Sentences with phrase «by plan participants in»

Service cost refers to the present value of the projected retirement benefits earned by plan participants in the current period.

Not exact matches

The analysis, which looked at 22,100 corporate retirement plans and 14.5 million participants, found that the lofty balance figures have been helped not only by a robust stock market that has been hitting all - time highs, but also by an increase in savings by workers.

Median wealth by sector and plan type is: private sector DC, $ 53,000; private sector DB, $ 65,000; and, public sector DB, $ 165,000.31 Even if one focuses exclusively on long term participants (21 + years) in their current DB and DC plans, the median accumulated wealth of 55 to 64 year olds in DB plans is significantly greater than DC plans: $ 139,000 versus $ 96,000.32

Except as expressly provided in the Plan, no Participant shall have any rights by reason of any subdivision or consolidation of shares of stock of any class, the payment of any dividend, any increase or decrease in the number of shares of stock of any class or any dissolution, liquidation, merger or consolidation of Alphabet or any other corporation.

For participants in the IBM Stock Fund investment alternative under the IBM 401 (k) Plus Plan: In order to have the Trustee vote your shares as you direct, you must timely furnish your voting instructions over the Internet or by telephone by 12:01 a.m. EDT on April 25, 2016, or otherwise ensure that your card is signed, returned and received by such time and datin the IBM Stock Fund investment alternative under the IBM 401 (k) Plus Plan: In order to have the Trustee vote your shares as you direct, you must timely furnish your voting instructions over the Internet or by telephone by 12:01 a.m. EDT on April 25, 2016, or otherwise ensure that your card is signed, returned and received by such time and datIn order to have the Trustee vote your shares as you direct, you must timely furnish your voting instructions over the Internet or by telephone by 12:01 a.m. EDT on April 25, 2016, or otherwise ensure that your card is signed, returned and received by such time and date.

Our board of directors or our compensation committee, in their sole discretion, may alter, suspend, or terminate the Bonus Plan, provided such action does not, without the consent of the participant, alter or impair the rights or obligations under any award already earned by such participant.

Businesses engaged in pyramid sales distribution plans, where a participant's primary incentive is based on the sales made by an ever - increasing number of participants

There appears to have been an assumption that this disclosure is required, because these funds constitute «Designated Investment Alternatives,» a term defined by the applicable disclosure regulations as «an investment alternative designated by the plan into which participants and beneficiaries may direct the investment of assets held in, or contributed to, their individual accounts.»

In addition, our company allocates to each participant's Deferred Compensation Matching Plan account a matching contribution of up to 6 % of the amount by which the participant's base salary and cash incentive payment exceed the then - applicable limitation in Section 401 (a)(17) of the Internal Revenue CodIn addition, our company allocates to each participant's Deferred Compensation Matching Plan account a matching contribution of up to 6 % of the amount by which the participant's base salary and cash incentive payment exceed the then - applicable limitation in Section 401 (a)(17) of the Internal Revenue Codin Section 401 (a)(17) of the Internal Revenue Code.

Christopher M. Sulyma filed a lawsuit on behalf of two proposed classes of participants in the Intel 401 (k) Savings Plan and the Intel Retirement Contribution Plan, claiming that the defendants breached their fiduciary duties by investing a significant portion of the plans» assets in risky and high - cost hedge fund and private equity investments through custom - built target - date funds.

Addressing the issue of risk in a similar vein, paragraph 139 of the complaint asserts a corollary to its position on fees: «Managing a retirement plan therefore must focus always on the most vulnerable participant» by which it seems to mean a non-highly compensated employee working in the shipping department.

And the greatest fools are participants in the pension plans managed by the greater fool institutional investors.

Plaintiff Christopher M. Sulyma, on behalf of two proposed classes of participants in the Intel 401 (k) Savings Plan and the Intel Retirement Contribution Plan, claims that the defendants breached their fiduciary duties by investing a significant portion of the plans» assets in risky and high - cost hedge fund and private equity investments.

Although defendants failed to provide documents to participants disclosing the amount invested by the 401 (k) plan via Intel TDPs, the amount was estimated in June 2015 to be approximately $ 3.63 billion.

-- The majority of 401 consultants support additional services in defined contribution retirement plans as participants rely more heavily on such funds when they retire, according to according to the 12th annual PIMCO Defined Contribution Consulting Support and Trends Survey published by PIMCO, one of the world» s premier fixed income investment managers..

* Active participants include any workers currently in employment covered by a plan and who are earning or retaining credited service under a plan.

Offering, operating, or participating in, any marketing or sales plan or program wherein a participant gives or agrees to give a valuable consideration in return (1) for the opportunity to receive compensation in return for inducing other persons to become participants in the plan or program, or (2) for the opportunity to receive something of value when a person induced by the participant induces a new participant to give such valuable consideration, Provided, That the term «compensation,» as used in this paragraph only, does not mean any payment based on actually consummated sales of goods or services to persons who are not participants in the plan or program and who do not purchase such goods or services in order to participate in the plan or program.

It would require a 40 % increase in contributions by plan participants which they simply can not afford.

An ESOP participant in the average ESOP company has company - sourced plan assets worth 2.2 to 2.29 times as much as the assets held by the average participant in an average non-ESOP company.

In it, the ICI says the TSP «is often portrayed as a standard for all participant - directed retirement plans... the TSP is a unique arrangement that can not be compared with or duplicated by 401 (k) plans.»

