Sentences with phrase «by the homeowner as»

Then it could be used by the homeowners as non-potable water to save money or simply released after the risk of flood is gone.

The cost of mortgage insurance is paid by the homeowner as an up - front amount that is usually financed into the loan amount, as well as an additional amount that is included in the monthly mortgage payment.

And to determine risk, home insurance companies give significant consideration to past home insurance claims submitted by the homeowner as well as claims related to that property and the homeowner's credit.

Not exact matches

The Canadians left behind by the housing boom are watching, mad as hell, as homeowners glory in their paper fortunes.

Part of the SBA's congressional mandate is disbursing loans to businesses and homeowners in areas devastated by tragedy, such as where Hurricane Sandy barreled through the Northeast or in areas out West ravaged by wild fires.

In the U.S., he said, housing will «always remain as a primary playbook for stimulating the U.S. economy» and «homeowners will continue to believe that increased home equity is a faster highway to creating wealth than accumulating wealth by working for a living.»

Not long after she took charge in June 2006, Bair began sounding the alarm about the dangers posed by the explosive growth of subprime mortgages, which she feared would not only ravage neighborhoods when homeowners began to default — as they inevitably did — but also wreak havoc on the banking system.

Homeowners who owe more than 80 % of their home's price are eligible, as long as their mortgage is owned by Fannie Mae and Freddie Mac.

As long as the homeowners meet the criteria set by the IRS, the full amount of the mortgage interest paid during the tax year, within the dollar limit, can be deducteAs long as the homeowners meet the criteria set by the IRS, the full amount of the mortgage interest paid during the tax year, within the dollar limit, can be deducteas the homeowners meet the criteria set by the IRS, the full amount of the mortgage interest paid during the tax year, within the dollar limit, can be deducted.

Laws vary by state but, as a general rule, your homeowners insurance policy must be in an amount which covers the cost to rebuild your home as - is.

Tim Reid, the founder of Phoenix Real Estate Investing, which works with distressed homeowners, says the number of foreclosure notices issued by Alberta courts in Calgary and Edmonton jumped by about 15 per cent from November to December, and is up as much as 40 per cent on the year.

Via the program, so long as a homeowner's been making monthly payments on time; and, so long as those payments are dropping by five percent or more, the FHA will allow a no - verification refinance to today's current FHA mortgage rates.

As long as the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininAs long as the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininas the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininas collateral for yet new loans in a process that seems to be self - sustaining.

A mortgage impound account — also known as an escrow impound account — is a financial account set up by a lender or loan servicer to collect the expenses of property taxes, homeowner's insurance and mortgage insurance (if applicable).

But today, home buyers can put up as little as a 3 percent down payment for a Bank of America mortgage guaranteed by the government agency Freddie Mac (and 3.5 percent for an FHA - insured mortgage), leaving homeowners with 97 percent financialization.

If the negative equity suffered by a quarter of U.S. homeowners can be saved, as the Fed claims it can, where should the line be drawn?

Last week, the Park District Board approved changes suggested by the homeowners group to preserve as many trees as possible and create a nature trail.

As Comptroller, Liu audited property - tax rolls to determine why the values of some co-ops and condos shot up by as much as 147 percent, putting homeowners at risk of huge tax hikeAs Comptroller, Liu audited property - tax rolls to determine why the values of some co-ops and condos shot up by as much as 147 percent, putting homeowners at risk of huge tax hikeas much as 147 percent, putting homeowners at risk of huge tax hikeas 147 percent, putting homeowners at risk of huge tax hikes.

The debate is co-sponsored by the Armour Villa Neighborhood Association and several other homeowners associations as well as the League of Women Voters of the Rivertowns.

The agency is perhaps best known for its role in managing the city's complex water system and proposing the city's water rates, which have long been criticized by some advocates as a backdoor tax on homeowners.

[86] However, comments made by Osborne in 2003 on BBC2's Daily Politics programme then resurfaced; these regarded the avoidance of inheritance tax and using «clever financial products» to pass the value of homeowners» properties to their children, and were widely criticised by politicians and journalists as hypocritical.

As envision by the governor, the move would be designed to bolster the previously approved $ 45 million financial assistance package for homeowners and businesses impacted by the flooding.

Over 60 percent of Island homeowners have been served by Build it Back as of this week.

«As our work to rebuild and recover from Sandy continues, this tax abatement will help homeowners hit hard by the storm keep more of their hard earned money,» Lanza said.

Council spending now began to rise again, largely as a result of increases by the GLC, Merseyside and West Midlands councils; whereas Labour votes tended to be poorer and eligible for rate rebates, the burden of higher spending tended to fall on businesses and middle class homeowners.

