Sentences with phrase «by lending more»

According to at least one reliable source, issuers responded to this by lending more freely, assuming they would always be able to collect, even in bankruptcy.

If the Reserve Bank supplies more exchange settlement funds than the commercial banks wish to hold, the banks will try to shed funds by lending more in the cash market, resulting in a tendency for the cash rate to fall.

So they take risks to obtain earnings by lending more and betting more.

They stand to make gobs of money by lending more to Chinese businesses and people and providing investment banking expertise to an underserved market.

Not exact matches

Prime Minister Stephen Harper lent support to the 1,200 - kilometre, $ 6 - billion pipeline that would carry more than 500,000 barrels a day of crude oil from Edmonton through the Rockies to Kitimat, B.C., where it could be transported by tanker to markets in the U.S. and Asia, including China.

Helped also by higher interest rate levels after three rate hikes by the Federal Reserve, the core lending business more than offset a weaker quarter for its market division.

If it has more at the Fed than is required by regulation, it lends the extra to other banks, which might not have enough in reserve.

As accessing capital becomes increasing difficult for Canadian entrepreneurs — especially those who are considered particularly risky by Canada's big banks — other approaches, such as developmental lending, ought to be taken more seriously.

More than three - quarters (78 percent) of independent workers say their nontraditional employment status lends itself to improved money management, according to a recent survey by T. Rowe Price.

In all, a surprisingly good outcome: as you may recall, the Entrepreneurial Agenda thought that while small firms were better served by the Senate's tax proposals, the House was more thoughtful when it came to SBA lending.

The Federal Reserve could push banks to lend more by paying Wall Street smaller returns on money stashed at the U.S. central bank when inflation is low, according to an academic paper presented on Saturday.

Lost in that noise is a potentially more significant development that surfaced in March: Canada's largest bank has been named as a defendant by U.S. mortgage giant Freddie Mac for alleged manipulation of LIBOR, the London Interbank Offered Rate, an interest rate benchmark off which international banks lend among themselves.

February 10: The U.S. Fed expands the Term Asset - Backed Securities Loan Facility (TALF), which lends money to investors to buy securities backed by loans, thereby allowing banks to provide more loans.

«Peer - to - peer lending platforms play an important role because they increase the amount of capital for small businesses by creating new sources of loan capital, more sophisticated credit models, and efficient access,» said a spokesperson for Mr. Leal's office.

Banks can expand their lending by about eight dollars for every dollar of their reserve, so they make a lot more money out of doing this than they do out of renting you vault space.

The operative notion of easy money is that you create $ 32 billion in bank reserves, the banks lend out the money, the money gets spent, more loans happen, and through the magic of the «money multiplier», the amount of loans in the economy goes up by many times that $ 32 billion.

If the lenders adhere to specific lending terms, interest rate caps, and other criteria set out by the SBA, the agency will share the risk with the bank, making small business lending more attractive to the bank.

Sequence is used as a system of record by a diverse set of companies including mobile wallets, crypto asset exchanges, lending platforms, sharing economy apps, payment services, funding sites, asset managers, and many more.

Truth - in - lending, for example, will increase the «cost of production» by «making» banks charge consumers even more for creating credit on their computer keyboards.

Less appreciated, associates say, is how he would encourage banks and other financial companies to serve lower - and middle - income workers by more tightly regulating fees and by ensuring that banks are lending to needy communities and deserving borrowers.

According to a 10 - Q filed by Bank of America earlier this year, a 100 - basis - point increase in both long - term and short - term lending rates would boost its interest income by $ 6 billion, which is essentially double (if not more) what its closest peers, Wells Fargo and JPMorgan Chase, would see in interest income increases.

And that's not all: He gives you sound advice about being tempted to earn more money by loaning money to family members, lending funds to friends and neighbors and buying tax liens.

Commercial financing programs such as mezzanine financing, asset - based lending, equipment financing, and much more can help make buying and furnishing a franchise much easier than paying out of pocket or going into debt by taking out bank loans.

Venture capitalists have deep pockets and as such they can provide more money to grow a business, even more than can be provided by other lending companies.

Mr Conti says it is also worth noting that if a mortgage is required as part of a larger private banking transaction — of more than # 1million — then the lending criteria mentioned above may be less applicable and the eventual loan is underwritten and assessed on a case - by - case basis.

There are at least four factors that can be identified: reset shock, poor assessment of the risks by the lending institution, a decline in underwriting standards and, more recently, the decline in house prices (although this is somewhat endogenous).

