Sentences with phrase «by lending to»

The bubble in America was caused by lending to people with no income and no job or NINJA loans.

London and Hastings About Blog We are a peer - to - peer marketplace helping individuals, high net worth lenders, private banks, family offices and institutions achieve attractive risk - adjusted returns by lending to fund carefully chosen residential development projects.

The reason DIP lenders get a super priority is because they take on an enormous risk by lending to an insolvent company that has already given a security interest in all its present and after acquired assets.

GCP called out banks as laggards on zero deforestation, echoing campaigns that targeted financial institutions like HSBC and pension funds, which underwrite deforestation by lending to, and investing in, plantation and logging companies.

By lending to risky borrowers, the companies are assuming larger amounts of risk that can lead to financial problems if the borrowers default on their loans.

Some lenders have become increasingly reticent to take on more risk by lending to people of dubious credit worthiness.

That way, as a lender, you can hedge your risk of borrower default by lending to various different parties.

Peer to peer lending is a way for those who might be turned down by a bank to get the loans that they want / need, while providing an opportunity for investors to make some money by lending to others.

Bank executives realized they could drop the 20 % requirement, boost business by lending to more people and making bigger loans, and charge a hefty fee camouflaged as insurance for their generosity.

For instance, if people were earning 15 % on their money by lending it to others, maybe I would want to get in on the action with part of my portfolio.

However, they are always wary of significant financial risk by lending to individuals with a history of bad decision making.

A better credit score also means a better interest rate since the bank is taking on less risk by lending to you.

Self Lender: Self Lender is an interesting company that allows you to build your credit by lending to yourself.

Another reason the interest rates are inflated is because the creditors are taking a risk by lending to someone with a poor credit history.

Most lenders do not want to lend the money without a security pledge because they are taking a risk by lending to someone with bad credit, and they want to make sure they get repaid.

Therefore, most lenders will not take a higher risk by lending to someone with stains on the credit report such as defaults or bankruptcies.

Remember that banks make money by lending to borrowers likely to generate income, without defaulting on their debts.

Its either that or he pulls the old «its just a marketing thing where Im endangering children and setting public neuroscience awareness back decades in order to make a couple million extra dollars out of the pockets of suckers» defense, and I just do nt see how a humble classy guy like Wilson would ever cheapen his name by lending it to a bottle of snake oil that could wind up giving its purchasers real - world neurological damage if they were to use it in a manner consistent with what Wilson tells them.

As you can see, taking additional credit risk by lending to lower quality companies produces higher returns and higher volatility.

Peer - to - peer lending is a way to invest by lending to those trying to pay off debt.

On the other hand, banks had all sorts of ways in which to employ funds profitably, especially by lending to businesses both big and small.

Banks «earned their way out of debt» by lending to global speculators who used the yen loans to convert into foreign currency and buy higher - yielding assets abroad — capped by Icelandic government bonds paying 15 %, and pocketing the arbitrage difference.

So we inject money into the system by lending to a bank and, in return, they provide us with a security.

One way of controlling some risks is by lending to companies who are heavily restricted in their decision making, either by regulation or by industry dynamics.

Big Wall Street banks have found a way to continue funneling money to high - risk borrowers — by lending to other institutions who make the so - called subprime loans.

Not exact matches

Prime Minister Stephen Harper lent support to the 1,200 - kilometre, $ 6 - billion pipeline that would carry more than 500,000 barrels a day of crude oil from Edmonton through the Rockies to Kitimat, B.C., where it could be transported by tanker to markets in the U.S. and Asia, including China.

It confounds me that in a year of record lending by the Small Business Administration, entrepreneurs still struggle to get the financing they need even when all indicators point to the opportunity for growth.

Fuel prices remain relatively low, the jobs report continues to show that we are near full employment, and small business lending has rebounded from the depths of the credit crunch to record levels by some measures.

Morneau's regulations, as well as earlier lending restrictions, are aimed at homes that sell for under $ 1 million, which tend to be acquired by the sort of middle - income buyers most likely to become dangerously over-leveraged.

