Sentences with phrase «by nonprofit consumer»

Major auto insurance companies charge good drivers as much as 47 percent more for basic liability auto insurance if they don't own their home, according to a new analysis of premiums by the nonprofit Consumer Federation of America (CFA).

A study by the nonprofit Consumer Federation of America finds that major auto insurance companies charge good drivers up to 47 percent more for basic liability auto insurance if they don't own a home.

The complaint was brought up by the nonprofit Consumer Watchdog, which looked at 1,000 products listed on Amazon last month.

Debt management plans are offered by nonprofit consumer credit counseling services throughout the country.

Washington, D.C. — Major auto insurance companies charge good drivers as much as 47 percent more for basic liability auto insurance if they don't own their home, according to a new analysis of premiums by the nonprofit Consumer Federation of America (CFA).

Not exact matches

When it comes to total shares, however, fast - moving consumer goods led the pack, followed by the nonprofit and travel sectors.

Bern Lefson, a certified mentor at SCORE, the nonprofit dedicated to helping small businesses that is supported by the U.S. Small Business Administration, says there is a consistent trend of consumers carrying less cash and making more transactions with credit cards.

Consumer Reports is an independent, nonprofit organization that works side by side with consumers to create a fairer, safer, and healthier world.

A «Bank Transfer Day» campaign has been organized on Facebook to encourage consumers to switch to a nonprofit credit union by this Saturday.

Once again partnering with Wholesome Wave — a national nonprofit founded by James Beard award - winning chef Michel Nischan that works to make fresh, healthy food affordable and accessible for low - income families — Naked Juice is kicking off the campaign with a 250,000 - pound contribution and asking consumers to get involved as well.

Consumer Reports is an independent, nonprofit organization that works side by side with consumers to create a fairer, safer, and healthier world.

They can support sustainable energy sources for home electricity — and move away from fossil fuels — by signing up for «Make the Switch,» a partnership between Mass Audubon and the nonprofit Massachusetts Energy Consumers Alliance (Mass Energy).

Consumer Reports is an independent nonprofit member organization that works side - by - side with consumers for truth, transparency, and fairness in the marketplace.

In this context, switching from high - cost diesel to a low - carbon alternative fuel isn't just the green thing to do; it's key to ensuring consumer products stay at affordable prices, Elizabeth Fretheim, director of business strategy and sustainability logistics at Wal - Mart Stores Inc., explained at a symposium last week hosted by the nonprofit group Business for Social Responsibility (BSR).

Liz Ricketts Special Studies Hometown: Flint, Michigan Then: Co-founder of The OR, a small nonprofit challenging consumer society by educating youth about the social and environmental injustices within the global fashion industry.

Earlier investments of nearly $ 3 million in this personalized learning portfolio include Rocketship, a national network of blended learning schools seeking to eliminate the achievement gap in low - income neighborhoods, New York City's School of One blending learning model upon which New Classrooms is based, and CFY, a national nonprofit organization that runs the acclaimed online learning platform, PowerMyLearning.com, which provides students, teachers, parents and school leaders with free online access to pre-screened digital learning activities produced by third parties, as well as consumer ratings.

The sad truth is many consumers still don't understand how their credit scores work, according to a survey conducted by the Consumer Federation of America, a nonprofit association.

(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

(1) Before executing a contract or agreement with or receiving money or other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the consumer reporting agency the completeness or accuracy of any item contained in a file on the buyer maintained by the consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a consumer reporting agency; (h) A complete and accurate statement of when consumer information becomes obsolete and of when consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.

In 1997, the nonprofit Money Management by Mail was formed through the alignment of six consumer credit counseling agencies seeking to more effectively leverage their decades of combined experience and expertise.

Despite a stated exemption for tax - exempt, nonprofit organizations in CROA, the broad interpretation of the statute adopted by the First Circuit may, unfortunately, lead to a wave of litigation against legitimate nonprofit credit counseling agencies that provide invaluable assistance to consumers in financial distress.

«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.

To quote nonprofit Consumers Union, «Consumers won the right to a free copy of their credit reports nearly a decade ago by bombarding Congress with hundreds of thousands of messages.»

