If you qualify through HARP, you will be rewarded with significant
savings by a lower monthly payment, a reduced interest rate, a secured fixed - rate mortgage, and your home equity will begin to build!
Refinancing and consolidating private and federal student loans is a great way to save
money by lowering monthly payments, paying less interest, and making your loans easier to manage to help you get out of debt faster!
And don't be surprise if they want to listen to you about your debt problems and will help
you by lowering monthly payments or finding other payment solutions.
Debt Management Plan: This plan, set up by a credit counselor, is designed pay down your outstanding credit card debt (and other unsecured debts)
by lowering your monthly payment to affordable levels.
By lowering your monthly payment, you avoid missing payments and really messing up your credit score in the long run.
Doing so can save you money
by lowering your monthly payments.
By lowering your monthly payment, you can free up money to use toward paying down other high - rate debt or building a retirement fund.