The investments available in the plan — the most common options are mutual funds — are generally determined by the employer or the plan provisions, but participants can decide which of the options to use.

Many stable value funds impose a 12 - month waiting period on plans that wish to terminate participation in the fund; however, transactions by individual plan participants are not restricted.

For any shares you hold in the HP 401 (k) Plan, if your voting instructions are not received by 11:59 p.m., Eastern time, on March 18, 2012, your shares will be voted in proportion to the way the shares held by the other HP 401 (k) Plan participants are voted, except as may be otherwise required by law.

The plan in this case terminates its liability to the participant by transferring the participant's funds to an insurance company.

PARTICIPANTS: All 5418 women expecting to deliver in 2000 supported by midwives with a common certification and who planned to deliver at home when labour began.

Though further details were not yet released, Cuomo estimated the plan would cost $ 163 million by 2019 once fully phased in, though costs would vary by the number of participants.

He noted that the LOC, in conjunction with ECES, has finalized arrangements to ensure a hitch - free Conference by putting in place a secretariat for the conference, medical facilities to cater for medical needs of participants and other logistics plans.

MoveOn also responded to electrical blackouts and skyrocketing energy costs in California by calling for cost controls on electricity utility companies, organizing a nationwide «roll your own energy blackout» - a voluntary, three - hour electricity - free evening on June 21, in which more than 10,000 participants turned out lights and unplugged TVs and other appliances to protest Bush's energy plan.

The United States and Ghana are planning joint security exercises in 2018, which require access to Ghanaian bases by US participants and those from other nationals when included.»

The United States and Ghana are planning joint security exercises in 2018, which require access to Ghanaian bases by US participants and those from other nationals when included,» a statement from the US Embassy said.

THAT NYSUT establish a task force which shall include member - participants in each of the public retirement systems, including the retirement plan trustees, if applicable, to discuss possible methods, including legislation, to harness and use public pension plan resources to improve poor labor practices and to provide workers the right to organize and bargain collectively in enterprises controlled by private equity funds, as well as other corporate interests; and

She engages K - 12 students in her neuroscience research through lab visits and internships for students from low - performing schools, and compliments her research by meeting with each study participant to discuss their brain scans, as well as their college plans and potential interest in a science career.

Willett's plan is based on the largest long - term dietary survey ever undertaken: the 121,700 - participant Nurses» Health Study, begun in 1976 by Harvard Medical School professor Frank Speizer, with dietary assessments supervised by Willett since 1980.

Ric Weibl, director of the AAAS Center for Careers in Science and Technology, highlighted a report released early May by the TIAA - CREF financial services firm that found about one - third of surveyed participants over the age of 50 had delayed retirement plans.

He went on to describe the $ 215 million initiative, which includes new support for cancer genomics and molecularly targeted drug trials at the National Cancer Institute (NCI), and a plan to study links among genes, health, and environment in 1 million Americans by pooling participants in existing cohort studies.

Studying the effects of diet on weight loss is often confounded by the difficulty in measuring what people actually eat — participants may not adhere to meal plans, misjudge amounts, or are not truthful in follow - up surveys.

We do not endorse products that are suggested in the Elimination Diet Meal Plan nor do we endorse or lend credence to any statements that are made by any participants in our forum or other user - interactive area of the program.

Professional learning and support is provided to team leaders by the principal and academic partners and all participants are released for four half days to work on key elements of the project throughout the year, in addition to meeting regularly for planning, to discuss evidence and to provide feedback to each other.

To this end, the program culminates in creating Plans of Action, authored exclusively by course participants and based on cutting - edge science with the goal of strengthening specific ECD policies and programs.

By the end of the program, participants will have an easy - to - implement action plan with strategic interventions to immediately use in creating positive changes within their schools.

Led by a student «chairman'the team at St Andrews C.E High School for Boys in Worthing have been a shining light in Global Action Plan's sustainability programmes in recent times; as finalists and repeat participants in the Sky Rainforest Rescue Schools Challenge and equally impressive water savers in the Aqua Innovation schools programme.

Working in team - based design studios, participants apply the program content by engaging in a design process that spans five areas: the needs of people, design principles, program goals, plans, and prototypes.

A teacher who plans to use the online environment to build on concepts or content introduced in class may choose to be an involved participant by regularly engaging in the discussion.

Participants can work on assessment data, quality assurance plans, standards and evidence for accreditation, and much more in their choice of over two dozen sessions led by these facilitators:

Both Gov. Andrew M. Cuomo and his predecessor, David A. Paterson, dealt with the problem of rising pension costs by pushing systematic changes through the legislature, including hikes in the amounts of money that teachers and other pension plan participants must contribute from their paychecks.

November 1994 by AAII Staff Most plan participants want to know the answer to a very basic question: How much money do I have in my plan?

According to a July 2017 report issued by The Pensions Regulator, the proportion of eligible employees saving into a workplace pension plan rose from 55 percent to 78 percent from 2012 to 2016, and participants» savings totaled 87.1 billion pounds (US$ 122.7 billion) in 2016.

In «Self - Dealing With 401 (k),» we find an unhappy plan participant pointing out that one of the active funds offered by the plan had abysmal performance.

A brief background: The first TDF was introduced in March 1994 by Wells FargoWFC, -0.81 % and Barclays Global Investors BCS, -0.42 % Their goal was to help the operators of 401 (k) and similar plans persuade participants to manage their asset allocations over time.

Among participants in retirement plans overseen by Vanguard Group, a third don't contribute enough to get the full match.