Sentences with phrase «by life insurance»

Thus, individuals can instead avail of health insurance policies provided by life insurance companies, if they choose.

Among the many features of child plans provided by life insurance companies, the premium waiver feature is a stand out feature.

It provides a source of income: Funds provided by a life insurance policy can be used to supplement the otherwise lost income provided by the deceased.

Pension plans offered by life insurance companies provide a regular stream of income and come in many variants.

This means you must pass away as a result of an accident covered by the life insurance policy in order for your family (beneficiary) to receive the death benefit.

A life insurance policy is a contract issued by a life insurance company providing protection against the death of an individual in the form of a payment to a beneficiary.

Primary beneficiary — The person you've designated to receive the death benefit paid by the life insurance company when you die.

A special needs trust is usually funded by a life insurance policy purchased by the parent or guardian of the child with special needs.

Whole life insurance is generally sold by life insurance agents that believe that whole life is not just the best way to buy life insurance, but the only way to buy life insurance.

This is paid for by the life insurance company.

Often times the service that is provided by a life insurance agent is underestimated.

These samples will be reviewed by the life insurance underwriters in order to determine whether your health may pose an additional risk to the life insurance company.

The process of review used by life insurance companies for each new policy application.

We believe that the African American community has been under served by the life insurance industry for two main reasons, money and efficiency.

The cash value builds from a combination of each premium payment you make and the interest earned from the investments made by the life insurance company.

The premium you pay will be determined by the life insurance carrier.

A unique add - on benefit is provided by the life insurance providers through the accident benefit rider.

This critical dilemma has led to the creation of hybrid long - term care policies that are offered by life insurance carriers.

When a person insured by a life insurance policy dies during the term of the policy the proceeds are paid to the beneficiary or beneficiaries.

Your cash value growth is guaranteed by the life insurance company.

The amount you can convert over into a permanent * life insurance policy can be limited - depending on the amount set by the life insurance company.

Their chances of being declined by life insurance providers will increase, but if you were denied coverage do not get discouraged there are still ways to insure your life and protect your family.

There are many factors considered by the life insurance company when evaluating a request for accelerated death benefits.

These samples are then analyzed by the life insurance company so that if certain health issues are apparent, the applicant may nor may not qualify for the coverage.

Claim Settlement Ratio is the number of insurance claims settled by a life insurance company as a percentage of numbers of claims received over a particular period of time.

It is difficult to go into specifics about each rate class because the classes as I mentioned before are interpreted differently by the life insurance companies in question.

Of course, all quotes are subject to underwriting by the life insurance company, and final prices may vary based on your medical history, driving record, lifestyle and many other factors.

Now you would have got doubt about the premiums charged by life insurance companies to take such insurance.

A certain amount is kept for life cover — insurance, while the rest is invested by the life insurance company.

At the same time, an immediate death benefit is created by the life insurance contract.

In fact, certain types of cancer, such as low grade skin cancer, are considered very low risk by some life insurance companies.

Life insurance tax can refer to tax that is deducted from the interest that is earned by your life insurance dividends.

The rates that you see on our quote engine or as well on television, are published by the life insurance companies.

Some health conditions will be looked at more favorably by some life insurance carriers than others.

Your family or business will remain protected by your life insurance policy.

The only downside is you won't always find a buyer and the process of being evaluated by a life insurance settlement company can take several weeks.

Whether you are considered preferred plus or standard by the life insurance company, chances are you are paying much less for a term life insurance policy than your cable bill.

For a very long time it has been the norm to have a limited amount of life insurance approved by life insurance companies on younger people with no medical exam necessary.

This should be done by any life insurance agent or broker automatically.

Keep in mind that obtaining temporary life insurance coverage is not a requirement by life insurance companies, but is highly recommended.

If you've previously been denied by a life insurance provider, then you may find it harder to get approved.

The only downside is you won't always find a buyer and the process of being evaluated by a life insurance settlement company can take several weeks.

Every year, a certain percentage of your premiums goes into a savings account held by the life insurance company.

You could have the policy owned by a life insurance trust, therefore separating the $ 1 million death benefit proceeds from your estate.

Claim settlement ratio is calculated on calculating the percentage of total number of claims settled from the total number of claims received by a life insurance company in a particular financial year.

This is a summary of your medical history that is requested by life insurance underwriters as part of the underwriting process.

Most of the work is always performed by the life insurance company you have chosen.

A loan given by a life insurance company from its general funds to a policyholder on the security of the cash value of a policy.

Your driving record: Make sure that you have a good driving record before applying — a bad driving record can be punished by some life insurance providers.