Now, thanks to tough new mortgage lending and insurance rules announced by federal Finance Minister Bill Morneau in October, some analysts predict that so - called «shadow banking» firms, which operate largely outside the purview of regulators, will see a surge of fresh business from frustrated homebuyers who can't get conventional loans.

Goldman Sachs is looking for talent in unusual places because it is trying to pull off a radical makeover, offsetting persistent weakness in its core business of trading by pushing into lending, the Financial Times reports.

If it has more at the Fed than is required by regulation, it lends the extra to other banks, which might not have enough in reserve.

By making lending cheaper, consumers, corporations and governments would be able to borrow money inexpensively and put those dollars back into the economy, whether by buying goods or investing in businesseBy making lending cheaper, consumers, corporations and governments would be able to borrow money inexpensively and put those dollars back into the economy, whether by buying goods or investing in businesseby buying goods or investing in businesses.

Usually by the time you get to that point, say, in»06 or» 07, the Fed hikes rates aggressively, the curve is inverted, there had been excessive lending against inflated real - estate values.

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seTo tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are seto set the prime rate, or the base rate upon which other interest rates are set.

«Such interest bearing accounts would be subject to a 10 percent reserve requirement by all institutions, freezing important capital that might otherwise be available for lending,» he told the Business Journal.

As accessing capital becomes increasing difficult for Canadian entrepreneurs — especially those who are considered particularly risky by Canada's big banks — other approaches, such as developmental lending, ought to be taken more seriously.

Since the Italian public opinion does not want a euro exit, the political class will probably decide that the former is better, and that it is less humiliating to be in a conditional lending program run by one of their own - the ECB President Mario Draghi.

The United States pushed its currency to recession - range lows through its quantitative easing programs, which stimulate the economy by printing new money to be lent out.

Zhou responded by cutting interest rates and easing restrictions on bank lending, his latest attempt to restore confidence in the world's second - largest economy.

While Square started out by offering merchants cash advances through its Square Capital subsidiary starting in 2014, the company announced in March it planned to discontinue those, and was entering the online lending world, offering its customers loans which they pay back as a percentage of sales.

Social Finance: Unlocking the Potential for Developmental Lending, a new research report conducted my firm Impakt, reveals that the Indian Business Corporation, a company owned by the three treaty areas of Alberta, has pioneered an approach called «developmental lending» that is providing aboriginal entrepreneurs such as Ms. Saliwonczyk with capital to create new businesses, or maintain or expand existing ones.

Most of the money created by quantitative easing in the United States is still sitting in the reserves of banks reluctant to lend to consumers, who are themselves reluctant to borrow.

In addition to that, the euro area has (a) worsening problems of political instability (Italy without government, unfolding corruption scandals in recession - hit Spain and France), (b) dysfunctional banking systems (weak banks and their impaired lending activities despite ample liquidity supplied by the ECB) and (c) lingering uncertainties about the financial system's credibility (problems with depositor and investor protection).

Developmental lending as practiced by IBC involves providing financial services (primarily loans) to aboriginal people who, for a variety of cultural and / or financial reasons, are alienated by mainstream lending institutions; approving loan applications on the basis of typical financial considerations while taking into account the potential for positive social or community outcomes; and evaluating social outcomes resulting from the loan portfolio over the long term.

He became an autodidact, learning from books lent to him by family members.

And a new infographic compiled by the Federal Reserve, Pepperdine University and online lending company FundWell aims to shed light on what small businesses can do to optimize their financial health.

By guaranteeing such a high level of anonymity, Tor lends itself well to information freedom activists, libertarians, and those who simply want to take their Internet safety to the extreme.

The 7 - 2 vote for the rate move, the Fed's third this year, raises the benchmark lending rate by a quarter percentage point to a target range of 1.25 percent to 1.5 percent.

For instance, Olympic Village — perhaps the centrepiece of their east London regeneration plan — was initially going to be financed by Australian developer Lend Lease.