Sentences with phrase «by refinancing at»

The legislation «would give every responsible homeowner in America the chance to save $ 3,000 a year by refinancing at today's rates,» Obama said.

«I'm sending this Congress a plan that gives every responsible homeowner the chance to save about $ 3,000 a year on their mortgage, by refinancing at historically low interest rates.

«In February I sent Congress a plan to give every responsible homeowner the chance to save about $ 3,000 a year on their mortgages by refinancing at lower rates,» Obama said.

He proposed a bill that would give every responsible homeowner in America the chance to save $ 3,000 a year by refinancing at today's rates.

A borrower would save approximately $ 350 to $ 375 a month by refinancing at today's rates and by reducing or eliminating mortgage insurance commensurate with the home's higher value.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

(http://www.dailykos.com/story/2007/8/28/377268/ --RRB- That can happen because wages falter, because consumers can't free up spending money by refinancing debt at lower rates, or because important assets like houses or 401k assets stop appreciating.

They wanted to know if they should break their mortgages and refinance at BMO's limited - time, bargain - basement 2.99 % rate — the lowest rate ever officially offered by a Canadian bank for a five - year, fixed - rate mortgage.

Refinancing is when you pay off your old loan, or loans, by taking out a new loan — typically at a lower interest rate.

Graduates with student loan debt aren't the only ones who can benefit by refinancing their loans at a lower interest rate — parents can save thousands by refinancing the student loans they take out to help their kids pay for college, NBC Nightly News with Lester Holt reports.

By refinancing with a larger loan amount, you can invest more capital into your business without taking out multiple loans at once or waiting to finish paying off your first round of funding.

If your goal is to reduce your monthly payment by extending your loan term, refinancing with a private lender at a lower interest rate can reduce or eliminate the additional interest payments that you'd otherwise make if you stretched out your payments without an interest rate reduction.

If you take the $ 158 you save by refinancing your student loans and invest it at an average annual return of seven percent for the next 15 years, you can supercharge your retirement savings.

Let's take a look at how much one person could stand to save by refinancing a $ 40,000 loan with a lower interest rate and shorter term.

In fact, one study shows that at least 5.2 million homebuyers could benefit by refinancing their mortgages, saving an average of $ 215 per month!

By refinancing your current loan at a lower interest rate, you may be able to realize interest savings over the lifetime of the loan.

The 30 - year mortgage refinance rate rests well above 4 % at each of the lenders in this category, although the rates on ARM loans were similar to rates advertised online by direct nonbank lenders.

By refinancing your student loans, a bank will pay off existing student loans and issue a new student loan at a new interest rate.

As time goes by, it's less likely that you'll be able to refinance at a rate that's lower than what you pay on your mortgage today.

Restructuring leases can help restaurant owners increase their cash flow by lowering costs, while at the same time allowing property owners to refinance at today's record - low interest rates.

The bill targets buildings that are delinquent, at risk of default or already in foreclosure, by providing refinancing capped at a level that can be supported by the building's income.

He also covered topics including clean energy - taking a dig at climate change doubters by suggesting his party «still believes in science» - as well as renewing manufacturing, easing student loan debt by allowing Americans to refinance them long - term, bringing more people into the workforce and providing equal pay.

The refunding, which is similar to refinancing a home mortgage, pays off existing debt by borrowing money at a lower interest rate.

But by understanding how mortgage refinancing works you can foresee how any given deal may affect you or at least manage the risk of refinancing.

Q: I was turned down by my mortgage lender when I applied to refinance a couple years ago because they didn't like my credit score, even though it was higher at that point than it was ten years earlier when I first got the mortgage.

As time goes by, it's less likely that you'll be able to refinance at a rate that's lower than what you pay on your mortgage today.

Refinancing: Replacing an old loan with a new loan at a different interest rate by the same individual.

But Bob now has every incentive to repay it as fast as he can - or even to refinance by taking out another loan at, say, 2 %, and using the proceeds to repay the entire principal to Alice.

A program called HOPE for Homeowners (H4H) was developed by Congress to help those at risk of foreclosure and default refinance into more sustainable, affordable loans.

Existing mortgage loans with ETFCU can qualify by increasing existing loan amount by at least $ 10,000 during the refinance process.

The program rules state that a mortgage applicant's mortgage payment fall by at least 5 % in order to qualify for the FHA Streamline Refinance.

Look at your current payment, rates, and terms of your current loans and compare them to those currently being offered by the refinance lender.

For example, refinancing a 30 - year mortgage at 5 % to a 15 - year mortgage at 3.25 % would increase payment by $ 200, a no - brainer if it fits within the borrower's budget.

I made this mistake at first and was told by the customer service rep that my lender was not currently adjusting rates, so if I wanted a lower rate, I would need to refinance.

Although the HAMP provisions under consideration would allow homeowners to qualify for FHA refinancing mortgage at a lower amount, the mortgage would have to be reduced by at least 10 percent.

Created by Congress, this new program, is intended to help borrowers refinance into more affordable loans who are at risk of foreclosure and default.

By refinancing your debt at lower interest rates, you enable yourself to increase your debt service ratio.

Under the new Home Affordable Refinance Program created by the federal government, eligible homeowner can now refinance their homes at affordabRefinance Program created by the federal government, eligible homeowner can now refinance their homes at affordabrefinance their homes at affordable rates.

By refinancing student loans at a lower interest rate, you can save money on interest and potentially make lower payments.

Avant gives qualified customers the ability to refinance their existing loans at a lower APR or to take out additional funds, which isn't typically allowed by other personal lenders.

Like the FHA streamline refinance, the VA streamline loan can be done with «no out of pocket money» by including all closing costs in the new loan or by making the new loan at an interest rate high enough to enable the lender to pay the costs.

Private Mortgage Insurance (PMI) is required on private loans guaranteed by Fannie Mae and Freddie Mac that do not have at least a 20 % down payment, or mortgage refinances with less than 20 % equity.

«The majority of lenders have already tweaked the security of their refinance portfolio by capping their loan - to - values at 90 %.

You can estimate how much you'll save by refinancing private loans, calculate whether you'd be better off throwing every extra penny at your debt or investing it instead, and figure out how much interest you'll rack up if you put your loans in forbearance.

If you can lower the interest rates by at least a percent, then you should consider refinancing.

Rep. DelBene also focuses on strengthening the Pell Grant program as well as «reduc [ing] the burden of student debt by allowing borrowers to refinance at today's lower rates.»

Led by an 11 % decline in refinance applications, the MBA measure of mortgage activity is now at the lowest level since the year 2000.

Moreover, experts estimate that if by refinancing you can not obtain at least a 2 % reduction on the interest rate, a refinance loan is not to your advantage.

«In the third quarter of 2010,» says Freddie Mac, «33 percent of homeowners who refinanced their first - lien home mortgage lowered their principal balance by paying - in additional money at the closing table.»

So, if the amount saved by the reduction on the interest rate does not compensate the fees and expenses, refinancing makes no sense at all.