Sentences with phrase «by refinancing for»

Take advantage of your home equity by refinancing for a larger amount than your outstanding loan.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
They wanted to know if they should break their mortgages and refinance at BMO's limited - time, bargain - basement 2.99 % rate — the lowest rate ever officially offered by a Canadian bank for a five - year, fixed - rate mortgage.
Terri Levine, a business mentoring expert, explains on QuickBooks, that she advises her «clients to collect all outstanding debts quickly, decrease prices by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.»
Wall Street brokerage Jefferies, which provided the funding estimate cited by The Economist, said in a note last week it expects refinancing risk to remain high for the Silicon Valley venture until it can consistently produce 10,000 Model 3s a week.
While rates, fees, loan terms and conditions may vary by bank, once you've set your goal, the following are a few general guidelines to help determine optimal timing for refinancing.
I instruct my clients to collect all outstanding debts quickly, decrease prices by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.
By acting as a cosigner, you may be able to help your child save money on interest and get approved for refinancing.
Cloud was a pen name used to publish content on The Student Loan Report and created by the for - profit student loan refinancing company, LendEDU.
This is the goldilocks scenario for all real estate investors who get to take advantage by refinancing their mortgages or getting record low mortgage rates for purchase while also raising rents.
If you have good credit and a solid student loan payment history, you can create wiggle room in your budget for a home down payment by refinancing.
The points you pay for refinancing might be tax - deductible, and they can lower your interest rate by a little bit.
Graduates with student loan debt aren't the only ones who can benefit by refinancing their loans at a lower interest rate — parents can save thousands by refinancing the student loans they take out to help their kids pay for college, NBC Nightly News with Lester Holt reports.
For those of you who feel overwhelmed by the whole idea of refinancing, it's so important to utilize every tool available to make the process easier.
Applying with a co-signer can help you increase your chance of qualifying for refinancing, and could also help you get a better interest rate than you would get if you applied by yourself.
By opting to refinance your federal student loans, you are no longer eligible for any of these repayment plans or loan forgiveness programs through the federal government.
We found that borrowers in both groups were able to reduce their interest rate by an average of 1.56 percentage points when they refinanced their loans with lenders who compete for business through the Credible marketplace.
Because many borrowers have used Credible to refinance graduate school debt, the average loan balance for all users — $ 54,591 — is greater than the debt typically taken on by undergraduates.
These are historically low interest rates by any measure, and they offer a powerful enticement for home buyers and refinancing homeowners alike.
If you take the $ 158 you save by refinancing your student loans and invest it at an average annual return of seven percent for the next 15 years, you can supercharge your retirement savings.
The proximate cause of death for virtually every defaulting junk bond is a liquidity crisis occasioned by either an inability to generate enough cash to service debt, or an inability to refinance maturing debt.
Divide the one - time cost by the monthly savings, and you'll know how long it will take for a refinance to pay for itself.
According to government statistics, around 10,000 homeowners in the Phoenix metro area currently qualify for HARP, and could therefore save money on their monthly payments by refinancing into a lower rate.
In order to qualify for a HARP loan, homeowners must a have a mortgage backed by Fannie Mae or Freddie Mac which predates June 2009; must show a 6 - month history of on - time payments; and, may not have already used the HARP loan to refinance.
A zero - closing cost refinance is a refinance for which all closing costs are paid by your lender in exchange for the homeowner willfully accepting a slightly higher mortgage rate.
Offers financial assistance to help bring monthly payment to an affordable level by using Hardest Hit Fund funds for refinancing or modification of the first mortgage loan.
To see if a conventional loan refinance makes sense for you, speak with a PennyMac loan officer today by calling (866) 549-3583 and learn how you can lower your monthly mortgage payment.
While an FHA Cash - Out loan may be a great option for many current FHA borrowers, it should be noted that borrowers with good credit and more than 20 % equity in their homes are often better served by refinancing into a conventional loan.
If you aren't happy with your loan or transfer the debt into your child's name, you can refinance it by applying for another loan with more favorable terms.
