Sentences with phrase «by keeping their balances low»

Two primary ways to handle your credit credit accounts responsibly is to make sure your payments are always processed on - time by the card issuer and by keeping your balances low in relation to your credit limits.

By keeping your balances low, gives you more available credit and lowers your credit utilization ratio.

I got to the point where I had a savings... it went to a down, an appraiser, and an inspector, etc... I don't have a large income, but by keeping my balances low (not zero) and paying on time, I got a decent rate on a home.

Not exact matches

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

If our friends at Deutsche Bank are right in forecasting the US unemployment rate to decline from the current 17 year low of 4.1 per cent to 3.2 per cent by - late 2019, the US Federal Reserve are going to have a delicate balancing act as they lift the cash rate in trying to keep inflationary expectations under control.

Keep them as simple, low sugar, and high quality as possible, and make sure to give your body extra nutrient support by eating a nice, colorful and blood sugar balancing meal beforehand.

This way, you can keep your body's stress signals low, resulting in a more balanced system.With our hormones naturally fluctuating week by week, why work against your cyclical nature?

By getting rid of the microbes in the organs, plus doing the normal cancer treatments, the balance (i.e. a strong immune system and a low number of cancer cells) is restored enough to keep cancer from coming back.

Maintain your balance, and keep your torso upright, lower your body by bending your back knee until your front thigh is parallel to the floor.

This provided a balanced length with these boots for my frame, yet continued the relaxed vibe by keeping the belt low and loose.

keeps her look low - key in a leather jacket, a tee and cropped pants, getting a pop of color from her suede flats and clutch at a New Balance and James Jeans - hosted dance party powered by ISKO in Bel Air, Calif..

You may rebuild your credit by making payments to all your creditors on time and keeping account balances low relative to the credit limit.

You can also help your score by keeping the balance to utilization ratio low on your revolving accounts.

Aim to keep the percentage below 30 % by lowering balances, requesting a limit increase on an existing card, or replacing the closed account with a new one with better terms.

By keeping a low balance, you minimize the chance that you'll spend more than you can pay off at the end of the month.

Make it permanent by keeping credit card balance low for the remainder of your lifetime.

Use your card responsibly, for example by making your payments on - time and if you carry balances on your cards, try to keep them low (generally 30 % or less) relative to your overall credit limit.

Second, there is such a thing as loan utilization (remaining balance divided by initial loan amount), and keeping it low is as beneficial as it is for your credit card utilization.

And keep in mind that lower EPS growth could be balanced / buttressed by the cash.

By opening a new savings account, applying for a credit card and keeping the balance low, and asking a relative to co-sign on a credit card, you'll re-establish your credit.

By buying out the existing balance, and repaying it over a longer term, the monthly repayments are kept quite low.

Meanwhile, you can slowly improve your credit score by paying your bills on time and keeping your balances and inquiries low, says Murray.

Bottom line; keep your credit cards in good shape by maintaining a consistent history of timely credit card payments and a low balance.

These actions can hurt your score if they result in higher credit utilization (percentage of balance to credit limit); therefore, you're going to want to preserve your credit lines by keeping your credit card accounts open and using them frequently — while, at the same time, maintaining low balances.

As a bonus, you could have extended the balance transfer card by going into another promotional after 36 months, keeping lower monthly payments, assuming you need more cash flow.

Improve your credit by keeping the account open and lowering your credit card utilization rate, which is how much you charge / owe (outstanding balances) vs. your total available credit limit.

Begin by keeping low balances.

If you use the balance transfer card correctly, you can continue to increase your credit score by keeping the utilization rate low on it as well.

You simply divide your card balances by your total credits Continue ReadingCredit Utilization Ratio and How to Keep it Low →

Now I can see exactly how much money each property is making, just by looking at my bank balances, and I'm very aware of the maintenance expenses and much more diligent about keeping them low.

Keep in mind, there is a 3 % balance transfer fee, but it's usually much lower than the cost of letting month after month of interest build by leaving the balance on another credit card.

In summary, spend most of your effort around the biggest two credit score factors: Payment History and Amounts Owed, by paying on time and keeping your balances low.

«A high FICO score can best be achieved by regularly and responsibly utilizing a few accounts of different types, while always paying on time, keeping balances low and applying for new credit only when needed.»

