Sentences with phrase «by the borrowed amount»

The loans have to be repaid or the refund or death benefit will be reduced by the borrowed amount.

A synthetic «sale» of an annuity can be accomplished by borrowing an amount equal to the value of the annuity and buying a life insurance policy.

Not exact matches

The amendment provided for (i) an immediate reduction in the interest rate margin applicable to the loans outstanding under the Senior Secured Term Loan Facility from (a) 3.50 % to 3.00 % for LIBOR borrowings and (b) 2.50 % to 2.00 % for base rate borrowings, (ii) an immediate lowering of the LIBOR floor for loans outstanding under the Senior Secured Term Loan Facility from 1.25 % to 1.00 % and (iii) the borrowing of incremental term loans, the proceeds of which were used to repay the outstanding loans of lenders that did not consent to the repricing amendment (the Non-Consenting Lenders) in an aggregate principal amount of approximately $ 99.6 million, which is the amount of loans held by such Non-Consenting Lenders on February 8, 2013.

If NMG were to request any such additional commitments and the existing lenders or new lenders were to agree to provide such commitments, the Asset - Based Revolving Credit Facility size could be increased to up to $ 1,000 million, but NMG's ability to borrow would still be limited by the amount of the borrowing base.

These shares are included in the net worth analysis and their value offset by a $ 624.3 million liability, the amount of borrowings against them, as disclosed in a March 2017 filing.

Partly in response to that, real estate developers and others who needed to borrow large amounts of money began turning to insurers, which rapidly expanded their financial activities and raised the money to do so by selling a wide array of often speculative investment products.

With auto sales cruising at a near record pace, the amount of money borrowed by car, truck and SUV buyers topped $ 1 trillion for the first time ever.

In most parts of the country, the maximum amount that homebuyers can borrow is $ 424,100 (if they're taking out loans backed by Fannie Mae or Freddie Mac).

It turns out that if desired investment exceeds actual investment, the additional savings will be borrowed and invested, and investment will rise by the same amount by which consumption declines.

However, it's possible to increase the amount of money you're qualified to borrow by combining a business loan with 401 (k) business financing.

The maximum amount that can be borrowed varies by the type of degree the student is pursuing.

Both options will also get rid of any lingering score damage caused by having card accounts with such a high credit utilization — the amount you have borrowed compared to your credit limits.

First off, an interest rate is the amount charged by a lender for the use of the money you are borrowing.

Loan limits also play a role here, but it's possible to borrow above those amounts by using a jumbo mortgage or by making a larger down payment.

The details of the new mortgage loan can be customized by the homeowner, include the new loan's mortgage rate, loan length in years, and amount borrowed.

A rarely reported kind of borrowing by the US Government, called «off - budget expenditures» (OBE), could add a substantial amount of debt to the already enormous borrowing needs of the nation.

Instead, when the Fed makes its first rate hike — something that probably won't happen until at least September - 2015 — it will do so by 1) raising the interest rate paid on bank reserves, 2) increasing the amount that it pays to borrow money via Reverse Repurchase agreements, and 3) boosting the rate that it offers to financial institutions for term deposits.

Bill 15: An Act to End Predatory Lending introduced by Service Alberta Minister Stephanie McLean targeted the payday loan industry, bringing down the amounts paid on payday loans from $ 23 per $ 100 borrowed down to $ 15 per $ 100.

The debt ceiling refers to the maximum amount of money the United States Federal Government can borrow, and is set by law (created under the Second Liberty Bond Act of 1917).

Let's say that by the time your accrued interest is added to the original amount you borrowed, you have $ 30,000 in student debt.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

This final part of Griffin's argument for the process theodicy turns on an assumption that he appears to have borrowed by Hartshorne, viz., that the so - called «social view» of omnipotence is the only alternative to the monopolistic (and thus to the standard) view.9 The critique of the latter thus established the former as (in Griffin's words) «the only view that is coherent if one is talking about the power a being with the greatest conceivable amount of power could have over a created, i.e. an actual world» (GPE 269).

Adding that amount alone back into the stock would increase the total base by nearly 20 % and reduce the total amount of money borrowed under President Mahama as a percentage of accumulated stock since independence to about 23 %, which, high as it is, is not nearly as dramatic as 66 %.

County leaders are unsure whether they would participate in what amounts to a pension fund borrowing plan if it passes the Senate and is signed by the governor.

To make sure revenue meets expenses without borrowing, Mangano wants to increase by an undetermined amount the $ 55 surcharge on traffic tickets adopted last year, to raise $ 35 million, and hike fees for filing tax verification — now $ 355 — and block maps — now $ 300 — by $ 100 each, to raise $ 25 million.

