Sentences with phrase «by term plans»

Whole life plans also fulfil the financial security need fulfilled by term plans.
For example, if you buy term insurance, then an accidental death cover is less relevant because that risk is covered by term plans.
Like, suicide in first year of policy purchase is not covered by term plans.
So why just stick with the limited financial compensation provided by term plan when several other products are now available in the market to help your loved ones maintain their current lifestyle even if, god forbid, you are not around them any more.
Those risks are provided by any term plan.
Apart from this the insured can also take benefit of hospitalization and non-hospitalization expenses that are both covered by your term plan that comes with a critical illness benefit.
If the above plan is backed by a Term Plan (as u suggest) for say abt 1.5 or 2crores.
Guys, every one should understand that Insurance is not saving use this concept to insure yourself by term plan with best settlement ratio & low cost thats it always keep distance from those who tell you endowment plans.
Apart from the death benefit extended by a term plan, some plans offer additional cover in the form of riders.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Last week it stood by its plan to keep a key short - term interest rate near zero until unemployment drops below 6.5 per cent.
Critics decry a lack of ambition and ideas among company executives, most of whom have long - term incentive plans linked to the price of their shares, which are lifted by buybacks.
By crafting career plans with expectant mothers that factor in long - term expectations and ambitions.
Scassa said the emails from Microsoft, LinkedIn and communications platform Slack, whose email to users touted «improved clarity and transparency» by making terms «clearer and more understandable» and sharing more details on its data processing practices, could have been sent earlier than planned because of Facebook's scandal.
He said the long - term plans in the budget should have a positive economic impact, but it remains to seen by how much.
As Tobe wrote in a rundown of the Made in 2025 plan, China wants to «overtake Germany, Japan, and the U.S. in terms of manufacturing sophistication by 2049.»
The problem perpetuated by the show, argues Kopke, is that it contributes to a business culture that revolves entirely around the pitch, a short - sighted approach that barely scratches the surface of what an entrepreneur has to offer, or what it means to grow an idea into a long - term business plan.
All the more reason to make sure that, if and when the market does turn, any moves you make will be driven by a long - term plan rather than the emotions generated by the last thing you heard on CNBC.
If your longer - term plans call for creating a more official fiduciary board, it makes a lot of sense to get your feet wet early on by creating a board like this.
Social media company migme has cancelled plans to undertake a share placement, after being battered by volatile markets and selling by long - term shareholders who had acquired the stock when it was a mining business.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
BRUSSELS — The European Union on Wednesday launched the long and politically fraught process of drawing up its new long - term spending plans, seeking a bigger budget to finance new priorities like defense and border control and plug the gap left by Britain's departure.
He says the company plans to hire 10 more employees in the short term, and by next year expand the office to a headcount of 60.
While both plans would increase the debt ceiling, ratings agencies have said a short - term increase such as the one proposed by House Republicans may not be enough to protect the U.S. from a ratings downgrade.
LONDON — European negotiators will insist that Britain must agree «detailed» terms on Britain's future relationship with the EU, in plans that would scupper any attempt by Theresa May to avoid parliamentary defeat by only offering MPs a vote on a vague «declaration of intent» deal.
The senior teams that lead each separate business unit are directed by three key priorities: one, fostering cross-functional communication across the company; two, setting and supporting decision - making for the medium - to long - term needs of their unit; and three, developing three - year rolling business plans on an annual basis.
«Today's actions have been planned for some time by the board, the prior CEO David Sacks, and the executive team, to put our new CEO Jay Fulcher and the organization as a whole in the best position for long - term success.
Forward - looking statements, which are based on certain assumptions and describe our future plans, strategies and expectations, can generally be identified by the use of forward - looking terms such as «believe,» «expect,» «may,» «will,» «should,» «would,» «could,» «seek,» «intend,» «plan,» «goal,» «project,» «estimate,» «anticipate» or other comparable terms.
The current plan is to use Promsvyazbank, a lender earmarked by the government to provide credit to sanctioned entities so that other lenders can offload the risk, to solve the short - term liquidity problems for Rusal, the finance ministry source said.
