Sentences with phrase «by other institutions using»

Not exact matches

To tweak interest rates, the Fed adjusted the federal funds rate, also known as the interbank lending rate, which is used by financial institutions to set the prime rate, or the base rate upon which other interest rates are set.

Many of these nonbank institutions have financed risky infrastructure operations, like copper and coal mines or other poorly constructed buildings, by using a variety of unusual financial instruments, said Louis Lau, director of Brandes Investment Partners» investments group.

Specifically, the exemption requires that the advisor, the institution issuing the product and client enter into a contract that clearly commits the advisor to acting in the client's best interests, using the care, skill and prudence that would be exercised by prudent person under the circumstances (the definition that generally governs a fiduciary's duties in other contexts).

In contrast to other prominent banking institutions, some of which are interested in exploring other use cases for the blockchain, Carstens did not appear impressed by technologies related to digital assets: «In practice, central bank experiments show that DLT - based systems are very expensive to run, and slower and much less efficient to operate on conventional payment and settlement systems.»

In other words, the institution executes its client's trade by using its own balance sheet, a practice known as principal trading.

They already use money in an electronic form in the reserve accounts at the central bank that can be held only by banks and other designated financial institutions.

Last year, the member - owned network of banks and other financial institutions revealed a successful proof - of - concept aimed at reimagining the nostro - vostro accounts used by companies to store cash around the world, and in January, it signed an agreement with seven central securities depositories to evolve the way the centralized organizations might leverage blockchain.

For example this means creating private blockchain networks that can be used internally or between financial institutions - an approach taken by a number of others, including Swiss bank UBS.

The other estimate appears under the heading of «use,» by which they mean donations categorized by type of recipient institution, such as religion, education, health or human services.

Dietrich Bonhoeffer thought that the idea of vocation had been deeply misunderstood, especially by those among his fellow Lutherans who had used the concept as a way of vindicating the status quo and validating such institutions as marriage and wage labor as preferable to all other social or economic arrangements.

He asked the president to use his executive authority to broaden the religious exemption to provide relief to many Catholics and other Christians in non-profit institutions affected by the mandate.

This includes teaching and professional presentations and is required by institutions, libraries, and health professionals who would like to use parts or all of this video for education of their clients or other health professionals, in accordance with Australian copyright law.

«The only reasonable conclusion we have reached is that the anti-corruption agencies and other institutions of state have allowed themselves to be dictated to by a single vindictive authority which takes pleasure in using power anyhow and in anyway in gross abuse of the constitution,» the forum said in a statement issued on Thursday by Osaro Onaiwu, its coordinator.

(i) current employees / faculty of the Licensee who are doing work or conducting research for the Licensee who are authorized to access the Secure Network; (ii) current contractors or visiting faculty doing work or conducting research for the Licensee who are authorized to access the Secure Network; (iii) where applicable, retiree or emeritus faculty of the Licensee who are authorized to access the Secure Network; (iv) where applicable, individuals who are currently, officially enrolled as a registered student of a degree program at the Licensee's institution who are authorized to access the Secure Network; (v) walk - in users who are permitted to use the Licensee's library or information services and who are authorized to access the Secure Network, but only while on the physical premises of the Licensee; and (vi) Other users as may be authorized in writing by and at the sole discretion of the Publisher.

Now, based on the theoretical work, a group from RIKEN, the University of Bristol, and other institutions have used an extremely precise technique to experimentally verify that light does in fact exert the extraordinary perpendicular force, which is determined by the polarization of the light.

A direct affiliation with the Licensee may include, for example, (a) current employees whether on a permanent, temporary, contract, or visiting basis, but excluding employees at a foreign affiliate or constituent university and (b) individuals who are: (1) officially enrolled as a registered student at the Licensee's institution; (2) authorized to use the library network from within the library premises or from such other places where such persons work or study (including but not limited to offices and homes, halls of residence, and student dormitories) and who have been issued by the Licensee with a password or other authentication method for such use of the library network, but (3) excluding students at a foreign affiliate or constituent university; or (c) walk - in users who are permitted to use Licensee's library or information service and permitted to access the library network but only from computer terminals within the Licensee's library premises («Authorized Users»).

