Sentences with phrase «by mortgaging your assets»

If you do not have critical illness insurance like Edelweiss Tokio Life — Criticare +, you will have to go in for further debt through your credit cards or by mortgaging your assets.

Not exact matches

But experts tapped by Scotia to value National's mortgage assets couldn't agree on their real value.

In 2007 Mulally borrowed $ 23.6 billion by mortgaging all of Ford's assets, including the famous Ford Blue Oval, and acted decisively to focus on the Ford brand by spinning off Jaguar and Land Rover.

During this period, the Federal Reserve tried to support employment by cutting its federal funds rate target nearly to zero; by creating a number of special liquidity facilities to support the extension of credit; and by engaging in a large scale asset purchase program, buying Treasuries, agency debt and agency mortgage - backed securities.

These funds are typically composed of investment grade bonds issued by governments and corporations or secured by assets such as home mortgages.

Most of the asset - backed securities in the dataset are underpinned by residential mortgages, covering around $ 400 billion of mortgages or about one - quarter of the total value of housing loans in Australia.

Government bond funds invest in bonds issued by the U.S. government and government - sponsored enterprises, as well as mortgage and other asset - backed securities.

According to an analysis by former Lehman CFO Erin Callan, mortgage - backed securities accounted for a whopping 71 percent of Bear's Level 3 assets — defined as those that are hard to value.

Another way to qualify for a conforming loan with a lower credit score is to save money: Fannie Mae's eligibility matrix drops the minimum credit score by 20 points if you can show that you have enough assets to cover 2 to 6 months of monthly mortgage payments.

JPMorgan, now the biggest U.S. lender by assets, completed its rescue of New York - based Bear Stearns after the Federal Reserve agreed to take control of a $ 30 billion portfolio of mortgage - linked Bear Stearns assets.

This failure of systematic thinking is why they've responded to the devastating consequences of a yield - seeking mortgage bubble by encouraging yet another yield - seeking bubble, but this time in virtually every class of risky assets.

12) To better secure each News Company's rights under this guarantee and Indemnity, each guarantor agrees to charge the interest they have either solely or jointly or as tenants in common in any real estate and personal assets, and each guarantor acknowledges a News Company's right pursuant to the security hereby given lodge a caveat on any real estate in which they have such as interest and each guarantor agrees to execute a mortgage in favour of any News Company upon request by a News Company and do or cause to be done all such things as are necessary to give effect to the security hereby given.

Today, in contrast, the Fed presides over a vast portfolio, with assets consisting mainly of long - term Treasury securities and mortgage - backed securities, instead of the short - term Treasuries it once held; and that portfolio is funded more by banks» holdings of substantial excess reserves than by circulating Federal Reserve notes.

The Fed's policies can have an indirect effect on long - term mortgage rates by shifting investor demand from one asset class to another.

Mr. Paulson defended his «troubled asset relief program» (TARP) by claiming that «illiquid mortgage assets... have lost value... choking off the flow of credit that is so vitally important to our economy.»

The Bank has also begun to accept both short - and long - term securities backed by residential mortgages — asset - backed commercial paper (ABCP) and residential mortgage - backed securities (RMBS) respectively — as collateral.

The 2008 financial crisis, on the other hand, was triggered in part by subprime mortgages — essentially, loans given to homeowners unlikely to be able to pay them back — and investment vehicles based on them in which these toxic assets were bundled and often hidden.

This collateral (i.e., permissible vehicles investments) may include: (i) match - funded assets, and, (ii) debt securities, equity securities and other financial instruments issued or guaranteed by the US government or its agencies, sovereign governments, supra - national entities, corporations, financial institutions and asset - backed or mortgage - backed issuers that are the subject of credit support agreements.

Today he is bound by principle and there are no rules that prohibit him from putting 100 % of assets in risk - based investments, using reverse mortgages, or demanding that he demonstrate enough cash liquidity remaining to fund household expenses.

Streamline refinance programs typically allow borrowers to bypass many of the traditional mortgage requirements by offering minimal credit scoring requirements, no new appraisal, easier income and asset verification, and limited paperwork.

Recognizing the enormous investment potential created by the subprime crisis within the asset backed and mortgage backed sectors, the Hudson Cove Credit Opportunity Fund, Ltd was formed, one of the first funds of its size after the crisis, to extract attractive risk - adjusted returns.

A mortgage - backed security (MBS) is a type of asset - backed security that is secured by a mortgage, or more commonly a collection («pool») of sometimes hundreds of mortgages.

It is also expected to account for an even greater share of the total industry revenue, this is because they require higher fees than those charged by hedge funds and declining popularity of other alternative asset vehicles in the aftermath of the subprime mortgage crisis.

Bonds issued or guaranteed by the U.S. government, such as Treasury bonds and bills, as well as mortgage - and other asset - backed securities backed by government agencies.

The third - largest U.S. bank by assets reported essentially a flat profit, due to in part higher costs and weaker mortgage banking revenue.