Although committed to balancing the budget by 2014 — 15, however, the government's long - term plan remains unclear.
City of Swan spokesman Charlie Gregorini said that, while the Rothgard proposal sounded impressive, the State Government's plan was just as big or bigger in terms of employment and investment opportunities as the Rothgard proposal, and had been strongly supported by the community through public consultation.
By creating a succession of short - term plans, your team can evolve as the situation becomes clearer.
The proposal met with a record number of comments, with a number of health insurance groups expressing concern that the short - term plans will undermine the health exchanges by siphoning off younger, healthier consumers who will no longer face a penalty if they enroll in non-compliant plans in 2019.
Both Clarke and Faught say that by shedding onus for smaller decisions, they have time and space to focus on long - term strategic planning and new opportunities.
Boosting CD stock by 50 %, adding more merchandise, renegotiating lease terms, and offering exceptional customer service are critical to their growth plan, too.
Except as expressly provided in the Plan, no issuance by Google of shares of stock of any class, or securities convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the terms related to, any Incentive Award.
Median wealth by sector and plan type is: private sector DC, $ 53,000; private sector DB, $ 65,000; and, public sector DB, $ 165,000.31 Even if one focuses exclusively on long term participants (21 + years) in their current DB and DC plans, the median accumulated wealth of 55 to 64 year olds in DB plans is significantly greater than DC plans: $ 139,000 versus $ 96,000.32
By thoughtfully planning and developing a coworking environment that aligns with your target audience, equipping the space with modern technology, and monitoring usage, executives can create and manage vibrant, highly efficient environments that inspire innovation and retain tenants long - term.
Except as expressly provided in the Plan, no issuance by Alphabet of shares of stock of any class, or securities convertible into shares of stock of any class, shall affect, and no adjustment by reason thereof shall be made with respect to, the number of shares or amount of other property subject to, or the terms related to, any Incentive Award.
Worst of all, Luhnow and his execs were openly violating the baseball compact by which rebuilding teams were supposed to obscure their long - term plan by maintaining the illusion that they were genuinely trying to win each and every year, even if it meant losing just a little less.
Each award is subject to the terms and conditions set forth in the 2007 Equity Incentive Plan and to those other terms and conditions specified by the Committee and memorialized in a written award agreement.
In terms of challenges ahead, the withdrawal of monetary support by the Fed should continue to be carefully managed, and a durable medium - term fiscal plan agreed.
Under term - based plans, the payment is determined by the repayment term length (the plans are either equal payments or start lower and increase as time goes by).
The Plan seeks to achieve this purpose by providing for discretionary long - term incentive Awards in the form of Options (which may be Incentive Stock Options or Nonstatutory Stock Options), Stock Appreciation Rights, Stock Grants, Restricted Stock Units and Cash Bonus Awards.
Forward - looking statements can be identified by the use of the future tense or other forward - looking words such as «believe,» «expect,» «anticipate,» «intend,» «plan,» «estimate,» «should,» «may,» «will,» «objective,» «projection,» «forecast,» «management believes,» «continue,» «strategy,» «position» or the negative of those terms or other variations of them or by comparable terminology.
Management has a long - term target of achieving a contribution margin of 40 % in the U.S. by 2020, and it believes things are running ahead of plan because of higher than anticipated revenue growth and moderate increases in content and other streaming costs.
IEX's plan is to forgo the high profits earned by the major exchanges from selling speed advantages on the theory that they can make money more ethically by attracting long - term investors.
An incentive compensation award paid in stock, restricted share rights, or restricted stock pursuant to this Policy shall be governed by the provisions (other than provisions with respect to the computation of such award) of the Company's Long - Term Incentive Compensation Plan.
Wealth PlanningBy getting to know you and developing a deep understanding of what you wish to accomplish with your wealth, KFWA helps you build a comprehensive plan designed to meet your short - and long - term goals.
The administrator will determine the methods of payment of the exercise price of an option, which may include cash, shares, or other property acceptable to the administrator, as well as other types of consideration permitted by applicable law and the other terms of the option, subject to the provisions of our 2015 Plan.
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