The study — conducted by what was then the Texas Natural Resource Conservation Commission, the EPA and more than 40 other public, private and academic institutions — singled out as culprits VOCs such as ethylene, a flammable gas used mainly in the production of plastics.

National research centers in the physical sciences — such as the GSI heavy - ion research group in Darmstadt and the DESY particle physics center in Hamburg — say their equipment is already being used extensively by scientists at universities and other German research institutions.

Besides, under the «Targeted Lendület Research» grant scheme, the MTA and the company (as grantors) on the one hand, and the research unit acting as host institution — alternatively, the MTA TKI in the case of a university - based research group --(as grantee (s)-RRB- on the other hand, shall conclude an agreement with each other, laying down the detailed rules concerning the use of the grant amounts as well as the possibilities of transferring any intellectual property rights related to the results of the activities supported by the grant.

Although the use of e-cigarettes (called vaping) is believed by many experts to be less toxic than cigarette smoking — and could even help some people quit smoking — recent research at Penn State College of Medicine and other institutions indicates that inhaled aerosols produced by vaporizing e-liquids are not harmless.

Each recipient institution, including its employees and other researchers under its control («RECIPIENT»), of mice from the MMRRC agrees that such mice, descendants of those mice derived by inbreeding or crossbreeding, including unmodified derivatives of those mice or their descendants («MATERIAL») shall be used for non-commercial biomedical research purposes only.

It would also have a negative impact on the use of such resources by scientists working on other organisms — often motivated by hunches from other MODs — more casual users or those who lack significant funds, such as researchers at under - resourced institutions and those using such data repositories for educational purposes.»

Most credit counseling agencies will use the deposit you make on a monthly basis to repay medical bills, student loans, credit cards, and other balances, based on a payment schedule which has been approved by your financial institution.

A number of states, including California, have passed referenda that prohibit the use of race by schools and other public institutions to distinguish among applicants.

The INSPIRE Leadership Suite of surveys is now used by UCEA institutions and other organizations that prepare leaders to evaluate program quality.

College Board — A non-profit organization that develops and administers the SAT and other standardized tests and curricula used by K — 12 and post-secondary institutions to promote college - readiness and as part of the college admissions process.

In selecting communities to participate in the program, the statute requires DOT to give priority to those communities where (a) average air fares are higher than the air fares for all communities; (b) a portion of the cost of the activity contemplated by the community is provided from local, non-airport-revenue sources; (c) a public - private partnership has been or will be established to facilitate air carrier service to the public; (d) improved service will bring the material benefits of scheduled air transportation to a broad section of the traveling public, including businesses, educational institutions, and other enterprises whose access to the National air transportation system is limited (e) the assistance will be used in a timely fashion; and, (f) multiple communities cooperate to submit a regional or multistate application to consolidate air service into one regional airport.

To pay for the e-books, Petitioner's customers may use a credit card serviced by a third party financial institution, or other methods.

By reading the book and implementing what you learn herein, you will realize just why major institutions like NASA, Google, Mozilla, Yahoo, Dropbox, IBM, Facebook and many others prefer to use python in their core products, s...

3.3 The Client acknowledges that a decision to use a research and writing service is their own and agrees that the Company and its writers and other employees are not liable for the decision to use services that go against the university or institution rules or are prohibited by law in the Client's state, city or county.

Dishonoured (NSF) Cheque Charge: $ 45.00 for each cheque or other instrument used to pay Debt that is dishonoured by the financial institution on which it is drawn; Fees are subject to change upon notice.