I won't even talk much about the defeatist angle from which Dr. Bawumia took on President Mahama, saying that the «brighter days ahead» mantra has been overused by since 2009 by the Mahama - led administration to deceive Ghanaians» or that «President Mahama is «hoodwinking» Ghanaians by citing some supposed achievements when in fact he has achieved less relative to the amount of money borrowed for infrastructural projects.»

Similarly, the amount state and local governments will have to pay into the state's main pension fund for other public employees would double to nearly $ 4 billion — even if most localities opt into a borrowing scheme approved this year by lawmakers to soften the blow.

According to him, the amount borrowed by the NDC administration since 2009, does not commensurate with the government's claim of massive infrastructure development.

Falling copper prices, the oil crisis, and failed economic management in the 1970s led to shortfalls and severe economic crisis in Zambia by the early 80s, instigating a nationwide famine and forcing the government to borrow massive amounts of money and commit to extreme IMF economic reforms which led to anti-government riots and the devaluation of the kwacha.

The Uhuru administration has been accused excessive borrowing, with an estimate that it has borrowed much more than the accumulative amount borrowed by all past governments since independence.

In the years of wrangling that followed, Congel often pushed to increase the amount borrowed through the bonds — and the amount of debt payments that would be reimbursed by state taxpayers.

Missing from this piece is the fact that the interest rate on the amount borrowed from the pension funds would be lower than that charged by outside lenders, or payable on bonds.

NIFA board member Chris Wright responded to the suit by citing board projections that Nassau already faces a $ 150 million deficit, counting borrowings: «The administration and the legislature should understand that reducing revenues in any amount... probably isn't a good idea.

Directed by Matthew Vaughn and adapted from Mark Millar and Dave Gibbons» graphic novel called The Secret Service, the film borrowed a great deal from the James Bond mythos — the tuxedos especially — while exercising a shocking amount of audacity in regards to sex and violence.

Conan Exiles borrows heavily from the MMO's art style, music and settings, but of course with the exception of some NPCs and collectible documents, the player creates his or her «story» by interacting with the environment and other players.One of the more interesting aspects of Exiles is the player character's religious alignment and the eventual ability to summon mammoth, city - destroying avatars for a brief amount of time.

Amounts owed and default rates can be divided by the borrowing rate for the relevant group, to obtain statistics for borrowers only.

Even if we exclude the mortgage borrowing, which has a more ambiguous affect on long - term wealth given that house prices may appreciate by more than interest and depreciation, even just the auto loan increases exceeded the amount by which employees increased their savings.

However, she says, all told, this budget amounts to, «multiple cuts that will exacerbate student debt by increasing the need to borrow, and increase the cost of repayment for many but not all students.»

the amount an author earns will be determined by their share of total pages read instead of their share of total qualified borrows.»

When you book is borrowed, you get paid by a growing pool of money Amazon sets aside, and the amount continues to grow.

Whereas before — as described above — an amount was arrived at based on blah - blah - Amazon - Math divided by books borrowed and read up to 10 %, they were going to pay based on pages read, full stop.

Your share will be calculated as the number of times that the Digital Book has been borrowed during the month as a percentage of the number of times all KDP Digital Books have been borrowed, multiplied by the fund amount we establish for that month... For example, if the fund for a particular month is $ 500,000, your Digital Book is borrowed 1,500 times, and all participating Digital Books are cumulatively borrowed 100,000 times, your Digital Book will earn $ 7,500 ($ 500,000 x 1,500 / 100,000 = $ 7,500).

But despite adding massive amounts of cash to the KDP Select fund each month, the Kindle Unlimited payout has been sinking steadily and hit a new low of $ 1.33 per borrow in October, down by nearly 40 % from $ 2.20 in June before KU launched in July.

On the previous figures given by Amazon, I calculated that the average borrow amounted to 243 KENPs.

Borrows only get a payout if at least 10 % of the book is read, and the payout amount decreases by the month.

You might be able to reduce the amount of money you borrow each year by choosing a less costly option.

Characterized by lower upfront Mortgage Insurance Premiums and closing costs, the HECM Saver makes the reverse mortgage more affordable by allowing homeowners to borrow a smaller amount than the standard reverse mortgage.

Iowa Student Loan provides this interactive resource to help you make more informed decisions about higher education by estimating your total out - of - pocket expense for a college degree from this point forward, and the amount you and your family may need to borrow to pay for it, based on information provided in your college's award packet.

Since HELOCs are a form of revolving debt, you can treat them like a credit card by paying off the amount you borrow every month.

Refinancing with a home equity loan allows you to borrow a fixed amount, which is determined by the equity in your home.