Sentences with phrase «by the insurer at»

The combined sum assured of all policies should not exceed your human life value, which is the risk assessment calculated by your insurers at the time of policy application.

A pregnant lady is not covered if claims fall under exclusions of pregnancy clause imposed by the insurer at the time of issuing the policy.

A deductible, copay or out - of - pocket expense is a dollar amount that is to be paid by the insurer at the onset of a visit or procedure.

As you might expect, non-renewal refers to being dropped by your insurer at the end of your current policy period.

And the insured amount is payable by the Insurer at the end of a specified number of years or upon the death of the Insured, whichever is earlier.

Assumptions may be changed by the insurer at its discretion and experience.

No claim bonus is a bonus referred as a discount that is given to the policyholder by the insurer at the time of renewal of the policy if no claim has been filed.

Terminal Bonus: A terminal bonus is an additional loyalty bonus offered by the insurer at the end of the policy term.

However, this revised premium will usually never exceed the maximum premium rate established by the insurer at the time of purchasing the policy.

Such policy loans are provided by insurers at a pre-specified rate of interest, which is clearly mentioned in the offer letter when you apply with the insurer.

The amount paid by the insurer at this time is known as the maturity claim.

Description: Acquisition costs are the direct and indirect variable outlays incurred by an insurer at the time of selling or underwriting an insurance contract (both new and renewal).

Not exact matches

But by buying Aetna, the third - largest U.S. health insurer with 22 million members, CVS is likely to go much further into customer care at its stores over time.

The insurers will launch the new program this summer, along with Quest Diagnostics and health insurance consultants at Multiplan, to see whether they can cut costs by sharing data and reduce the administrative burden of keeping lists accurate.

And last fall the new CEO at ailing insurer AIG made hay with demoralized employees by firing McKinsey and mocking its Project Destiny plan.

The average annual cost of nursing home living in Florida, at $ 91,000 for a single bedroom accommodation, looks like a deal compared to the $ 136,000 for New York, as calculated in research by insurer Genworth.

The chain, a unit of Walgreens Boots Alliance (wba), on Monday is launching a marketing campaign to burnish its health and wellness credentials at a time archival CVS Health (cvs) looks to get stronger by buying health insurer Aetna (aet) in a new $ 69 billion deal, and Amazon.com (amzn) is believed to looking into getting into the pharmacy business.

While research from the American Medical Association showed that 7.1 percent of all claims paid by insurers in 2013 contained a mistake, patient advocates and other professionals who review medical claims for accuracy put the frequency of billing errors at more like 80 percent or even 90 percent.

The move comes nearly two weeks after President Donald Trump took aim at insurers by threatening to cut the healthcare subsidy payments that make Obamacare plans affordable, after repeatedly failing in his efforts to dismantle former President Barack Obama's healthcare law.

Applying the ratio of entities that meet the SBA size standards to the number of affected entities, based on the methodology described at greater length in the RIA of the Fiduciary Rule, the Department estimates that the number of small entities affected by this final rule is 2,438 BDs, 16,521 Registered Investment Advisors, 496 insurers, and 3,358 other ERISA service providers.

The comments, made at a conference organized by a leading U.S. health insurer lobbying group, stoked speculation over what steps the administration of U.S. President Donald Trump may take to rein in lofty prescription drug costs.

In the autumn edition of Gold Investor, Mohamed El - Erian, chief economist at global insurer Allianz and former CEO of PIMCO assesses the challenges faced by the global investment community and the contribution that gold can make within investment portfolios.

Cash value builds at a fixed rate determined by the insurer.

used by professionals in all segments of the industry, the Directory is the essential at - your - fingertips guide to the province's insurers and reinsurers, brokers, adjusters and more.

Since then, insurers have adjusted by whittling away at the benefits that came with variable annuities, imposing variable annuity investment restrictions on advisors, and sticking to their «derisking» strategies.

Bayer said in a statement that it doesn't control the cost for patients at the pharmacy, because copays are determined by insurers and pharmacy - benefit managers — an argument that pharmaceuticals companies have long made when facing criticism over drug prices.

The clear guidelines and monetary limits set down by its insurer regarding accounts receivables makes it simpler for L'Oreal financial and credit managers to nudge the corporate buyers of its cosmetics, hair color and perfumes into timely payments, according to Roy Rabinowitz, senior vice president, tax, at L'Oreal USA in New Jersey.

Effective January 1, 2013, Insurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger the person.

These Alberta homeowners can not only lose their house, but are at risk of being sued by their insurers to recover any losses.

