Sentences with phrase «by most insurance companies for»

This course is approved for use by most insurance companies for lowering your insurance cost and for educational purposes.

Multi-Policy Discount: This is a discount offered by most insurance companies for «bundling» or insuring multiple policies with the same company.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims.

Under the Affordable Care Act, the exchanges perform a vital role, determining whether consumers are eligible for premium tax credits, which, in most cases, are paid directly by the Treasury to insurance companies on their behalf.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

This was a stupid move by Hobby Lobby because most people believe that companies should pay for health insurance, most people believe women should have access to contraception and many of those people vote with their wallet.

You've probably heard the good news by now that the Affordable Care Act requires most insurance companies to cover breast pumps and lactation support for new moms.

More Ways to Access the Breastpump and Supplies You May Need You've probably heard the good news by now that the Affordable Care Act requires most insurance companies to cover breast pumps and lactation support for new moms.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

Underwriters Laboratories, perhaps most recognizable for the ubiquitous «UL» in a circle that is printed on many gadgets, was founded back in the late 19th century by insurance companies looking to forestall the fires endemic to the new era of electrification by safety certifying electrical products.

Most insurance companies provide coverage for nutrition service when provided by a RD.

I can assure you that my generation has only recently woken up — probably rudely shaken to reality by the fact that our struggles to plan for a carefree «after work» life, has not and will not materialize, and most of us finding that the efforts to ensure a good pension plan, has largely been based on illusions, dished out by the insurance companies, which ultimately are not much better than the banks that have brought on the economic demise, but for their part will still continue their self - enriching bonus system.

I think most countries have some kind of official or well know appraisal organizations which give official book values for vehicles which are used by the general public as a guideline for buying and selling, and by insurance companies for calculating payouts when cars are wrecked.

We compared car insurance rates for one sample driver from 12 auto insurance companies across 39 cities, and found that costs can vary by as much as 60 % between the costliest and the most affordable auto insurer in South Dakota.

To make it simple, we managed money for an incompetent insurance management team who could only sell product by paying more than most companies did.

A new poll conducted by Red C for Aviva, an insurance company in the United Kingdom, found that most parents in Ireland would be in favor of a student loan system.

Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims.

Most companies use Gerber Life Insurance company for their impaired risk clients or clients that have health conditions which deem them uninsurable by most other life insurance companMost companies use Gerber Life Insurance company for their impaired risk clients or clients that have health conditions which deem them uninsurable by most other life insurance cInsurance company for their impaired risk clients or clients that have health conditions which deem them uninsurable by most other life insurance companmost other life insurance cinsurance companies.

I realized that few actuaries were good with investments (then, on this side of the Atlantic), and that most of the risks that life insurance companies faced were driven by assets, not liabilities (still true for now).

New Jersey Renters Insurance is required by most property management companies in the state, so if you're looking for a new apartment, they'll expect you to have coverage before you sign the lease.

Since Texas insurance costs are a little on the high side to begin with, it is even more important for Texans to make sure that they are getting the most for their insurance dollars; by getting multiple quotes and comparing them side - by - side, it becomes much easier to identify which insurance company is offering the lowest rates on the policy you want.

Texas insurance providers are sometimes criticized by homeowners for not offering mid-range, moderately - priced policies that cover more of the perils most homeowners seek protection from; the fact is, however, that the HO - A, HO - A amended, HO - B, and HO - C policies that Texas insurance companies offer homeowners are not just approved, but often defined by the state.

Conversion is offered by most Canadian life insurance companies for free with their term policies.

Like most insurance policies and benefit programs, insurance policies and benefit programs offered by Metropolitan Life Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them insurance policies and benefit programs, insurance policies and benefit programs offered by Metropolitan Life Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them insurance policies and benefit programs offered by Metropolitan Life Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them Insurance Company and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force.

Keep in mind that most veterinarians will require you pay for your service up front and be reimbursed by the insurance company.

(15) Most often, you are required to pay the veterinary hospital for their services at the time they are performed and then you send in a claim and get reimbursed by your insurance company.

Petplan Pet Insurance Company looked at 2016 claims data to determine the most common condition for which claims were submitted by month.

For example, most credit cards offer car rental insurance, which lets you forgo the expensive insurance offered by the car rental company, and many cards feature an extended warranty policy that can add a year to the manufacturer's coverage.

Konami continue on their march to become the most despised company in gaming by launching a new microtransaction in Metal Gear Solid V that lets players purchase insurance for their online FOBs usi...

Konami continue on their march to become the most despised company in gaming by launching a new microtransaction in Metal Gear Solid V that lets players purchase insurance for their online FOBs using real money.

That's why it's important to understand the insurance being offered by the company, and to supplement it with your own policy if you want more protection for your most treasured items.

If the insurance company knows that you are represented by the Weaver Injury Law Firm, they might quickly change their tune to offer you a fair and reasonable settlement that is the maximum you could hope for in most similar situations.

You do not have to worry about it being financially burdensome for your friend or family member because in most cases everything is covered by the insurance company — that is what liability insurance is for.

Although the FTC has jurisdiction over ads for most products and services, Congress has given other government agencies the authority to investigate advertising by airlines, banks, insurance companies, common carriers, and companies that sell securities and commodities.

Our attorneys are recognized by judges, opposing lawyers, insurance companies and — most importantly — satisfied clients for our willingness to fight aggressively for a positive outcome.

Most victims of motor vehicle collisions are contacted by their insurance company, or the insurance company of the other driver for a statement.

The most prolific is one employed by a number of companies called Colossus, designed by Computer Sciences Corp., a California based company that values accident cases for insurance companies.

Whether they know it or not, by doing this attorneys are contributing to the total victory the medical establishment and their insurance companies are striving for — a «proceed at your own risk» approach to seeking medical care, where responsibility for medical errors is a burden borne solely by the victim — and in most cases, a burden they'll live with the rest of their lives.

The details vary by insurance company but most insurers allow you to have your windshield replaced once a year for a small deductible, or in some cases, no deductible at all.

The insurance company, long known for offering low quotes online is now backed by one of the most - known players in the insurance business.

Most car insurance companies» provide coverage for accidents caused by drivers with no insurance (uninsured motorists) or by drivers without enough insurance to cover the damages (underinsured motorists).

The best and fastest way to secure the most affordable final expense plan is done by working with a highly experienced independent agency, like Choice Mutual, that is licensed to sell for multiple insurance companies.

An independent agent represents multiple insurance companies and services clients by searching the market for the most advantageous price for the most coverage.

Find what matters most to a consumer by visiting online auto insurance and complete a comparison for narrowing down that large pool of leading insuring companies.

Furthermore, barring some very severe side effects (such as CHF), you will easily qualify for full first day coverage, and pay the lowest rate offered by most insurance companies.

In fact, in most cases, the policy can not be cancelled by the life insurance company, other than for non-payment of the premium.

The difference in rates from one provider to the next is not always substantial, but for some folks, switching providers can reduce insurance costs by hundreds of dollars a year; getting quotes from multiple companies is, of course, the most direct way to identify how much you might save with a different company.

By comparing rates from many different insurance companies in all categories, we can help you find which carrier can provide the most value for your money.

By getting free online quotes for life insurance over 60 from us, you can find the most affordable rate from a reliable insurance company that will be there for your family.