Sentences with phrase «by policy dividends»

Paid - Up Additions Amounts of life insurance purchased either by policy dividends or by additional premium, and added to the original life insurance policy to increase the death benefit and cash values.

Not exact matches

Barely - there interest rates, made possible by unconventional monetary policy since the last recession, have driven investors into dividend - paying products, and that has pushed P / Es higher.

During the call, Peladeau said Quebecor would review of its dividend policy after the repurchase of the minority share of Quebecor Media Inc. that's currently owned by the Caisse de depot pension fund, but he didn't provide timing.

In my opinion, corporate dividend growth policies are largely determined by the asset allocation decisions of the management teams.

But this does not make sense given that fixed incomes are under severe pressure by the Fed's ZIRP policy and income - producing vehicles such as MLPs have eliminated dividends because of the commodity crash.

According to a recent study by David Macdonald of the Canadian Centre for Policy Alternatives, almost all of the tax benefit of special tax treatment of dividends (91 %) goes to the top one tenth of all tax filers.

As easyJet PLC became one of the biggest UK companies by market value, Stelios successfully campaigned to set a dividend policy that now distributes half of annual profits by way of dividends to all shareholders.

However, starting in the third quarter of this year, Fortress» board of directors saw it fitting to better align the company's dividend policy with its profitability by paying out nearly all of its after - tax distributable earnings.

Income provided by the fund may be reduced by changes in the dividend policies of, and the capital resources available at, the companies in which the fund invests.

You can not accuse Louis van Gaal of not standing by his morals and giving kids a chance at Manchester United, a policy which is starting to show dividends.

Advocates for Children of New Jersey aims to strengthen the state's early learning system by enacting stronger public policies for young children and increasing investments in programs and services that pay strong dividends over the course of a child's life.

aims to strengthen the state's early learning system by enacting stronger public policies for young children and increasing investments in programs and services that pay strong dividends over the course of a child's life.

I maintained the daily «pop - in» (as it has proved to pay dividends in relation to enhancing my visibility in the school and allowed me to touch base with students in the classroom daily) and individual support for the small number of teachers undergoing formal evaluation (as instructed by district policy).

Contemporaneously with the approval of the spin - off, the Board also approved a policy of paying dividends at an annual rate of $ 0.60 per share of common stock of the Company, payable in four installments of $ 0.15 per share of common stock of the Company, with such quarterly dividends to be declared on a quarterly basis by the Board.

In my opinion, corporate dividend growth policies are largely determined by the asset allocation decisions of the management teams.

More than 80 % of New Zealand corporations surveyed by Ernst & Young in 2014 [1] listed «meeting dividend payout target» as a leading driver of dividend policy.

Better yet, dividends paid that do not exceed the total amount of premiums paid into the policy are viewed, by the IRS, as a return of those premiums and NOT taxable income.

Dividends paid that exceed the amount of premiums paid into the policy may likely be considered income by the I.R.S. when withdrawn from the policy.

One advantage of purchasing a life insurance policy from a mutual life company is the strong history of dividend payments paid to policyholders by many of these companies.

With a non-direct recognition life insurance company, the payment of dividends is NOT reduced or negatively impacted by outstanding policy loans.

As a «participant», the policy holder is then entitled to receive «dividends» which are a portion of profits that are received by the company.

It begins with the earnings, followed by the dividend policy of the company which will determine its dividend payout ratio.

As the policy holder, Alex was able to participate in the company's success by receiving the dividends as a return of his premiums.

Depending on the kind of whole policy you buy, the cash portion earns interest from the life insurance company's investments, or at a predetermined rate set by the company, or in some cases from dividends of the company's annual profit.

Whereas any gains that you make in stocks will be reduced by capital gains taxes, most dividends paid as per a dividend paying whole life policy are tax favored as not income but rather a non-taxable return of premiums.

Life insurance dividends are unique to participating whole life insurance policies and are used by policyholders to:

Although mutual companies are owned by the policy holders, stock companies who offer whole life products allow for participation and pay dividends to whole life policy holders in the same way.

With a participating whole life insurance policy, dividends generated by the insurance company are distributed to policy owners.

Taxation of these dividends depend on the option chosen by the policy owner.

The cash value grows due to the guaranteed interest rate credited by the insurance carrier and also through dividends paid in participating whole life policies.

Whether you receive a dividend is also not guaranteed by any policy amendments — just like a regular dividend, it is declared by the board of directions based on the company's performance.

For a company to cut its dividend to preserve cash is usually taken as a signal of weakness by investors so dividend policy must be very carefully planned.

Thus, it makes sense to roll the dividends back into the policy by purchasing additional whole life insurance so that your cash value grows, compounded by a guaranteed interest rate and dividend growth and your death beenfit grows, so you leave as much money as possible to your estate.

Part of the premium paid in a par policy is invested by the insurance company in a conservative portfolio, where dividends earned are credited to the policy and can grow in a tax - sheltered environment, similar to an RRSP.

MassMutual is also a mutual life insurance company, meaning it's owned by its policyholders and the company has consistently distributed dividends to those with whole life insurance policies for over 150 years.

That was decided 50 years ago in a paper and never been questioned since by two professors, Modigliani and Miller, who said dividend policies should be irrelevant to the stock price, because investors, as I just explained to you, can create their own self - dividend and the price drops by the amount of the dividend.

Or maybe you're attracted by the high dividends of participating whole life policies that are used to increase your coverage and can also be withdrawn as cash.

You can determine the basis by taking all the premiums you've paid into the policy and then subtracting any dividends you've been paid, any cash you've already withdrawn, and any agent commissions or administrative fees that were paid by your premiums.

Furthermore, Ryan says, South32 is not bound by its former parent's progressive dividend policy.

However, should you choose to go with whole life insurance — whatever the reason — one way you can offset a much higher premium cost is by going with a dividend paying life insurance policy.

Because the companies are mutual companies, which are owned by the policy holders (in contrast to stock companies), the profits are returned to the policy holders as return of premium in the form of dividends.

Cash value accumulation is accomplished by the payment of life insurance dividends which can be added back to the cash value in your policy.

It also gives you the same guaranteed death benefit protection as all our other whole life policies, but keeps costs down by spreading your payments out a little further and by offering a little less cash value and dividend growth potential.

Ownership by the shareholders is why dividends are returned to the policy holders as a return of premiums AND thus the tax advantages.

Economics requires that policy loans, along with other factors in the economic environment, can have a negative impact on the dividend rates offered by a life insurance company.

For a participating policy, such as whole life insurance, the ability to be eligible for dividends when they are declared by the company and optional methods by which dividends can be received.

Non-direct recognition refers to a whole life insurance company that does NOT alter its dividend rates based upon outstanding loans taken by the policy owner against the policy cash value.

You can also use dividends paid out by the policy to increase the death benefit.

Filed Under: Investing Tagged With: Dividend Policy, Dividends, Special Dividend, Special Dividends Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Dividend paying policies are those policies which are owned with a Mutual Company — those companies that are NOT owned by shareholders, but by the policy holders themselves.