Sentences with phrase «by real consumers»

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Not exact matches

And mortgage refinancing has been one of the most important reasons why the economy has continued to move forward in the last few years, despite the stagnation in real wages, which is what is show in this next graph of average hourly wages divided by consumer prices to give us «real hourly wages»:

My parting words of advice regarding content marketing: If you're going to get involved, do your business justice by ensuring your content has real value for your consumer.

A pre-installed program on some newly purchased Dell laptops that can only be removed manually by consumers makes them vulnerable to cyber intrusions that may allow hackers to read encrypted messages and redirect browser traffic to spoofs of real websites such as Google or those belonging to a bank, among other attacks.

It should help consumers by personalizing and contextualizing retailer interactions, while anticipating their needs in real - time.

In a very real sense, Thompson says, TV networks and the consumer packaged - goods companies they rely on for the bulk of their advertising revenue are both being disrupted by the growing forces of digital.

Move past grouping consumers by just basic demographic traits (gender, location, age) and instead segment them based on behavior, purchases, product and brand preferences, social conduct, habits and real - time context.

In a recent note to clients, RBC Capital Markets chief US economist Tom Porcelli examined the trends by using two components of GDP as proxies: net exports of goods and services to reflect the effects of a slowing global economy, and real personal consumption expenditures to reflect the US consumer.

The judges» picks then move on to the real test: a stamp of approval from consumers themselves, who were polled by the thousands by global market research company TNS on behalf of Rogers Insights.

«Although this might signal regained consumer confidence in the PC market, with most of the sales being driven by aggressive promotions in the holiday season, it needs to be seen how much of the real demand is carried forward in the coming quarters,» said Mahajan.

These alerts address a real need by consumers and will help them avoid bill surprise from data services, currently the biggest source of unanticipated charges.»

And... um, in real life, that translates to: essential enough to merit appropriate insurance coverage, serious academic investigation, significant research investment, and, yes, a sense of «ownership» by consumers.

«What we are now seeing is that consumers are being ever more vocal about it and at the end of the day are starting to let their frustrations be known by making real change.»

Multinationals like British American Tobacco (bti) and Diageo (deo), which should benefit from a weaker pound, have run up, while domestically focused companies, especially in consumer discretionary companies and real estate, have been clobbered by investors who fear a British recession.

The pace at which that occurs will be determined by how quickly those involved in digital currencies accept and adapt to a real regulation and adjust such currencies to better protect consumers and investors.

A recent study titled Consumers@shopping, conducted by Consumers International, has indicated a real need for cyber rules when it comes to online shopping.

Rangasamy was encouraged that consumers» real disposable income climbed by 6.2 per cent in the first quarter — the best since 2010.

Actual results could differ materially from those expressed in or implied by the forward - looking statements contained in this release because of a variety of factors, including conditions to, or changes in the timing of, proposed real estate and other transactions, prevailing interest rates and non-recurring charges, store closings, competitive pressures from specialty stores, general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and general consumer spending levels, including the impact of the availability and level of consumer debt, the effect of weather and other factors identified in documents filed by the company with the Securities and Exchange Commission.

During this webinar you'll learn how to: * Boost engagement with real - time, location - based consumer engagement and experiences * Gain insight into the behavioral patterns of customers and prospects * Understand the future of location data for your business Speakers: * David Bairstow, VP Products, Skyhook * Jay Graves, CTO at Possible Mobile * Stewart Rogers, Analyst at Large, VentureBeat (Moderator) Sponsored by Skyhook Sponsored by Skyhook

Additionally, by gathering data in real - time, the organization can choose when to intervene and interact directly with customer complaints in order to increase consumer confidence and sentiment.

Mobile devices will soon surpass desktop computers as consumers» preferred method of accessing real estate sites, according to recent trends in data tracked by digital analytics firm comScore.

The ensuing boom endowed the middle class in the United States and other countries, but was debt financed, first for home ownership and commercial real estate, then by consumer credit to purchase of automobiles and appliances, and finally by credit - card debt just to meet living expenses.

Note that the real interest rates exceed reported for TIPS because I have adjusted yields to reflect the 35 basis point average difference between the Consumer Price Index used in calculating TIPS coupons and the Personal Consumption Expenditures deflator targeted by the Fed.

