A finding made
by a lender prior to beginning foreclosure proceedings.
If you are not familiar with short sales the vast majority of them are NOT approved
by the lender prior to a buyer making an offer on one.
Credit check: This process involves a review of a borrower's credit history
by a lender prior to the extension of credit.
In some cases, the purchase of a credit policy is required
by a lender prior to loan or credit approval.
A homeowners insurance policy will protect you against certain losses and damage to your new home and is generally required
by lenders prior to closing.
The moral could hardly be clearer: If you find you have a SIM, you can turn the tables by making sure that every payment is posted
by the lender prior to the due date.
Not exact matches
Lucie Tedesco, commissioner of the Financial Consumer Agency of Canada, said she is concerned
by the allegations and issued a statement reminding the
lenders of their obligations to obtain
prior consent before increasing credit limits and providing clients with new products.
If a student withdraws, drops out, is dismissed, or takes a leave of absence
prior to completing more than 60 percent of a trimester or period of enrollment, Maryland University of Integrative Health is required to return any federal funds disbursed and not earned
by the student to the
lender no later than 45 days after the effective date of the student's termination of enrollment.
Please note: Processing supplemental loan requests can often be a lengthy process; loan applications are reviewed
by the responsible
lender / agency
prior to its certification
by the HGSE Financial Aid Office.
The average savings was calculated
by subtracting the estimated lifetime cost of the borrowers» student loans refinanced with a
lender via LendKey's platform from the estimated lifetime cost of the borrowers» existing student loans they had
prior to refinancing.
I was not told
by my realtor or
lenders I spoke
prior to signing the new contract about this issue.
Most
lenders allow the borrower to extend the loan
by going online to their website and applying for the extension
prior to the scheduled repayment date.
To determine your mortgage rate you should use the 12 - month daily WSJ LIBOR value, plus the exact number of days
prior to your interest rate change date used
by your
lender to determine the date on which the most current index value is selected.
This letter is provided
by the
lender and must be signed
prior to closing.
Appraisal Fees:
Prior to underwriting the loan, a third - party appraiser is assigned
by the
lender to evaluate the value of the home and the property it sits on.
At any time
prior to the sale of your motor vehicle, you may obtain your motor vehicle
by paying the motor vehicle title
lender the total amount speci ed in the notice.
Right to Cancel: You have the right to cancel your motor vehicle title loan at any time
prior to the close of business on the next day the motor vehicle title
lender is open following the date your loan is made
by either returning the original loan proceeds check or paying the motor vehicle title
lender the amount advanced to you in cash or
by certi ed check, cashier's check, money order or, if the motor vehicle title
lender is equipped to handle and willing to accept such payments,
by using a credit card.
By law,
lenders must disclose the APR
prior to finalization of any loan.
However, a motor vehicle title
lender may seek a personal money judgment against you if you impair the motor vehicle title
lender's security interest
by (i) intentionally damaging or destroying your motor vehicle; (ii) intentionally hiding your motor vehicle; (iii) giving the motor vehicle title
lender a lien on a motor vehicle that has an undisclosed
prior lien; (iv) selling your motor vehicle without the motor vehicle title
lender's written consent; or (v) securing another loan or obligation with a security interest in your motor vehicle without the motor vehicle title
lender's written consent.
When you earn wages plus overtime pay, your
lender totals your
prior two years of overtime pay, and divides
by 24.
Prior to closing; also, an account held
by the
lender into which a homeowner pays money for taxes and insurance.
At any time
prior to such sale, the
lender shall permit the borrower to redeem the titled personal property
by tendering a money order or certified check for the principal amount of the title loan, interest accrued through the date the
lender takes possession, and any reasonable expenses incurred to date
by the
lender in taking possession of, preparing for sale, and selling the titled personal property.
A property appraisal must be completed
by a
lender - approved, certified appraiser
prior to closing.
Prior to providing the funding,
lenders conduct searches to determine if the property is encumbered
by a lien.
«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision
by this State or the United States, or a
lender approved
by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance
by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration
prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker
by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.
We address all these issues with an addendum and go a step further and require pre-approval of all non-cash buyers
by our preferred
lender prior to offer acceptance.
By selling a property, a private
lender can reclaim their investment after all
prior mortgages are paid.
All FICO ® Score products made available on myFICO.com include a FICO ® Score 8, the FICO ® Score most widely used
by lenders, along with additional FICO ® Score versions, including
prior base FICO ® Score versions as well as industry - specific auto and bankcard versions.
Calderon was asked
by AARP's California branch, Consumers Union and Western Center on Law and Poverty to discontinue the bill except if he includes a six - loan restriction, a longer repayment period and an order that
lenders evaluate a borrower's ability to repay
prior to giving a loan.
Ms. Luther represented a commercial
lender in an action brought
by a managing member of a limited liability company who alleged that the
lender violated the Unruh Civil Rights Act
by declining to make a loan to managing member's limited liability company based on managing member's
prior felony convictions.
fraud or misrepresentation
by Borrower, any general partner or the Principal (s) to the
Lender prior to or during the term of the Loan;
Borrower shall have the privilege of prepaying the debt evidenced and secured hereby in full, but not in part, on any installment payment date, upon sixty (60) days»
prior written notice
by Borrower to
Lender, upon condition that Borrower pays to
Lender a prepayment fee equal to the Premium set forth in Paragraph 2 below.
Still, the housing market is about 52 percent as strong as it was
prior to the 2008 housing crash, according to one housing index
by Trulia, which factored in data from the National Association of REALTORS ®, U.S. Census construction, and
Lender Processing Services.
The Buyer argued that the
Lender had made a fraudulent misrepresentation
by not disclosing the
prior sale.
We address all these issues with an addendum and go a step further and require pre-approval of all non-cash buyers
by our preferred
lender prior to offer acceptance.
Appraisal Fees:
Prior to underwriting the loan, a third - party appraiser is assigned
by the
lender to evaluate the value of the home and the property it sits on.
This is pretty easy to avoid
by speaking to a mortgage
lender prior to starting your home search.
Each loan request will be reviewed for accuracy
by the borrower and approved
by the borrower
prior to submission to the
lender.
There had been a
prior foreclosure action filed
by the
lender but it was dismissed without prejudice (meaning the bank could re-file the foreclosure lawsuit) in February 2011.
While the agency guidelines and investors are identical as controlled in most cases
by a computerized approval
prior to
lender selling the loan... the pricing, execution, and experience of staff will be greatly diverse.
Perhaps the most important of these is the requirement that,
prior to any contractual agreement, all borrowers must be counseled
by an independent third party not connected to the
lender.
«
Prior to the financial meltdown, loan - guarantee fees charged
by Fannie Mae and Freddie Mac were substantially lower for banks compared to non-banks, but as part of the financial reform, those fees are now similar for all types of
lenders,» Norris says.