cuts for individuals, and repeal the individual mandate in Obamacare, a $ 338 billion health care cut that leaves 13 million more people uninsured by 2027.

FULL SERVICE: We provide wealth planning and management services based on individual client needs, delivered by our team of experienced and credentialed professionals.

This is why many in the industry are saying that the concessions provided by the DOL that provide greater latitude to operate under the BICE exemption won't really matter in the long run if individual retirement plans move to fees.

Launched in December 2014 by executive order, the myRA program is a savings plan offered by the US Treasury that's intended to encourage retirement saving among low - income individuals lacking employer - sponsored accounts or other convenient saving options.

Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.

But as always, you'll have the power to customize your plan, and you can opt out of slower speeds by paying $ 10 / GB for your individual data usage above 15 GB.

IRA (Individual Retirement Account): Retirement accounts funded by individuals through their own contributions or by rolling over benefits earned under an employee - sponsored plan.

While a change on Monday restored a $ 3.2 billion middle - class provision allowing those enrolled in employer - sponsored dependent - care savings plans to deduct up to $ 5,000 from their taxes, a revision on Friday rolled back individual tax cuts by nearly $ 82 billion by indexing individual tax parameters to a different measure of inflation that tends to grow more slowly.

An Individual Retirement Account, or IRA, is a tax - advantaged retirement savings plan regulated by the IRS.

Predictable Regulatory Environment: Health plans serving consumers in the individual market are regulated by two, and in some cases three or four, separate governmental entities with varying requirements, mandates and timelines to follow.

It's a perfect response to the nastiness of the tax plan being pushed by the GOP - controlled Congress and a way for the state to help middle - and low - income families by making wealthier individuals pay more.

Most IRAs are opened by individuals as retirement saving vehicles separate from their employer - sponsored savings plan.

CPALL Stock Exchange of Thailand — April 21, 2016 In December, 2015, Thailand's Securities and Exchange Commission («SEC») issued fines totalling THB 34 million against six individuals for insider trading by unfairly using inside information to purchase shares of Siam Makro Public Company Limited (SET: MAKRO)(«Makro») just before CP ALL announced its acquisition plan of Makro in April 2013.

The tax plan approved by Congress nearly doubles the standard deduction for individuals and families.

Within budgetary revenues, personal income tax revenues declined by $ 1.2 billion (0.8 %), largely reflecting the impact of tax planning by high - income individuals, which recognized tax liabilities in the 2015 taxation year before the new 33 per cent tax rate came into effect in 2016.

The Internal Revenue Service allows individuals who are age 50 or older by the end of the calendar year to make extra pre-tax contributions to their work - sponsored retirement plan account (s), including their 401 (k), 403 (b), Salary Reduction Simplified Employee Pension Plan, or governmental 457 plan account (s), including their 401 (k), 403 (b), Salary Reduction Simplified Employee Pension Plan, or governmental 457 Plan, or governmental 457 (b).