Following a Superfunds Round Table last November hosted by Visy and The Australian Financial Review at which business leaders and financiers backed a push for super funds to increase their lending to companies, a leading fund manager said that more discussions were taking place between lenders, borrowers and intermediaries.

We are looking into formalizing the lending program we mentioned in the Q4 report, building out our OTC markets by bolstering our broker / dealer networks, and finding more ways to provide greater transparency to markets.

In the 1980s, 1990s, and 2000s, banks started lending more to African American buyers, but these buyers were frequently targeted by subprime loans with high interest payments and terms that were difficult to fulfill.

A more important influence though is the continuing adjustment by the household sector to the structural decline in nominal lending rates since the 1980s.

These mortgages are insured by the government and offer more flexible lending guidelines than conventional loans.

Because credit unions don't lend to make a profit, the interest rates tend to be lower, the fees are usually fewer, there are no origination fees, and the repayment terms tend to be more flexible than the terms offered by traditional lenders.

BFS Capital, a leading small business financing platform, today announced it is has received a new $ 175 million revolving credit line provided by funds managed by Ares Management, L.P. BFS Capital will use the new facility to accelerate the growth of its lending business, following a record year where the company generated more than $ 300 million in originations, a new annual high.

Even more disturbing, an updated report by the Center for Responsible Lending on payday lending in Colorado found that even in affluent communities of color, the likelihood of a nearby payday store is greater than in low - income, predominantly White areas.

Economists say today's upswing is more sustainable, driven not by risky lending but by an improving economy, low mortgage rates and a shortage of homes for sale.

As I've explained more than once in this forum, this expression is merely economists» shorthand, serving to describe the process that begins with banks crediting borrowers» accounts with lent sums, is followed by the borrowers» drawing on their borrowed deposit credits by writing checks or otherwise transferring funds to various payees, and finally, other things equal, by a transfer of reserves from the lending bank to the payees» banks, for the sake of settling inter-bank dues.

Many, if not most, providers have become more cost - efficient over the past couple of years in response to margin pressures, by incorporating new technologies into their trading and lending platforms.

Asset - backed securities can also help improve the provision of credit by taking loans off of banks» balance sheets, freeing them up to lend more.

Now, if the Fed decides to gobble - up still more Treasury or government - agency securities, putting a like sum of fresh reserves at banks» disposal, it can still keep inflation at bay by hiking the IOER enough to bribe banks to hoard the reserves instead of lending them out.

By dint of their specialization, they may have relationships in place with mortgage insurers that allow them to be more flexible in their lending practices.

dv01, the data management, reporting, and analytics platform that offers institutional investors transparency and insight into lending markets, announced on Friday it participated in its first mortgage securitization and acted as loan data agent for CSMC 2018 - RPL2, a securitization of $ 275 million re-performing loans serviced by... Read More

With songs built on ethereal string and piano arrangements complimented by Brian Wilson-esque vocal stylings, this Brooklyn - based band lends more than apt musical credibility to their buzz.

Unfortunately, her reply is little more than a show of concern for herself and her friends, and the fact that we are once again faced with an accused person in a ministry position who spews indigation without the slightest attempt to engage by offering counterpoints or supported statements lends still more credibility to Julie's account.

He lent Tyranowski a manual of prayer commonly used in seminaries at that time, Ascetical and Mystical Theology by Adolphe Tanqueray, which Tyranowski devoured, coming back for more.

That is, while institutions are more powerful than individuals, exerting greater social force, their looser and intersubjective structures lend themselves to manipulation of that social force by individuals.

More likely, it was a fictional collection put together by gnostics, falsely attributed to the Apostle Thomas to try to lend it credibility.

Equally dangerous to science, however, if not more so, are those naturalistic scientists who play essentially the same game as the creationists, i.e., seek to lend credibility to their particular worldview by attempting to clothe it in scientific garb.

If explaining a state of affairs consists in substituting for a lesser known object ones which are more accessible and familiar, and in then explaining them, the objects of knowledge can be discriminated by the extent to which they lend themselves to this rule of explanation.7 That is, they can be discriminated by the extent to which explaining them can be meaningfully replaced by explaining something else without thereby explaining away just what was to be explained.

Banks may have to impose more thorough checks on borrowers and tighten their lending criteria under new proposals tabled by a Senate inquiry into credit cards.

I love this beet juice - spiked fettuccine, the beets lend a beautiful pink color, and you can play around with how pale or saturated your noodles are by adding more or less beet juice.