As time goes by, people find reasons to move houses, refinance for lower rates or simply make bigger payments to reduce their interest costs.
By consulting with a PNC Mortgage loan officer, you can explore the various options for refinancing and the possible benefits.
By refinancing, you can get a new loan with a fixed interest rate and guarantee a consistent rate for the life of your loan.
For example, if you have four years remaining on a five year loan for $ 25,000 with a 7.75 percent interest rate, you could lower your monthly payment by $ 28 and save nearly $ 1,400 in interest costs by refinancing into a 4.75 percent loFor example, if you have four years remaining on a five year loan for $ 25,000 with a 7.75 percent interest rate, you could lower your monthly payment by $ 28 and save nearly $ 1,400 in interest costs by refinancing into a 4.75 percent lofor $ 25,000 with a 7.75 percent interest rate, you could lower your monthly payment by $ 28 and save nearly $ 1,400 in interest costs by refinancing into a 4.75 percent loan.
Refinances are now down just 10 percent from a year ago because volume dropped by half for much of last year.
«Mortgage credit availability increased for the third consecutive month in November, driven by increased availability of conventional low down payment and streamlined refinance loan programs,» said Lynn Fisher, MBA's vice president of research and economics.
My primary residence was refinanced to 2.625 % (from 3.25 %) for a savings of roughly $ 3,800 a year while I raised my rent for two properties by a total of $ 6,000 a year.
Refinancing is offered by private lenders, not the government, so it's not a great fit for those planning to take advantage of federal repayment options such as income - based repayment or public service loan forgiveness.
DRH was able to refinance existing debt and fund the acquisition by partnering with its senior lender, Citizens Bank, for a total of $ 155 million in new financing.
Steven Croman, described by the state AG as the «Bernie Madoff of landlords» in NYC, has pleaded guilty to three felonies for fraudulently refinancing loans and committing tax fraud.
A lawyer and a certified public accountant, Suozzi earned high marks for overhauling Nassau County's government, refinancing its debt, improving its bond ratings, and helping rescue it from the brink of insolvency, partly by pushing for tax increases.
These new regulations, together with broader reform measures, are expected to reduce title insurance closing costs by up to 20 percent for new home purchases and up to 60 percent for refinancing transactions.
Frittering away fortunes The implication in «Vanderbilt family refinances Madison Avenue office tower for $ 80 million» (CrainsNewYork.com) that there is still some vast, hidden and unitary Vanderbilt fortune is simply erroneous, although individual branches of the family, by dint of their subsequent efforts, may have built their own fortunes.
Nassau's revised 2016 county budget, slated for consideration today by the county's financial control board, includes $ 35.6 million in revenue from increased real estate fees that could add hundreds or thousands of dollars to the cost of buying, selling or refinancing properties in the county.
«Issuance of Eurobond in the ICM and / or loans syndication by the banks in the sum of $ 3bn for refinancing of maturing domestic debts obligations of the Federal Government of Nigeria, while looking forward to the timely approval of the National Assembly to enable Nigerians to take advantage of these opportunities for funding.»
For one, he vowed to veto any budget that includes deficit financing — singling out both Lt. Gov. Richard Ravitch's borrowing scheme and a gimmick fronted by Senate Democratic leader John Sampson to refinance bonds issued in anticipation of income from the state's tobacco - lawsuit settlement.
Utilizing a $ 10 million federal enhancement grant and a $ 100,000 contribution from the Texas Education Agency (TEA), TCEP provides credit enhancement for municipal bonds that provide financing for the acquisition, construction, repair or renovation of Texas charter school facilities (including certain refinancing of facilities debt that meet federal guidelines), by funding a debt service reserve fund for such issuances.
As time goes by, people find reasons to move houses, refinance for lower rates or simply make bigger payments to reduce their interest costs.
But if some of the refinanced proceeds are used to improve your home and weren't a charge for any services provided by the mortgage lender as part of the loan origination fee, you may be able to fully deduct the portion of the points that is related to the improvement the year you paid them.
However another good reason for refinancing would be to lower the amount of your monthly payments by extending the repayment schedule of your home loan.
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