At the same time, the employment recovery has provided consumers with growing incomes, driven by more employment and higher real wages.

The initial results are alarming: The study shows the effectiveness of personality targeting by showing that marketers can attract up to 63 percent more clicks and up to 1,400 more conversions in real - life advertising campaigns on Facebook when matching products and marketing messages to consumers» personality characteristics.

«BitPay plays an important role in the crypto - currency ecosystem by helping consumers, businesses and other financial institutions seamlessly accept and transfer Bitcoin for goods and services in the real world,» stated Max Chee, Head of Aquiline Technology Growth.

* Wiser: Getting Beyond Groupthink to make Groups Smarter by Cass Sunstein and Reid Hastie * The Sales Acceleration Formula by Mark Roberge * Peopleware: Productive Projects and Teams by Tom De Marco, Tim Lister Kaizen Express: Fundamentals for your Lean Journey by Toshiko Narusawa and John Shook Team of Teams: New Rules of Engagement by Gen Stanley McChrystal Targeted: How Technology is revolutionising advertising and the way companies reach consumers by Mike Smith Inside Cisco: The Real Story of Sustained M&A Growth by Ed Paulson Opposable Mind: Winning through integrative thinking by Roger Martin Inspired: How to create products customers love by Marty Cagan

Nik Nanos, Chairman of Nanos Research Group, said the national decline in consumer sentiment «has been primarily fueled by dampening forward perceptions of the strength of the economy and the value of real estate.»

There is typically a bit of a lag between falling energy prices and their effect on consumer spending, but by Q3 12, declining energy prices should be supporting real consumer spending; we look for 2.5 % consumer spending growth in H2 12.

Consumer confidence is close to its highest level in a decade and consumer spending is likely to continue to be supported by rising employment and reaConsumer confidence is close to its highest level in a decade and consumer spending is likely to continue to be supported by rising employment and reaconsumer spending is likely to continue to be supported by rising employment and real wages.

Motor gasoline consumption is expected to increase by 194,000 barrels per day (b / d), up 2.1 % from last summer, reflecting higher real disposable income, substantially lower retail motor gasoline prices and higher employment and consumer confidence.

Treasury inflation - protected securities (TIPS) help limit inflation risk to your portfolio, as the principal is adjusted semiannually for inflation based on the Consumer Price Index (CPI)- while providing a real rate of return guaranteed by the U.S. government.

Gold shares an inverse relationship with the real 10 - year Treasury yield, which is influenced by consumer prices.

The website must only be used by consumers for the purpose of locating and purchasing real estate.

The record produced by blockchain systems creates an environment of total transparency for both content creators and media consumers, and it also ensures that all views, comments and ratings reflect the real interactions the content has experienced, leaving no room for subjective, inflated ratings or deleted bad reviews.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The dynamics underlying the gains in consumer spending in recent years do not inspire confidence, because they have been driven mainly by new debt rather than real income growth.

That's the real truth, and that's why people are fascinated by other ways which have remained less disturbed by the Gospel that really grips this society, which is that there should be no constraint on individual consumer choice in goods or morals.

In the little - seen Gamer, a young man shares responsibility for the actions of his video - game alter - ego» an avatar (played by Gerard Butler) who is employed to act out the youth's viral simulacrum in real - world situations where hedonistic consumers take on the identities and vices of video - game characters.

As a college professor, I've been blessed by living in abundance with very little real work, but I haven't used my leisure to be a voracious consumer of French culture, as our libertarians or bourgeois bohemians might have predicted.

The real meaning lies in our becoming uncritical consumers who enjoy the present moment and are often manipulated by the market and by the flood of advertisements.

The BUY ME initiative serves three purposes — it reminds consumers that if they want to eat a real Maine lobster it has to be caught by a real Maine fisherman.

By adding a larger window, along with more pronounced copy on the front of the packaging, consumers can easily see that Pistachio Chewy Bites are real food snacks.»

By mobilising Australia's largest and loudest consumer movement, we fight to achieve real change on the issues that matter most.

Embrace what you already have and make an emotional connection with consumers by telling a story that focuses on the real people that drive your company, the simplicity of your business model and most importantly, your values.

By creating educational content that shows consumers the real story behind the terms being thrown around — such as the difference between organic and all - natural, or whole wheat and whole grain — they can begin to redefine the space on their own terms.