«As a way to reduce the property tax burden on homeowners across the state, Governor Cuomo proposed making the county - wide shared services panels that were mandated by the state last year a permanent fixture of local governments... in 2017, 34 counties submitted nearly 400 projects with more than $ 200 million in savings... Cuomo proposed making state funding for local government conditional on the continuation of shared services panels.

A federal jury in Brooklyn found that the Emigrant Savings Bank had discriminated against eight minority homeowners by purposefully marketing to them subprime mortgages with what were described as predatory interest rates of as much as 18 percent a year.

As New Yorkers complain about not receiving the checks that were all supposed to be sent out by February, the state tax department offered a new option for homeowners: You can wait until the fall when the next round of checks go out.

By the second year, the homeowners in municipalities living within the tax cap would receive a receive of their tax increase if the local government is taking «meaningful concrete steps» toward a permanent structural savings such as sharing services or consolidating local governments.

By providing homeowners with green «pay as you save» finance it hopes to encourage many to pay for better insulation and the installation of green technology like solar panels.

Homeowners can receive up to $ 40,000 for interior and exterior repairs to structural damage caused by flooding, as well as the repair or replacement of permanent fixtures.

Spery also presented a proposed 2016 budget to increase taxes by 125 percent — or as high as $ 400 over the current tax bill for village homeowners annually.

The legislation expands eligibility and funding for programs previously announced by Governor Cuomo and will provide vital assistance to homeowners, small businesses, farms, not - for - profit organizations, homeowner associations, owners of multiple dwellings, and local governments that have suffered direct physical damage as a result of the flooding.

If elected, Mr. Giardina pledged to evaluate current law enforcement programs and policies for interdiction and intervention; support 12 - step programs for addiction recovery; double the number of children and teenagers involved in after - school and sports programs sponsored by schools and faith and community - based groups; establish mentorship, apprenticeship, and internship programs that link East Hampton's youth with year - round homeowners and those who visit seasonally; create a volunteer program for those in recovery to be reintegrated into the job market; triple the number of police, firefighters, educators, and medical personnel trained to administer Narcan, and investigate the establishment of an easy - access residential treatment facility available as an alternative or supplement to incarceration.

MPs warned homeowners are also put off installing their own green energy generators, such as solar panels or micro turbines, because they are confused by planning regulations.

The Council has repeatedly called for more agency efficiencies and savings but has largely capitulated as they also advocate for funding their own priorities worth hundreds of millions, which is happening again this year, highlighted by Johnson's push for both Metrocard subsidies for low - income New Yorkers and property tax rebates for middle - class homeowners (while de Blasio has been resistant to both).

Homeowners, tenants and small businesses would be severely affected by an unreliable energy flow as well.

He was in Wilson in Niagara County to sign legislation that sends $ 55 million to communities, businesses and homeowners ravaged by Lake Ontario's historic high water levels, as well as for separate wind damage in the Southern Tier.

As the budget stands, it would increase property taxes for the average homeowner in Rockland County by about $ 13 a year.

As a result, property taxes for homeowners have increased by hundreds of dollars.

A plan by leader Ed Miliband and Shadow Chancellor Ed Balls to levy an escalating one per cent tax on homeowners with properties worth more than # 2million has been described as «the politics of envy» and a move which economist believe could have many unintended consequences.

The senator was joined by homeowners and civic leaders in Glen Oaks last week as he announced a proposal he introduced in February to expand Gov. Andrew Cuomo's renter's tax credit was included in the budget.

This framing nailer is designed for professionals but can be used by a homeowner or hobbyist as well.

Some of the inventions are dazzlingly simple — such as how SolarCity, headquartered in California, removes the biggest obstacle to solar - panel installations by homeowners: their upfront cost.

Made from cheap, abundant components, these cells use a titanium dioxide dye to turn 11 percent of incoming light into electricity — close to the efficiency of standard solar cells used by homeowners today as shown in the photo.

Colorado Parks and Wildlife officials said homeowners living in the wildland - urban interface can do their part by recognizing that wild and domestic animals in their backyards are seen as prey to wild predators.

by Walter Chaw There's an old Ray Bradbury story from 1948 called «Touch and Go» (since reprinted as «The Fruit at the Bottom of the Bowl») that tells the tale of a burglar who surprises the homeowner in his house and accidentally kills him.

By reaching out to others who serve your target audience, such as realtors, home organizers, virtual organizers, companies that sell organizing materials, and authors who write on the topic of keeping organized, you have the opportunity to reach not only individual homeowners but also professionals who have access to a large number of homeowners.

As a matter of fact, if you place your Elizabeth renters insurance side by side with a New Jersey homeowners insurance policy, you'll find much of the exact same verbiage.

Beyond saving homeowners struggling with foreclosure, this program is recognized by federal and state lawmakers as a key strategy for rebuilding efforts post-disaster.