Sentences with phrase «by moderate income families»

Some of the decline in the affordability index could be the result of a loss in some more modest priced home sales as tight underwriting standards have limited the purchases by moderate income families.»

Not exact matches

The plan also seeks to increase the number of units available for families making less than around $ 40,000 a year by 200 percent, and boost the number available for moderate - income families making between $ 67,121 and $ 100,680 a year by 50 percent from previous levels.

«Money from megadonors from multibillion dollar fossil fuel industry should be rejected by all Long Island elected officials,» said Diane Goins of Hempstead, chairwoman of the Long Island Chapter of New York Communities for Change, a nonprofit coalition of working families in low and moderate income communities.

Southern Tier CA$ H (Creating Assets, Savings and Hope) is an IRS sponsored Volunteer Income Tax Assistance (VITA) program, led by Arbor Housing and Development, offering free tax help for low - to - moderate income families and individuals, persons with disabilities, the elderly, and limited English speaking taxpayers who need assistance in preparing their own tax reIncome Tax Assistance (VITA) program, led by Arbor Housing and Development, offering free tax help for low - to - moderate income families and individuals, persons with disabilities, the elderly, and limited English speaking taxpayers who need assistance in preparing their own tax reincome families and individuals, persons with disabilities, the elderly, and limited English speaking taxpayers who need assistance in preparing their own tax returns.

For example, in my own work with several colleagues, which was partially funded by IES, we demonstrated that providing low - and moderate - income families with streamlined personal assistance to complete the federal college financial aid application had large effects on college attendance and persistence.

The legislation would increase funding for high - quality preschool programs serving low - and moderate - income families, and improve the quality of infant and toddler care offered by providers.

Part of the AmeriDream mission is to help low and moderate income families buy homes by offering down payment assistance.

Federal Housing Authority plays a major role in supporting homeownership by underwriting homeownership for lower - and moderate - income families and first time homebuyers through its mortgage insurance programs.

FHA Mortgage Insurance Program: Programs that help low and moderate income families become homeowners by lowering some of the costs of their mortgage loans.

Credit builder loans were first introduced in 2006 by Justine Petersen, «to help low and moderate - income families access affordable mortgage products.»

Homebuyer education has been shown to dramatically reduce foreclosure rates, especially among low - and moderate - income families, according to a recent study by NeighborWorks ® America.

By raising the number of seller financing transactions from 3 to 5 that an individual can participate in without having to register as a mortgage loan originator, H.R. 5287 would increase housing opportunities to moderate and low - income families, as well as first time homebuyers, without removing any safeguards that protect consumers against abusive lending practices.

Community land trusts are created to preserve long - term affordable housing by purchasing homes in their communities, then leasing the land using a long - term ground lease to low - income and moderate - income families at affordable monthly ground rents.

By providing flexible, below market rate loans for affordable housing and mixed - use and / or mixed - income projects, LHOP makes housing for rental and homeownership affordable to low to moderate income families in south central PA..

Federal Housing Administration (FHA) administers mortgage insurance programs that enable moderate and low income families become homeowners by lowering some of the initial costs of their mortgage loans.

Section 223 (e) helps to meet the need for adequate housing for moderate and low income families by insuring lenders against the risk of default on mortgage loans to finance the rehabilitation, purchase, or construction of housing in declining, older, but still viable urban areas where requirements for other mortgage insurance can't be met.

Community Land Trust Mortgages Community land trusts are created to preserve long - term affordable housing by purchasing homes in their communities, then leasing the land using a long - term ground lease to low - income and moderate - income families at affordable monthly ground rents.

$ 1 Homes Sales For Local Governments HUD's Dollar Homes initiative helps local governments to foster housing opportunities for low to moderate income families and address specific community needs by offering them the opportunity to purchase qualified HUD - owned homes for $ 1 each.

The advantage of this initiative is that it addresses this burden directly by enabling moderate - income families to take control of their finances and emissions.

The Affordable Care Act makes health insurance more affordable by creating a new premium tax credit, which helps low and moderate income families pay for health insurance.

This includes helping low - and moderate - income families choose and afford quality child care by protecting and increasing funding for the Child Care and Development Block Grant (CCDBG), which was reauthorized by Congress in 2014 with strong bipartisan support.

Despite evidence of the positive impact of high - quality early childhood education for all children, it remains out of reach for most low - and moderate - income families.15 The average price of center - based care in the United States accounts for nearly 30 percent of the median family income, and only 10 percent of child care programs are considered high quality.16 Publicly funded programs — such as Head Start, Early Head Start, child care, and state pre-K programs — are primarily targeted at low - income families, but limited funding for these programs severely hinders access.17 This lack of access to high - quality early childhood education perpetuates the achievement gap, evidenced by the fact that only 48 percent of low - income children are ready for kindergarten, compared with 75 percent of moderate - or high - income children.18

Effects from FF were not moderated by income, but greater positive impact of the program was found for lower educated parents and for families with a father who reported higher levels of insecure attachment in close relationships.

After controlling for age at adoption, age, the adoptive mother's education level, household income, and the girls» corresponding behavior problems from the second wave of data (2 years prior), we found that that the association between NCR - family stress and the adopted Chinese girls» internalizing problems and externalizing problems was mediated by authoritarian parenting and moderated by authoritative parenting.

Through this program, low to moderate - income families can qualify for mortgage loans that are guaranteed by the USDA, again making it easier to get approved.

The City of Stockton has a special interest in helping low - income and moderate - income families meet their housing needs by assisting first time homebuyers purchase homes.

According to FloridaHousing.org, The Florida Housing Finance Corporation offers a First Time Homebuyer Program that is making home purchases more affordable for low - to - moderate income families and individuals by offering fixed, low - interest rate mortgage loans.

The homes are made possible through HOME Investment Partnership funds administered by the St. Louis County Office of Community Development to assist with the creation of affordable housing for low and moderate income families.

Manitoba Tipi Mitawa will assist low to moderate income First Nations families» transition into a home ownership option by converting rental subsidies into mortgage subsidies and providing home buyer down payment assistance to potential homeowners.