After graduation, your income and credit history may allow you to save money
by refinancing government loans at a better rate with private lenders.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or
refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other
governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign
government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
One in three borrowers (32 percent) thought they could lower the interest rate on their student loans
by taking advantage of a
government refinancing program.
Refinancing through this method also means that you give up the defferal and forbearance options offered
by the
government lenders.
Since this is not permitted
by our
government lender, parents can opt to
refinance, as some lenders (i.e., SoFI, CommonBond, etc.) permit the college student to
refinance the parent PLUS loans in their name.
The only way to consolidate federal student loans is through the federal
government,
by using studentloans.gov, or
by refinancing them through a private lender.
By opting to
refinance your federal student loans, you are no longer eligible for any of these repayment plans or loan forgiveness programs through the federal
government.
Learn more: Homeowners who want to learn more about the
government refinancing or modification programs can visit KnowYourOptions.com (a website owned and operated
by Fannie Mae) or MakingHomeAffordable.gov, which is the official program website.
Still, deferment and forbearance options offered
by the best
refinancing companies are likely to fall short of what's offered
by the federal
government.
According to
government statistics, around 10,000 homeowners in the Phoenix metro area currently qualify for HARP, and could therefore save money on their monthly payments
by refinancing into a lower rate.
They are issued
by governments and corporations around the world to finance new projects, maintain ongoing operations, or
refinance other debts.
Refinancing is offered
by private lenders, not the
government, so it's not a great fit for those planning to take advantage of federal repayment options such as income - based repayment or public service loan forgiveness.
A lawyer and a certified public accountant, Suozzi earned high marks for overhauling Nassau County's
government,
refinancing its debt, improving its bond ratings, and helping rescue it from the brink of insolvency, partly
by pushing for tax increases.
«Issuance of Eurobond in the ICM and / or loans syndication
by the banks in the sum of $ 3bn for
refinancing of maturing domestic debts obligations of the Federal
Government of Nigeria, while looking forward to the timely approval of the National Assembly to enable Nigerians to take advantage of these opportunities for funding.»
As a requirement, the project
refinancing shall be approved
by the buyer and the
Government of Ghana.
Direct Loan Consolidation is offered through the federal
government, whereas
refinance loan options are offered
by private lenders such as Brazos.
Since September 2007, FHASecure has enabled tens of thousands of families — who are current on their home loans or past due because their teaser rates reset — to close on loans
refinanced through HUD's Federal Housing Administration (FHA), which is backed
by the full faith and credit of the
government.»
The Home Affordable
Refinance Program, or HARP, was started by the government in 2009 to help underwater homeowners refinance their m
Refinance Program, or HARP, was started
by the
government in 2009 to help underwater homeowners
refinance their m
refinance their mortgages.
Also, the reinvestment in Agency MBS should have limited impact because so many owners are inverted, or ineligible for financing backed
by the GSEs, and implicitly the
government, even with the recently announced
refinancing changes.
In addition, some rental properties already financed or serviced
by Freddie Mac or Fannie Mae may also qualify for
government - backed
refinancing programs.
There's been a lot of confusion and uncertainty recently regarding the VA Funding Fee, which is a mandatory
government fee on every purchase and
refinance loan backed
by the Department of Veterans Affairs.
Backed
by the
government, FHASecure is enabling homeowners who have a history of on - time mortgage payments under their original interest rates, but missed payments after their rates reset, to
refinance into FHA's mortgage insurance program.
Under the new Home Affordable
Refinance Program created by the federal government, eligible homeowner can now refinance their homes at affordab
Refinance Program created
by the federal
government, eligible homeowner can now
refinance their homes at affordab
refinance their homes at affordable rates.
The only way to consolidate federal student loans is through the federal
government,
by using studentloans.gov, or
by refinancing them through a private lender.
As promised last month
by the regulator of the two
government - sponsored mortgage companies, changes to the Homeowner's Assistance
Refinance Program (HARP) are now in place which may enable more than 1 million homeowners who owe more on their mortgages than their homes are worth to refinance at today's very attractive intere
Refinance Program (HARP) are now in place which may enable more than 1 million homeowners who owe more on their mortgages than their homes are worth to
refinance at today's very attractive intere
refinance at today's very attractive interest rates.
The approach above with the lowest total repayment cost —
refinancing into a 10 - year loan at 5 percent interest — saves nearly $ 5,000 compared to the standard
government repayment plan, while also reducing the borrower's monthly payment
by $ 40.
Senior homeowners are allowed to
refinance their homes, and the new loan is guaranteed and backed
by the federal
government.
Refinancing Standards with FHA: If you don't already have a
government insured loan and want to
refinance into a federally backed loan
by FHA, you only need 3.5 % equity.
If you already have a VA or FHA loan insured
by the
government, you may be pleasantly surprised at the expanded guidelines for the streamline
refinance.
They are issued
by governments and corporations around the world to finance new projects, maintain ongoing operations, or
refinance other debts.
Historically,
refinanced mortgages are considered to be fairly safe investments for banks, allowing them to offer rates that only a few points above what they would get
by investing their money with the
government.
January, 2011: The
government continued to tighten the rules
by dropping the maximum amortization period for a high - ratio insured mortgage to 30 years and reducing the maximum loan amount for
refinance purposes to 85 per cent.
A non-traditional
refinance or a loan modification offered
by the federal
government or a lender has more flexible income and equity guidelines.
It was created
by the
government in response to the housing crash to assist underwater homeowners take advantage of low market interest rates and
refinance even though there was no equity in their home.
Insured or guaranteed
by the federal
government and featuring low down payments and a variety of rate options, a specialized home
refinance program may be a viable option if you meet certain requirements.
The federal
refinancing is a solution held in high regard
by many politicians, and many view it as a necessary
government program that is missing.
As to its public policy and economic implications my belief is that it is poor policy to allow
refinancing into
government (taxpayer) backed mortgages
by homeowners that would not otherwise qualify for the loans.
If you're
refinancing federal student loans into private loans — those originated
by private banks and financial institutions — you'll lose the protections and programs that
government - sponsored student loans provide.
Referred to
by the VA as the Interest Rate Reduction
Refinance Loan, or IRRRL (don't you just love
government acronyms?)
And unlike a traditional mortgage, the
government pays the cost of the
refinancing, including closing costs, which should benefit the many homeowners who are held back
by the inability to pay these costs up front.
This fee, which is applied
by the VA to all purchase and
refinance loans, goes directly to the
government and helps keep the VA loan program going for future generations.
Federal student loans, however, do not share this characteristic with its counterparts; in fact, options for
refinancing are restricted
by the federal
government.
Getting approved for another
refinance is easy if you already have a
government loan insured
by the FHA that is in good standing.
It seems as though everyone — homeowners, corporations, and even state and local
governments — is taking advantage of the current historically low interest rates
by refinancing their debt.
Student loan
refinancing, viewed
by many as the predominant solution to the default rate, still lacks support in some state legislatures and the federal
government.
He has proposed several changes to the way the
government handles student debt, including an Act to make college tuition free, as well as supporting the
refinancing of student loans through the
government (keep in mind this is different from student loan
refinancing offered
by private banks and lenders).
It is specifically designed to help homeowners facing foreclosure
refinance into low, fixed - rate loans that are insured
by the
government.
Right now,
refinancing is only offered
by private lenders — the
government does not offer that option.
Both types of VA
refinance loans are
government mortgage products insured against default
by the United States Department of Veterans Affairs.
Currently, the consolidation os student loans is offered through the federal
government, but the technical service of
refinancing student loans is only offered
by private banks and lenders.