Sentences with phrase «by the home insurance policy if»

If a property is left empty for more than 30 days, it will only be covered by the home insurance policy if you can document that a reliable person was either living in the home or checking the property every four days.

Not exact matches

If you have expensive jewelry, such as an engagement ring valued at $ 10,000, it is unlikely to be covered by a typical home insurance policy.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

If people are living in the unit (either indicated by appraiser or the home owner's insurance policy with some type of «renter / tenant» description), then it must be documented that the manufactured home is permitted by local code

Although most weather - related property damage is limited to the structure of the building and is therefore covered by your master policy, you will need the coverage afforded by your condo insurance if damage occurs within your home.

«Industrial operations» are generally excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your damage in a separate home or apartment from the smoke caused by the fire may still be covered under your own renters insurance policy.

Dogs can be wonderful companions, but if you choose a breed that is blacklisted by insurance companies, it could be difficult to find an insurer who will sell you a home insurance policy.

If your home is burglarized or is partially or totally destroyed by a cause that is covered by your policy, homeowners insurance will help you replace your belongings, repair your home, or even rebuild.

If your car is damaged by a non-driving disaster in your home, it would be covered by your comprehensive auto insurance policy, if you have onIf your car is damaged by a non-driving disaster in your home, it would be covered by your comprehensive auto insurance policy, if you have onif you have one.

But if you refuse to buy the insurance by yourself, the lending institution may force the policy on you by buying the home insurance on your behalf.

Your hazard insurance policy will be subject to one of three limits, which provide a varying amount of coverage if your home is damaged by a covered peril.

Most of the companies above insure both home and autos, so it's worth a try to see if you can pay less by bundling insurance policies.

You can reduce the cost of home insurance by taking out a combined buildings and contents insurance policy with an insurer that offers a discount if you buy both types from them.

If you are one of the many property owners who rent out homes in Nevada, you can protect your investment by obtaining a suitable landlord insurance policy.

If your policy number begins with NHP or SBY, your Sainsbury's Home Insurance policy is administered by Halifax General Insurance Services Limited, Registered in England and Wales No: 2791889, Registered Office: Trinity Road, Halifax, West Yorkshire HX1 2RG and underwritten by St Andrew's Insurance plc, Registered in England and Wales No: 3104671, Registered Office: 33 Old Broad Street, London, EC2N 1HZ.

Adding flood insurance to your insurance package means you're covered if groundwater rises and floods your home — a situation that isn't usually covered by home policies.

Home insurance also protects you if you're legally liable for someone's injuries on your property, as well as from financial losses caused by storms, fire, theft, and other events outlined in your policy.

Home insurance also protects you if you're legally liable for injuries on your property, as well as from financial losses caused by storms, fire, theft and other events outlined in your policy.

Though renters can not be guaranteed that their homes will not be destroyed in some major catastrophe, they can be guaranteed by buying a Tulsa renters insurance policy that if such an event does occur, they will have the funds to replace what they own.

If your home is hit by lightning, it's a scary experience, but your home insurance policy will cover the cost of any damage after the storm.

If your house is damaged by a disaster covered by home insurance, such as a fire, and is uninhabitable, the homeowners policy pays for extra expenses such as hotel costs or rent, while your home is rebuilt.

For instance, you could purchase an insurance policy for damages to your home and the insurance company pay for damages if the home was affected by a fire or other events covered by the plan.

If someone owns a home, and has an active mortgage, then chances are they are required by their lender to carry a homeowners insurance policy.

If you already have significant landscaping damage that is not covered by your home insurance policy, there are other options that might help you recoup some of the loss.

Many Comprehensive home insurance policies will only cover damage cause by freezing if certain conditions are met: • To arrange for a competent person to enter your home every 24 hours while you are away to ensure the heating is being maintained and the property is checked on.

For example, if you are moving to a different state and need to switch your home insurance immediately but want to wait to switch your auto, you would still qualify for the multi policy discount by going with the same insurance carrier.

