Sentences with phrase «by the insurance policy because»

For us a leaky skylight was covered under a home warranty (that our real estate agent thoughtfully made sure the previous owners bought for us), but the leaky pipes going to our house were not covered by either the city or by the insurance policy because they were just outside the house.

Not exact matches

On Monday, two powerful conservative leaders in the House declared the blueprint unacceptable because it relies on giving people refundable tax credits to purchase insurance — a policy mechanism that, in a very rough sense, resembles Obamacare's subsidies to buy mandated health coverage (and is therefore being slammed by conservatives as just another entitlement program).

A roommate is not covered by another's renters insurance because the policies are not priced appropriately for that risk.

Under English law, which often applies to such policies involving international trade, because insurance contracts are «of the utmost good faith», the policyholder is required to disclose all «material» facts to the insurance company even if no question is asked by the insurance company.

50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a «cancellation» letter or the equivalent over the next year because their existing policies don't meet the standards mandated by the new health care law

Highlighting its concerns, the BMF points out that a recent survey of BMF members found that all vehicles for which members held insurance were not all listed on the Motor Insurance Database, most likely because for motorcyclists who own a number of motorcycles on the same policy, only the principle motorcycle may be recognised by the insurance insurance were not all listed on the Motor Insurance Database, most likely because for motorcyclists who own a number of motorcycles on the same policy, only the principle motorcycle may be recognised by the insurance Insurance Database, most likely because for motorcyclists who own a number of motorcycles on the same policy, only the principle motorcycle may be recognised by the insurance insurance database.

It's not always easy to figure out when water damage is and isn't covered by your policy because the distinctions are so fine, but this guide will inform you of the specific situations when your homeowner's insurance will cover water damage.

We were recently informed by our homeowners insurance company that because the house is no longer owner occupied, they will not renew our policy when it expires in a bit more than a month.

Our church's whole life insurance policy became a MEC and the pastor neglected to alert the board of the MEC status because he was informed by the agent that 501cs are tax exempt and do not pay taxes on a MEC.

That's fortunate, because earth movement is not covered by a renters insurance policy.

That means they can't be on an insurance policy as a named insured or additional named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.

Term life insurance is not available as a standalone policy on children (because the term would likely be over by the time they needed income replacement for their own families), but a permanent policy will last their lifetime so long as the premiums are paid.

Also, this strategy is favorable to a traditional bank loan, both on your business balance sheet, because it is backed by an asset (your insurance policy), and because your interest rates are likely more favorable.

Variable universal life policy cash values are removed a step further from the life insurance company because they are generally not managed by the company itself.

If it is necessary for you to move into a motel or apartment temporarily because of damage caused by a peril covered in your policy, your insurance company will pay an amount up to 20 % of the policy limit on your dwelling for these expenses.

Because condo insurance typically doesn't cover flood damage (homeowners insurance doesn't either, by the way), you'll need a separate policy for protection against flood waters.

By far the most common way to acquire personal liability insurance is as part of a renters insurance policy, because it's bundled with other coverage you need and because it's comparatively difficult to find a policy that just covers your liability.

You can trust your renters insurance policy because companies are both rated and overseen by the state.

Renters insurance is important because your possessions are not protected by the landlord's insurance policy.

Your mortgage lender and your co-op or condo by - laws will likely require that you have your own insurance on top of the master policy because your ability to repair your apartment after a disaster protects the value of the unit.

Because life insurance products and companies differ, not all riders and endorsements presented here are offered under every life insurance policy contract or offered by every insurer.

That is because the proceeds from a life insurance policy can be used for paying off large debts, ongoing living expenses by the insured's survivors, and for the high cost of the insured's funeral and other final expenses.

Life insurance companies are harmed by low rates because they need high income from their investments to pay future obligations to policy holders and those receiving annuities.

It's vitally important that you read and understand all of the exclusions offered by various renters insurance companies in Austin before you purchase a policy, because they can significantly impact the availability of coverage!

Parents often think that their college students are protected by their own insurance policies because these students are usually still dependents.

Although Hippo Insurance has only been around since 2015, it is financially sound because the policies it writes are backed by its partners, TOPA Insurance and Spinnaker Insurance.

