Sentences with phrase «by past credit»

This ability is usually determined by past credit history.

Remember, most lenders want to know that you can repay a loan (which is why they ask about revenue, cash flow, and other financial metrics), will you repay a loan (which is demonstrated by your past credit behavior and why your credit profile is so important), and that they can count on you to make each and every payment in a timely manner regardless of what happens during the loan term.

Remember, most lenders want to know that you can repay a loan (which is why they ask about revenue, cash flow, and other financial metrics), will you repay a loan (which is demonstrated by your past credit behavior and why your credit profile is so important), and that they can count on you to make each and every payment in a timely manner regardless of what happens during the loan term.

Not exact matches

If revenues grew with the overall economy, costs remained flat, and BofA avoided the steep credit losses that plagued it in the past ---- specifically by sticking with those reliable customers, Moynihan claimed, it could become a money machine.

NOLs can create tax relief by applying loss to past payments and receiving a credit or by applying the net loss to future income taxes.

Austin - based insurance agency owner Ashley Hunter was upgraded to first class on Delta Airlines twice in the past year, happy results that she credits to tweeting the airline — once when her seat was taken by another flier and a second time for praising service at the gate.

GEOFF COLVIN: Yes, Jamie, demand for credit from businesses, demand by businesses has been a big topic for the past few years.

If your credit score is already below average as a result of poor decisions and irresponsible financial actions in your past, it's important to immediately begin rectifying the situation by taking steps to begin rebuilding your credit.

In fact I suspect the reason credit growth in the past year or two has not slowed nearly as sharply as it should, or as sharply as required by the economic analysis implicit in the Third Plenum reform proposals, is precisely because of the expected impact of meaningful credit constraint on GDP growth.

«The government has aggressively tackled its direct operating debt (or «credit card» debt), reducing it by almost 80 per cent over the past 10 years.

The ecommerce market in Israel has grown by 25 % a year in the past three years, and is now estimated at NIS 7 billion, making up 6 % of the total Israeli retail market, according to figures of the Israeli Credit Insurance Company.

Looking back over the past fifteen years, in months when high yield credit spreads were widening, indicating tighter financial conditions and more risk aversion, the S&P 500 outperformed the Russell 2000 by an average of roughly 0.45 percent.

By contrast, in Australia there has been no noticeable widening of risk spreads in the corporate bond market over the past year, and credit has been easily available from intermediaries, with no reports of significant changes in banks» lending attitudes.

Start by reviewing the past 6 - 12 months of spending on your current credit card or bank statement.

VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity — including utility and rent payments where available — which could open up more credit options to you.

Because instead of limiting the overall availability of credit like it did in the past, the Fed now limits the credit available to other prospective borrowers by grabbing more for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.

As has been the case over the past five years, credit expansion in recent months has primarily been driven by household sector borrowing, especially for housing.

Other specific factors to have contributed to the CPI increase over the past year have been large increases in insurance and tobacco prices, much of which were tax - related, and house purchase prices, which have been partly driven by strength in housing demand attempting to avoid the GST (and accommodated by easy credit availability).

EDMONTON, ALBERTA - In the news release, «CWB reports financial performance for the fourth quarter and fiscal 2016,» issued earlier today by Canadian Western Bank (TSX: CWB), balances of loans classified as past due but not impaired were overstated within the Credit Quality section of the release.

I think over the past 10 years, due to the zero - interest - rate policies by the global central banks, we have had a massive amount of debt issuance that's occurred as investors had been encouraged to go out the curve or down the credit curve in order to seek income, seek yield.

Overall, as the statements after the past five Board meetings have made clear, the sequence of changes to the cash rate, other adjustments by lenders in response to the rise in term funding costs since mid 2007 and tighter credit standards have combined to produce financial conditions that are tight.

When reviewing your credit report, should you find any accounts that are past due, catch them up as soon as possible and pay at least the minimum payment required by the due date.

Over the past year, household credit has increased by around 20 per cent, and with the value of housing loan approvals continuing to rise over recent months, there seems little prospect for a near - term slowing in the pace of growth.

The delinquency rate for credit card loans more than 30 days past due, meanwhile, grew by 27 basis points, to 2.3 percent.

The Fed's actual efforts on the monetary loosening / tightening front over the past 5 years are encapsulated by the following weekly chart of Reserve Bank Credit (RBC).

Household credit has grown at an average annual rate of 14 per cent since the mid 1990s, and by almost 20 per cent over the past year.

In fact, over the past few years, credit unions» average personal loan rates have been approximately 1.24 percentage points less than those offered by banks.

This leaves them without enough money to sustain the living standards of recent years — and they no longer can wipe out their debts by declaring bankruptcy as in times past, because Congress has passed the harsh bankruptcy law that credit - card and bank lobbies paid them to pass.