Adding flood insurance to your insurance package means you're covered if groundwater rises and floods your home — a situation that isn't usually covered by home policies.

If your car was damaged in a home fire, it would be covered by the vehicle's comprehensive auto insurance policy, assuming there is one.

If your home is damaged or destroyed by a tornado, you can rely on your homeowners insurance policy to help pay for repairs.

Endorsements are available to add by - law coverage to your policy, and some home more comprehensive high - end insurance policies will include by - law coverage, but if yours does not, this could be a major problem in the interpretation of what the actual cost of rebuilding will be, vs. the coverage in your replacement cost.

If you're involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policieIf you're involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policieif someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

Your homeowners insurance policy covers losses caused by fires, but you may want to consider purchasing additional fire coverage especially if your home was built adjacent to the wildland areas.

If your home is at risk, your Trusted Choice agent can help you get the coverage you need by supplementing your Augusta homeowners insurance policy with flood insurance through the National Flood Insurance Prograinsurance policy with flood insurance through the National Flood Insurance Prograinsurance through the National Flood Insurance PrograInsurance Program (NFIP).

If you are one of the many property owners who rent out homes in Nevada, you can protect your investment by obtaining a suitable landlord insurance policy.

Homeowners insurance policies provide coverage for the cost of additional living expenses if your home is damaged by an insured disaster.

If your home insurance policy is of the named - peril type, for example, and you do not specifically name hurricanes, you may not be able to get compensation if your home is damaged or destroyed by a hurricanIf your home insurance policy is of the named - peril type, for example, and you do not specifically name hurricanes, you may not be able to get compensation if your home is damaged or destroyed by a hurricanif your home is damaged or destroyed by a hurricane.

Most Maryland homeowners insurance policies should cover the structure of your home sufficiently if it is significantly damaged or destroyed by a tornado.

If you become pregnant after you have returned home from a covered trip to a destination affected by the Zika virus, unfortunately, your travel insurance policy would not cover post-trip treatment or expenses.

If your home or business is destroyed by a sinkhole and you do not have a sinkhole insurance policy, you will receive no compensation for your losses.

If you have set roots by purchasing a house here, you will want to be sure to protect your investment with a suitable Winchester home insurance policy.

«Industrial operations» are generally excluded, but it's possible that even if the fire itself isn't covered under the responsible party's policy — perhaps the fire was caused by an illegal methamphetamine lab, and the criminal acts exclusion applied — but your damage in a separate home or apartment from the smoke caused by the fire may still be covered under your own renters insurance policy.

Before the internet, it would take up to 6 - 8 weeks to go through the entire life insurance policy purchasing process, which included a visit to your home by a life insurance agent, a medical exam, and waiting weeks to find out if you passed the exam, and if the insurance company accepted you for coverage.

Additional living expense coverage may kick in if your home is damaged by a peril listed in your insurance policy.

Additional living expenses: If your home is destroyed in a disaster covered by your policy, renters insurance pays for your additional living expenses.

If your home is destroyed by a disaster that your policy covers and you need to live elsewhere, renters insurance covers your additional living expenses.

Insurance is an expense that can be required by both laws and lenders, but if you call Vermont home, most policies are relatively affordable.

If your rental home is covered by a traditional homeowners policy, your insurance company may refuse to honor your claims if they discover that the home was occupied by tenantIf your rental home is covered by a traditional homeowners policy, your insurance company may refuse to honor your claims if they discover that the home was occupied by tenantif they discover that the home was occupied by tenants.

If you are looking for affordable home insurance, it is important to compare features and benefits of policies offered by insurers.

If you have property insurance with ONE company, you may qualify for a multiple policy discount to lower both your auto and your home insurance premiums by as much as 10 - 15 %.

Water damage done to your home is covered by a standard homeowner's insurance policy dependent if it is considered sudden internal water damage.