I / WE HEREBY RELEASE, WAIVE, DISCHARGE AND COVENANT NOT TO SUE the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities used by the participant, including its owners, managers, promoters, lessees of premises used to conduct the event or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions, or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWISby the participant, including its owners, managers, promoters, lessees of premises used to conduct the event or program, premises and event inspectors, underwriters, consultants and others who give recommendations, directions, or instructions to engage in risk evaluation or loss control activities regarding the CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») OR ALL SPORTS SERIES / PARK DISTRICT OF HIGHLAND PARK / WINDY CITY FIELD HOUSE / CHICAGO PARK DISTRICT / FITNESS FORMULA CLUBS (FFC — UNION STATION) / URBANA PARK DISTRICT / MADISON PARKS ORGANIZATION / ABUNDANT LIFE CHRISTIAN SCHOOL / LANSING PARKS / CITY OF BLOOMINGTON / UNIVERSITY OF MICHIGAN / CHICAGO PUBLIC SCHOOLS — LAKE VIEW HIGH SCHOOL / CAMP OJIBWA / AUSTIN PARKS AND RECREATION facilities or events held at such facility and each of them, their directors, officers, agents, employees, all for the purposes herein referred to as «Releasee»... FROM ALL LIABILITY TO THE UNDERSIGNED, my / our personal representatives, assigns, executors, heirs and next to kin FOR ANY AND ALL CLAIMS, DEMANDS, LOSSES OR DAMAGES AND ANY CLAIMS OR DEMANDS THEREFORE ON ACCOUNT OF ANY INJURY, INCLUDING BUT NOT LIMITED TO THE DEATH OF THE PARTICIPANT OR DAMAGE TO PROPERTY, ARISING OUT OF OR RELATING TO THE EVENT (S) CAUSED OR ALLEGED TO BE CAUSED IN WHOLE OR IN PART BY THE NEGLIGENCE OF THE RELEASEE OR OTHERWISBY THE NEGLIGENCE OF THE RELEASEE OR OTHERWISE.

British Cycling Bike Insurance is available to all members, whether you are a commuter, racing cyclist or leisure rider, and is provided by a major UK cycle insurer at preferential rates.

If you're considering a tubal ligation, be aware that some insurers, including Medicaid and other federal programs, require you to sign a consent form at least 30 days beforehand if your procedure is to be covered by insurance.

The Flood Free Homes campaign, launched by the Association of British Insurers is calling for no home to be at high risk of flooding by 2025.

The Flood Free Homes campaign, launched by the Association of British Insurers and supported by Friends of the Earth, National Flood Forum, Know Your Flood Risk, The BRE Centre for Resilience and the Property Care Association's Flood Protection Group, is calling for no home to be at high risk of flooding by 2025.

The Association of British Insurers, frustrated by government intransigence have published the location of 200,000 homes at most extreme flood risk, and least likely to get assistance if this government doesn't get a grip.

If CSR is not restored, the financial plan says the state can at least partially offset the loss with refunds it is owed by insurers who manage the program, cuts to premiums going forward, and other measures.

One of the most pressing concerns is the fate of the roughly 200 patients receiving treatment at Sloan - Kettering, which contracted with no other insurer offered on the state's health exchange, created by the Affordable Care Act.

The company attributed its financial problems to a statewide hold on medical malpractice premiums enacted by Governor Eliot Spitzer, and at the time, P.R.I. was lobbying the state for changes in the way insurers do their accounting.

Sponsored by Sen. James Seward of Oneonta, the bill — which now heads to the Assembly and Gov. Andrew Cuomo — takes aim at new regulations from the Department of Financial Services that prohibit title agents and insurers from offering clients meals, entertainment and gifts to win business.

He said the statements falsely implicated him in fraud at AIG, and suggested he was «removed» or «thrown out» by the insurer's board because of his role, among other allegations.

The discussion became public last month at a one - day summit meeting here that showcased solutions and highlighted actions taken by a growing number of pioneering bankers, insurers and institutional investors.

Assembled and led by the FDA, the network participants — which include health - care insurers and providers — will have the ability to search millions of their own database records at the agency's request.

CER professionals work mainly at academic institutions, but increasingly they are employed by the pharmaceutical industry, clinical research organizations, and insurers, McDonald says.

At a time when drug prices are coming under intense scrutiny, Spark will need to convince insurers, politicians, and pharma critics that the benefit to patients offered by Luxturna justifies its high cost.

«With reference pricing, the employer or insurer will make a contribution towards paying for the prescription drug chosen by the patient, and the patient will pay the remainder,» said lead author James C. Robinson, director of the Berkeley Center for Health Technology at the School of Public Health.

A Warmer Earth, and Fewer Insured Private insurers also point fingers at a changing climate, citing a report issued by the Intergovernmental Panel on Climate Change (IPCC) earlier this year that concluded global warming is to blame for a doubling over the past five years of natural disasters — and that the situation will worsen if nothing is done to stop it.

The owners of said car will usually receive a payout from the insurance company at which point the insurer takes ownership of the car and assesses the damage - branding it with a categorisation from Cat A to Cat N. Cat A cars have suffered irreparable damage such as a catastrophic fire and will never be sanctioned by authorities for road use again.

Although, under Part 205, it is the ultimate responsibility of each U.S. and foreign air carrier to ensure that the insurance information on file with the Department is correct at all times, as a practical matter, a clear majority of insurance forms, cancellation notices, etc., are sent to the Department directly by the insurer (or its representatives).

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

At one time, it was possible to add on coverage via the state's insurer of last resort, but Citizen's has instituted it's takeout program to put policies back with standard carriers, those policies are harder to come by.