Sentences with phrase «by other creditors»

Have you had any bad debts charged off by other creditors?

The property being used as collateral is then sold and the money obtained from the sell is used to repay the loan plus any damages and the remaining can be claimed by the previous owner or by the other creditors.

Not exact matches

By the spring of 2012, RBC, to whom she owed more than $ 30,000 on a line of credit, was garnisheeing her wages, and other creditors were telling her they wouldn't deal with Cambridge.

The economist - who once described the austerity imposed by Greece's creditors as «fiscal waterboarding» - said his new MeRA25 party would revive the economy through debt restructuring and other measures.

And, he says, Hunter and his army of retail investors did nothing that hasn't been repeatedly done by investment bankers, bondholders and hedge funds during other CCAAs, such as the restructuring of Hamilton steelmaker Stelco, where self - serving parties threatened the future of thousands of workers in order to turn a profit after buying voting power from scared creditors.

Working on behalf of lenders, other creditors, management, and shareholders themselves, our seasoned and compassionate professionals help find the best solution for your organization and the people impacted by challenging situations.

When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name.

Tokens or «numeric characters» referred to in the document acquired for the purpose of exercising the rights certified by the marker» will be classified in terms of how credit «calculations with different debtors and creditors» and «other income and expenses».

FTI said the EziBuy proposal would deliver the best overall return to creditors and had less execution risk than the Cheadle DOCA, which is backed by SurfStitch's management team, led by Justin Hillberg, SurfStitch co-founder and creditor Lex Pedersen and other large shareholders.

On the other hand, according to the Measures for the Administration of Securities Investor Protection Fund 《 證券投資者保護基金管理辦法 》, the functions of China Securities Investor Protection Fund (CSIPF, 中國投資者保護基金) include «indemnifying creditors as required by China's relevant policies in case a securities company is subjected to compulsory regulatory measures including dissolution, closure, bankruptcy and administrative takeover by China Securities Regulatory Commission (CSRC) and custodian operation» or «other functions approved by the State Council».

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

«Christianity is not being attack the devil is a liar / people today will sue by association, irs is coming after me in 2011 after i left my business partner in 2008 he did nt pay them or others creditors they do nt care if you do nt owe it they want the money i own another company, a person give me a bad check for 100.00 he got a attoney in n / c trying to sue me for 4000.00 there was no voilation, but everyone i spoke to said it would be cheaper to offer and settlement / he owed the debt he bouced the check, why should i pay, so its about the mighty green but all liars will have their part in the lake of fire, he without sin cast the frist stone

The 1980s African debt crisis was created by a variety of factors (much more complex than the commonly attributed «poor African leadership» theory), including irresponsible over-lending by private creditors seeking high returns, the tendency towards one product commodity economies, the targeting of developing countries for high interest loans, the global monetary shock of 1979 - 81, trade protectionism in Northern countries, the depreciation of the US dollar, the prolonged drought of 1981 - 84, among other factors (see African Debt Revisited).

Despite all the progress realized by Samaras» government, Greece's creditors demanded close to $ 3 billion in new austerity measures including, among other things, increases in VAT on hotel services up to 13 % (from 6.5 %).

Greeks have witnessed discussions shift from $ 1 billion in additional measures (last proposal put forth by the New Democracy - PASOK government following demands from creditors), to over $ 10 billion in additional measures last month, to today's «Greekment» according to which Greece will undergo harsher austerity (for next three years) than at any other point since the crisis began.

The OTB plan, offered by Gov. David Paterson, calls for the New York Racing Association, which operates tracks including Saratoga, and other creditors to take over New York City OTB's phone and Internet betting operations.

Debt negotiation services are companies that promise to reduce debtors» monthly payments by getting creditors to reduce interest rates or agree to other concessions.

The second mortgage holder would be paid the same dividend by the trustee as all the other unsecured creditors.

Bankruptcy will not normally wipe out: (1) money owed for child support or alimony, fines, and some taxes; (2) debts not listed on your bankruptcy petition; (3) loans you got by knowingly giving false information to a creditor, who reasonably relied on it in making you the loan; (4) debts resulting from «willful and malicious» harm; (5) student loans owed to a school or government body, except if the court decides that payment would be an undue hardship; (6) mortgages and other liens which are not paid in the bankruptcy case (but bankruptcy will wipe out your obligation to pay any additional money if the property is taken back by the creditor).

By negotiating with creditors you could bargain for better repayment terms, deferred payment schedules, and even other possible arrangements.

Providing many of the same benefits as filing bankruptcy, including creditor protection and elimination of overwhelming debts, by choosing a consumer proposal, people with severe debt problems gain several advantages over other forms of debt relief the most significant of which is dramatically lower monthly payments and avoiding bankruptcy.

A document or other record prepared or reviewed by a person other than the consumer, the creditor, any mortgage broker, as defined in § 1026.36 (a)(2), or any agent of the creditor or mortgage broker;

«When a consumer is unable to meet their regular monthly debt payments, our agency as well as other (accredited agencies), may establish a DMP to help the consumer manage and pay off their unsecured debt by having the consumer deposit a monthly payment into a (trust account) which, in turn, is distributed to their creditors,» Hannah says.