Because Effective Coverage works with all types of personal insurance, you can get boat insurance discounts by bundling, as well as discounts on many other policies as well.

Variable life insurance policies are the most expensive because they build up a cash reserve that you can invest in any of the choices offered by the insurance company.

Students may have to get their own policies because they will no longer be eligible to be covered by their parents» health insurance.

Mutual life insurance companies are preferable when researching the ideal permanent life insurance for infinite banking in our humble opinion because they are owned by the policy holders, rather than the public shareholders.

Most comprehensive travelers insurance policies — the kind you buy specifically for this purpose — would reimburse you $ 100 to $ 150 a day for taxis, meals, lodging and other expenses incurred because of a flight delayed by a storm or strike.

Employers or their insurance companies may deny benefits or appeal approvals that are granted by the Workers» Compensation Board, and often do because they fear that their policy rates will increase.

Because of the cap, there probably was not any harm done to the outcome of the trial by not disclosing the insurance policy, but the lawyers for the school district could still face punitive sanctions for their failure to disclose.

This is because with conversion insurance, the total recovery amount under the policy is not reduced by compensation received from other sources.

This is because with traditional underinsured motorist insurance, the total recovery amount is reduced by funds received from any other source, in this case the other motorist's insurance policy.

Because details can be hard to remember, and because some clients feel intimidated or stressed by this meeting, we recommend that clients bring all of the documents they have that are related to the accident — things like police reports, hospital bills, pictures, your insurance policy anBecause details can be hard to remember, and because some clients feel intimidated or stressed by this meeting, we recommend that clients bring all of the documents they have that are related to the accident — things like police reports, hospital bills, pictures, your insurance policy anbecause some clients feel intimidated or stressed by this meeting, we recommend that clients bring all of the documents they have that are related to the accident — things like police reports, hospital bills, pictures, your insurance policy and more.

Moshe, through his insurer, Intact Insurance Company, argued that his policy was not available under section 277 because a claim had not been made against him directly by the plaintiffs.

Liability insurance policies for commercial vehicles tend to have much higher limits than those for personal cars, trucks, and vans because the harm caused by a truck is often more than injuries caused by an accident with a personal vehicle.

Because of this, a tractor - trailer crash victim may have the ability to recover damages by way of a trucking company's assets in addition to any payments made through a liability insurance policy.

One of the models we have seen in the Canadian market, similarly offered in the U.K., is where the funders capital is secured by an insurance policy, meaning the funder is looking at a different level of commitment and risk, because if the litigation is unsuccessful, then the funder is reimbursed by the insurer, which is why the cost can be kept lower.»

If the policyholder cancels the policy before the end of the surrender period, it is not likely the policyholder will receive any amount of the cash value because these costs are incurred by the insurance company to set up the policy.

In this scenario, the second option is actually a better choice, because utilizing a second - to - die life insurance policy, called a survivorship policy, allows the cost of insurance to be spread over two lives, not one, reducing the overall risk of an earlier payout by the insurance company.

Because most motorists today are covered by comprehensive health insurance policies, many do not elect to purchase more than the required amounts for this insurance.

If you are looking for cheap life insurance, affordable Term life insurance will always have the lowest premium but they should be considered a temporary policy because Term insurance is purchased by term lengths of 5 to 30 years.

You can save a lot of money and stress this way, because you will probably already be covered by a current car insurance policy.

Like with all whole life insurance policies, this is a more expensive option offered by Investors Heritage, but that's only because the coverage is guaranteed for life and builds cash value.

The information you can get by examining quotes from competing Houston insurance companies is important whether you've had coverage in place for years or you're shopping for your very first policy, and because insurance quotes are free, there's really no excuse to ignore the valuable perspective they offer.

If a not at fault driver is hit and the at - fault driver runs, no coverage is provided by a mini tort because the coverage comes from the at - fault driver's car insurance policy.

However, because life insurance companies are taking an extra risk by not administering your medical exam there are a few limits that come with these policies compared to the traditional life insurance products.

All of the proceeds from a burial insurance policy can be used by the beneficiary, too, because life insurance proceeds are free of income taxation to the recipient.