As used in this paragraph, a «Covered Borrower» means any person who, at the time such person becomes obligated on a loan transaction or establishes an account for consumer credit, satisfies the requirements under any one or more of the following classifications, or is otherwise under applicable laws deemed to be a «Covered Borrower» under the Military Lending Act, 10 U.S. Code Section 987: (a) An active duty member of the Army, Navy, Marine Corps, Air Force or Coast Guard, or a person serving on active Guard and Reserve duty (a person described in this clause (a) of the definition of «Covered Borrower» is hereinafter referred to as a «Service Member»); or (b) Any of the following persons, relative to a Service Member: (1) The spouse; (2) A child under the age of 21; or (3) If dependent on the Service Member for more than one half of such person's support, any one or more of the following persons: (i) A child under the age of 23 enrolled in a full time course of study at an institution of higher learning; (ii) A child of any age incapable of self support due to a mental or physical incapacity that occurred before attaining age 23 while such person was dependent on the Service Member; (iii) Any unmarried person placed in legal custody of the Service Member who resides with such Service Member unless separated by military service or to receive institutional care or under other circumstances covered by Regulation; or (iv) A parent or parent - in - law residing in the Service Member's household.

Your credit score will be used by banks and other institutions to determine how much they trust you to borrow their money.

Credit scores are used by banks and other financial institutions when deciding whether or not to offer you a loan or line of credit.

Currently, Swensen manages about $ 24 billion for the Yale endowment fund, and his strategies are being used worldwide by other institutions, with varying degrees of success.

If eligibility requirements are met for the monthly cycle, all ATM - use fees assessed by Greater Iowa or other financial institutions for using a non-credit union machine will be refunded up to a maximum of $ 10.00 per month.

Index A published interest rate against which lenders measure the difference between the current interest rate on an adjustable rate mortgage and that earned by other investments (such as one, three, and five year U.S. Treasury security yields, the monthly average interest rate on loans closed by savings and loan institutions, and the monthly average costs - of - funds incurred by savings and loans), which is then used to adjust the interest rate on an adjustable mortgage up or down.

It uses a mathematical formula developed by the Fair Isaac Corporation, and was designed to help lending institutions and other credit companies determine the risk of lending money, or issuing credit to their potential customers.

But other mortgage experts pushed back on the idea that a digital mortgage that uses automated verification of a borrower's assets and income is more risky than a home loan originated by a smaller institution that may rely on intangible factors.

In addition, your account will automatically be reimbursed up to 6 withdrawals per month for ATM fees charged by other institutions while using a SoFi Money Visa ® Debit Card linked to your account at any ATM displaying the Visa, PLUS, or NYCE logo.

These funds are now commonly used as cash accounts by brokerage firms, banks and other financial institutions and now hold nearly $ 3 trillion worldwide.

7 Out - of - Network ATM Rebates — AFB does not charge fees to use out - of - network ATMs and with participating checking accounts we offer rebates on the fees charged by other Financial Institutions

But the FICO score is probably the most widely used by mortgage lenders and other financial institutions.

Because of restrictions on interest rates, savers who used traditional banks and other types of depository institutions were penalized by being denied a market rate of interest for their funds.

Personal Capital uses a 2 - step authentication process and encryption similar to that used by other financial institutions.

One of the other big Canadian banks was offering the tablet device — an incentive used by some big financial institutions to attract new customers — but Hollick said in retrospect he shouldn't have been enticed by fancy electronics.

With the safe bucket covered and generating passive, tax advantaged income, they then have the freedom to entertain opportunities such as real estate, business start ups, private lending and other lucrative opportunities by borrowing money at favorable rates, often from the mutual insurance companies general account using their policy cash value as collateral, or shopping the rate to other financial institutions to see who is most competitive.

A consolidation loan may have been used to pay off one or more original loans obtained for the program being measured, for that program and other programs offered by the same institution, or for that program and programs offered by other institutions.

A CDIC by - law that requires a member institution to provide financial and other information to CDIC each year that is used set the annual premium rate for that member.

Owners retain a percentage «share» of banked genetic material, which is also available for use by other research institutions.