This information is gathered by credit agencies from creditors, lending institutions, government entities and other related organizations.

Midland Funding is part of Encore Capital Group, one of the largest debt buying companies in the U.S. Through its subsidiaries, Encore Capital and other debt buying companies purchase credit card, medical and other debts, usually from the original creditors after many months, or even years, of unsuccessful collection attempts by the original lenders.

Information we obtain to verify representations made to us by you — such as your creditors, outstanding loans, or open lines of credit with others; and,

Bankruptcy: Besides debt settlement, the only other way to reduce how much you owe to creditors is by filing a Chapter 13 bankruptcy.

Medical bills you incur aren't secured by your property and thus your creditors can not seize your car, home or other assets should you fail to pay what you owe.

With a judgment against you, your home, car, jewelry, bank account, and any other valuable assets may be up for grabs by creditors.

At the time this article is being written, you can pay Citibank, Capital One, Bank of America and hundreds of other creditors via Paypal just by clicking a button, and it costs you nothing.

However, choosing a credit counseling service can be difficult, as some companies can be more effective than others in negotiating with creditors, and some companies can ruin your credit score by not paying your bills for several months.

It's 100 % legal & works faster than any other method by leveraging the law in your favor & doing 90 % of the work; order free credit reports, remove errors, dispute negative items with removal letters written by attorneys, negotiate with creditors & keep organized.

If your credit score is below 700, it is suggested you work at increasing your credit score by making other creditor payments on time each month for several months and avoid applying for other financing as you work on boosting scores.

For other H bankruptcy terms: Household — New York Bankruptcy Lawyer, Jay S. Fleischman House — Northern California Bankruptcy Lawyer, Cathy Moran House — Los Angeles Bankruptcy Lawyer, Mark J. Markus Hearing — Omaha and Lincoln, Nebraska Bankruptcy Attorney, Ryan D. Caldwell Homestead — Colorado Springs Bankruptcy Lawyer Bob Doig Honesty — Cleveland Area Bankruptcy Lawyer, Bill Balena Homeowner's Association Dues — Marin County Bankruptcy Attorney, Catherine Eranthe Honesty (and Fraud Avoidance)-- Philadelphia Suburban Bankruptcy Lawyer, Chris Carr Harassment by Creditors — Downriver, Michigan Bankruptcy Attorney, Christopher McAvoy How Much Is Your Home Worth?

Information on your personal credit report associated with your records that has been reported to us by you, your creditors and other sources.

Fortunately, you have many options for getting out of trouble with creditors, such as by debt consolidation, settlement or other relief.

We Pledge to ensure that the filing of a new bankruptcy case by our office will legally stop all creditor collection activity, including foreclosures, repossessions, court proceedings (other than criminal prosecutions), garnishments (other than domestic support obligations), threats, creditor calls, collection letters, and general creditor harassment.

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

And social security or other government benefits (beyond $ 9,000 p / y) may be seized to repay government student loans, under a 1996 law upheld by the Supreme Court in 2005 But if the student loans are strictly private, not guaranteed by the government, then the lender can only use the collection options available to any creditor.

Lenders use this information to decide your «credit worthiness», which is indicated by how prompt you have made past payments to other creditors.

Collecting or attempting to collect the expenses, or anything such as interest or other expenses incidental to the main debt, unless authorized by your agreement with the original creditor or otherwise permitted by law.

Some of the common things consumers do before they consider bankruptcy include: • Cash out their retirement funds to pay debt • Pay a debt settlement company to settle their debts • Settle their debt by dealing directly with the creditor or its attorney In some cases, these bankruptcy alternatives can be just what the doctor ordered, however in others they can put you in deeper trouble without meaningful debt relief.

«Refund anticipation loan fee» means the charge, fee or other consideration charged or imposed directly or indirectly by the creditor for the making of or in connection with a refund anticipation loan.

A facilitator of a refund anticipation loan or refund anticipation check may not assess or impose any fee, charge or other consideration in the making of a refund anticipation loan or refund anticipation check unless that fee, charge or other consideration is included in the disclosed refund anticipation loan fee and the refund anticipation loan interest rate charged by the creditor or bank that provides the loan or check.

A hard inquiry, on the other hand, is set in motion by rental applications to landlords or is put forward by creditors such as mortgage lenders and credit card companies.

There may be other wrinkles involved - for example, some of your creditors may be willing to write off part of your debt in return for an immediate payoff - but the key thing is that you're simplifying your finances by exchanging many smaller debt obligations for a single bill to be paid every month.

Fisher says the logic for exempting the RRSP is essentially to make them equal to other retirement products like those held with insurance companies that are protected by creditors.

Fair share payments are provided by creditors to the debt consolidators for providing an avenue for debt collection other than the usual charge - offs and collection agency referrals.

Even if funds in your American Express Serve Account (whether held by us or held in a Custodial Account) are protected from claims by our creditors, in the unlikely event of our insolvency, it is possible that you will not have access to those funds while court or other legal proceedings are ongoing.

After receiving their credit score which may or may not be close to the «real» credit score viewed by lenders and other creditors, these unsuspecting subscribers find themselves charged for a monthly service.