To calculate the credit utilization ratio for the overall cards, you need to add the credit balances of all the cards and then divide
by the total credit limits on the three cards and then multiply by 100.
About one - third of a credit score is based off of a credit utilization ratio, which is the total creditbalances divided
by the total credit limits.
You can calculate your credit utilization ratio by adding up your total outstanding balances owed dividing
it by the total credit limit across all of your open accounts.
Determined by dividing total debt
by total credit limits.
Your credit usage is calculated by dividing the total of your balances
by your total credit limits.
It's calculated by dividing the total of your balances
by your total credit limits.