Today, the schemes are often run by unscrupulous Wall Street investment firms that are unloading portfolios of foreclosed homes and «threatening communities of color,» as well as immigrants, according to a report issued Thursday by the nonprofit National Consumer Law Center.

Talking Cents was created by the staff of the nonprofit organization, American Consumer Credit Counseling (ACCC).

NAHREP is a nonprofit trade association founded in 1999 and committed to increasing the Hispanic homeownership rate by empowering real estate professionals that serve Hispanic consumers.

The majority of consumers still get confused by what actually goes into a credit score, according to a May 2012 survey by the nonprofit association Consumer Federation of America (CFA) and credit score provider VantageScore Solutions.

Consumer Education Services, Inc.: Survey Results from September 2011 This survey was commissioned by the national nonprofit credit counseling agency, Consumer Education Services, Inc. in September 2011.

Top 10 consumer credit counseling agencies — Slideshow lists the 10 largest nonprofit consumer credit counseling agencies in the U.S. by revenue; their top executives, and executive pay... (See Credit counselors)

But a report by Resources for the Future, a nonprofit, nonpartisan think tank, estimates that electricity bills could rise negligibly for consumers by a nationwide average of 1.3 percent.

Sponsor: Sen. Montford Summary: Industrial Hemp Pilot Projects; Authorizing specified state universities to develop industrial hemp pilot projects in partnership with public, nonprofit, and private entities; requiring pilot projects to comply with rules adopted by the Department of Agriculture and Consumer Services; requiring the specified state universities to develop partnerships with certain entities; requiring the pilot projects to be funded with private resources to the fullest extent possible, etc..

If properly implemented by Duke, we believe the rebate program will do much to open the rooftop solar market to residential, nonprofit, and business consumers,» explained North Carolina Sustainable Energy Association (NCSEA) Spokesperson Allison Eckley.

The case, which is seeking class - action certification, is being led by three nonprofits: the National Veterans Legal Service Program, the National Consumer Law Center, and the Alliance for Justice.

The National Veterans Legal Services Program, the National Consumer Law Center and the Alliance for Justice, all nonprofit entities that paid fees to obtain court records from PACER, filed suit to recover the allegedly excessive fees charged by the government for PACER access.

February is also «Insure Your Love Month,» sponsored by Life Happens, a nonprofit life insurance organization dedicated to consumer education.

Eighty percent of consumers misjudge the price of term life insurance, according to a 2015 Insurance Barometer Study by LIMRA, a worldwide insurance - industry research organization, and Life Happens, a nonprofit educational organization concerning insurance and related products.

Consumers think life insurance costs nearly three times the actual price, according to a report by the nonprofit Life Happens.

The first benefit is that the bill exists — it puts legislation on the books that makes bad faith demand letters a violation of state consumer protection law and its mere existence makes the playing field more complex and more risky for unscrupulous entities looking to make a quick buck by threatening businesses (and in some cases nonprofits) with expensive litigation.

Thus, it includes a trucking company that obtains consumer reports on individual drivers who own and operate their own equipment; a title insurance company that obtains consumer reports on individuals with whom it frequently enters into contracts to sell its insurance, examine title, and close real property transactions; or a nonprofit organization staffed in whole or in part by volunteers.

An accreditation program for background screening agencies created by The National Association of Professional Background Screeners (NAPBS ®)-- a nonprofit trade association representing the background screening industry founded in 2003 — is helping to promote ethical business practices and establish standards for background screening firms performing employment background checks in the following areas: consumer protection, legal compliance, client education, product standards, service standards, and general business practices.

AssessmentPsychology.com supports and is accredited by Health on the Net Foundation (HON), a nonprofit organization, based in Geneva, Switzerland, that was founded in 1995 for the purpose of promoting the dissemination of authoritative, trustworthy online medical and healthcare information for practitioners and consumers.

SELF - HELP Self - help generally refers to groups or meetings that: involve people who have similar needs; are facilitated by a consumer, survivor, or other layperson; assist people to deal with a «life - disrupting» event, such as a death, abuse, serious accident, addiction, or diagnosis of a physical, emotional, or mental disability, for oneself or a relative; are operated on an informal, free - of - charge, and nonprofit basis; provide support and education; and are voluntary, anonymous, and confidential.