1) Start saving early by setting realistic goals 2) Ensure the asset allocation in your portfolio remains in sync with your level of risk aversion and overall investment objectives 3) Keep costs and taxes to a minimum by avoiding most high turnover actively managed mutual funds and opting for tax - deferred savings whenever possible (not only do their investments grow tax - sheltered but for most people their MTR at retirement would be lower than it is during their working years) 4) Balance your portfolio at least annually (some individuals may choose to do so semi-annually) 5) Hammer away at your debt first — for example, when it comes to contributing to an RRSP or TFSA vs. paying down your mortgage, ideally you should do both.

By keeping your statement balances lower, you lower your credit utilization without much effort.

You can lessen the impact on your credit score by only opening new accounts when you need them, keeping balances low and making on - time payments.

Yes, taking on debt can be effective if you want to build good credit quick, but you can also build good credit by keeping a low credit utilization and paying off your balances in full each month.

You can then begin to build a good credit history with responsible use by you by making regular on - time payments and keeping your balances low in relation to your credit limit, working your way towards an unsecured line of credit.

And to build a positive credit score requires responsible credit management by you such as making consistent on - time payments, and keeping your balance low in relation to your credit limit.

You can use the «Debt Snowball» method to pay down your credit card debt: List your credit card balances from highest to lowest and begin by aggressively paying down the card with the lowest balance first, while making the minimum payment on your other accounts to keep them current.

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

You can do well here by only taking on necessary debt and keeping your card balances low.

- the 18 returning classes were chosen by seeing which popular classes would fit with the game - they also wanted to include classes to cover roles that the roster was lacked - the Pugilist class was added because the first group of classes selected did not include any with bashing and binding attacks - War Magus was added because the Medic was the only healer class in the roster at that point - they couldn't simply include all popular classes as that would have skewed the balance of the game - as for the Hero class, they with balanced offensive and defensive capabilities, but this made things to similar to other classes - this was rectified by adding after - images and other skills with good synergy - when an after - image appears, it does the same skills as the Hero, except on the following turn - it becomes possible for skills that usually can not be used multiple times in a row to be activated multiple turns in a row - it also means skills that only have an effect for one turn can be extended to two - after - images use not only the Hero's own class skills, but also their subclass skills - if the subclass is an Imperial, the Drive skill can be used multiple times in a row - when using Hero as a subclass to Nightseeker, the character can cover the Nightseeker's weaknesses of having low defense - after - images can also help increase the chances of inflicting status ailments - subclasses can be used to make up for weakness - Swordsman, a class that can learn speed and accuracy boosting skills, would be a good subclass for the Gunner - Reaper as a subclass for War Magus would allow that character to use the scythe's skills to inflict status ailments - the skill tree is slowly unlocked as a character grows - there are more skills that make jobs» individual styles stand out more, or expand the player's choices - the skill tree is also made so that there are less requirements to learn specific skills as compared to 5 - this makes it easier for players to get the skill they want without spending large numbers of skill points on lower skills - it's now easier to put points into skills, which makes re-specing easier - the team faced difficulty in balancing classes that were never meant to be alongside each other - they are doing their best to ensure that they keep the individual classes» identities intact

Humans can overheat if core body temperatures much above 98.6 ° F (37 ° C) are sustained.16 Normally, when skin temperatures is somewhat cooler than 98.6 ° F (37 ° C), the body loses its metabolically generated heat by conducting that heat outward from the core.7 Extremely hot and humid conditions, however, can make it difficult to keep this heat balance maintained.16 Extreme heat can be particularly dangerous to old, young, or frail people; to those suffering from cardiovascular, respiratory, or diabetic disease; and to lower - income people who do not have well - insulated homes or air - conditioning.17, 18

Keep your spending low and pay off your balance by the due date, and your credit score will reflect it, qualifying you for better credit cards and loans.

That makes it doubly important for you to protect the accounts you do have by making your payments on time, keeping your credit card balances low (or paying them off each month if at all possible) and not taking on too much debt too soon.

MRP systems help logistic managers to balance the availability of supplies materials for products and production with controlling costs by keeping the lowest possible levels.

Meanwhile, you can slowly improve your credit score by paying your bills on time and keeping your balances and inquiries low, says Murray.