Most asset - backed issues were backed by residential mortgages, reflecting continued rapid growth in housing finance.

The value of issuance by asset - backed vehicles was 25 per cent below the value seen in the corresponding period of 2004 but investor demand for mortgage - backed securities remains strong, as evidenced by the fact that primary spreads remain close to their historical lows.

A Reuters story reported that the FDIC is planning to sell $ 1.8 billion of guaranteed ABS, the residential mortgage assets of failed banks seized by the FDIC.

Core Taxable Bonds are measured by the Bloomberg Barclays US Aggregate Bond Index, composed of securities from the Bloomberg Barclays Government / Credit Bond Index, Mortgage - Backed Securities Index, Asset - Backed Securities Index, and Commercial Mortgage - Backed Securities Index.

The TD Investment Savings Account is offered by The Toronto - Dominion Bank, TD Mortgage Corporation, TD Pacific Mortgage Corporation and The Canada Trust Company, through its wholly owned subsidiary TD Asset Management Inc..

Preliminary results for 2012 suggest that total assets shrank slightly to 10.1 billion forints ($ 43 million), while operating profits dropped by 6 % as a result of lower interest income caused by narrowing margins and the early repayment of foreign currency mortgages.

Except for money that may be raised by second mortgages, residences are not an available asset for most families.

The review confirms that RBS, Lloyds and the mortgage assets from Northern Rock and Bradford & Bingley (managed by UK Asset Resolution) will all be reprivatised.

Some are backed by tangible assets, such as mortgage contracts, buildings, or equipment.

Since a HECM reverse mortgage is a non-recourse loan and it is secured by placing a lien on your home, you are protected from having any of your other assets taken as repayment for the loan.

Because the fund's investments in covered bonds may be secured by a pool of financial assets that include mortgages and public - sector loans, the fund may be indirectly exposed to the risks posed by mortgages and / or public - sector loans.

Fixed income sectors shown to the right are provided by Barclays and are represented by the following Bloomberg Barclays Indices — Treasury Inflation Protected Securities: U.S. Treasury Inflation - Protected Securities (TIPS) Index; Floating Rate Loans: US Floating - Rate Note Index (BBB); Asset - backed securities: US Asset - Backed Securities Index; High Yield: US Corporate High - Yield Bond Index; Convertibles: US Convertible Bond Index; Mortgage - backed securities: US Aggregate Securitized MBS Index; Broad Market: US Aggregate Bond Index; Municipals: Municipal Bond 10 - Year Index; Investment Grade Corporates: US Corporates Index

If feasible, you should try to get rid of the first ones as soon as possible without neglecting paying the others, especially those who are guaranteed by an asset such as mortgage loans and home equity loans.

Reduce that liability by entering a transaction from your asset: bank (or whatever you take the payment from) and «spend» that into mortgage (liability) as a payment.

Personal loans are typically more expensive (have higher interest) than mortgages, because they are not backed by an immovable asset.

Because of their unsecured nature, personal loans differ from auto loans, which come with a lien against the vehicle, and mortgages, which are backed by the asset of the home, says Todd Nelson, business development officer with Lightstream, the San Diego - based online consumer lending division of SunTrust Bank.

A debt consolidation loan can take the form of a second mortgage on your home (also called a home equity loan), a line of credit or a bank loan secured by some other asset or guaranteed by a family member or friend.

Core Taxable Bonds are measured by the Bloomberg Barclays US Aggregate Bond Index, composed of securities from the Bloomberg Barclays Government / Credit Bond Index, Mortgage - Backed Securities Index, Asset - Backed Securities Index, and Commercial Mortgage - Backed Securities Index.

Although FHA's lending guidelines were compromised by some FHA lenders in their haste to process high volumes of mortgage loans before the housing bust, FHA lending requirements require full documentation of income, employment, and other assets used for buying or refinancing a home, unlike with Alt - A loans of years past.

FGIC and other bond insurance companies have been hobbled by their expansion into guaranteeing risky collateralized debt obligations (CDOs) and asset backed bonds, markets that have been hammered by rising mortgage losses.

So, logically, the next move would be to shift your assets from your home by taking out a mortgage and investing the money in securities that should outperform the after - tax cost of the mortgage, thereby enhancing net worth in the long run and your cash flow in the short run.

Fed officials affirmed Friday that the central bank will now accept asset - backed commercial paper, ultra-short term corporate IOUs backed by assets ranging from credit card receivables to mortgages.

To leverage your financial assets by using the funds from your reverse mortgage when the stock market is down

The Fund's objective is to seek current income and capital appreciation consistent with the preservation of capital by investing predominantly in the approximately $ 600 billion commercial mortgage backed securities («CMBS») market that is secured by income - producing commercial real estate assets predominantly in the United States.

With a second mortgage, the possibilities are unlimited and you can fulfil your dreams by an asset you already own.