In the June quarter, the overall rise in housing - secured credit exceeded dwelling investment by the equivalent of 8 per cent of household disposable income, which is almost twice the average magnitude of housing equity withdrawal seen over the past two years (Graph 28).

That said, credit spreads have popped wider in the past 2 weeks as measured by the spread between Moody's BAA yields and 10 - year Treasuries, by 6 - month commercial paper yields versus 6 - month T - bills, and other spreads.

Because of their ability to invest in these longer duration securities of slightly less credit quality, stable value funds have outperformed money market funds on average by 150 - 200 basis points (1.50 % -2.00 %) net of fees annually over the past 20 years.

Jaded by experience and suspicious of narrative, we can not credit the secular prophecies of the past two centuries, which divined the end of history in a worker's state or the global triumph of democratic capitalism.

David Blankenhorn, executive director of the Institute for American Values, argues for this kind of pro-family tax reform: Such a family tax credit would boost real income by about $ 750 per child for precisely the families who have suffered an economic squeeze over the past 15 years.»

Counsel - with respect (so I don't have this post removed by Admin like two others to you today) we are all aware of the new Recruitments that were brought in by Ivan Gazidis.This was done quite obviously because Wenger USED to demand total control of the Club.He has dramatically failed these past seasons with his outdated and tired old methods so change was required and credit to Gazidis for making this happen.But this Club will not recover overnight.Wenger has seen to that.Until the support sees change and something new to look forward to then the apathy will no doubt continue.

A recent study of bank credit in 17 countries over the last 120 years by Oscar Jorda, Mauritz Schularick and Alan Taylor found that the share of mortgage loans in banks» total lending portfolios has roughly doubled over the course of the past century — from about 30 per cent in 1900 to about 60 per cent today.

Heastie sponsored the tax credit in the past, but it is strongly opposed by NYSUT, which is closely allied with the Assembly Democrats.

He was also helped by StudentsFirstNY, a charter school supporter who invested heavily in Senate Republicans in 2014 and has reported spending $ 1.49 million on the race in the past two weeks, $ 250,000 of which came from a group backing education tax credits.

Cuomo indicated on Friday that he was open to offering credit for past savings by localities, essentially making it an easier lift for local officials to meet the targets without layoffs that unions, staunch opponents of the plan, dread.

Over the past several years, the jail's inmate population has been significantly reduced to approximately 1,200 inmates by the county's efforts to find safe and cost - effective alternatives to incarceration, such as supervised pre-trial release, credit card bail and other means of supervision.

Onondaga County District Attorney William Fitzpatrick's campaign has violated state election law by not itemizing more than $ 20,000 in spending on his personal credit card that he's charged back to the campaign over the past two years.

When Lipkin was interviewed this past November about a 2 - year, $ 766,000 project on CFS / ME funded by NIH, on which he and Hornig are co — principal investigators, Lipkin credited several external collaborators but did not mention Hornig's contribution to the work, which aims to identify biomarkers of CFS / ME.

Guys, if you've been stopping by the blog over the past two weeks, you already know that the Nordstrom Anniversary Sale is in full swing, but so far it's just been open to Nordstrom credit and debit card holders.

I bought my first pair of leather pants by saving up some credit I had on Shopbop and have ended up wearing them much over the past few years.

There are consequently very few elements within the proceedings that provoke the kind of visceral reaction that Shyamalan is undoubtedly aiming for, as the director's usual tropes ultimately don't come off nearly as well as they have in the past (ie the protagonist is subjected to a personal problem that's neatly wrapped up by the time the credits roll).

The direction of the film is superb, but the cast also deserve ample credit: Ralph Fiennes triumphs with his portrayal of a self - indulgent and flamboyant ex-producer who challenges Marianna to revive her past by leaving her stable and conservative life.

Gorgeous animation and fluid, exciting, fast paced action are icing on the cake of a hilarious and heartfelt story of identity and confronting the past, and I was a pile of weeping mush by the time the credits rolled.

Directed by Chris Columbus, the screenplay was written by Timothy Dowling whose past credits include Role Models and Just Go With It.

The story told here by Garland — whose screenwriting credits also include 28 Days Later, Dredd, Sunshine, and Never Let Me Go — contains elements familiar from his past works: apocalyptic events, authority figures or scientists faced with ethical dilemmas, the exploration of the issues of gender, identity, and creation.

Push is by far the biggest project to date from screenwriter David Bourla, whose sporadic past credits include scribing some independent and TV movies nobody's seen and directing three of Steve Odenkirk's half - hour «Thumb» shorts (Frankenthumb, Bat Thumb, and The Godthumb).

The film is directed by Jordan Vogt Roberts, an up and coming director who's past credits include «The Kings of Summer» and «Nick Offerman: American Ham.»